Orange County Bankruptcy Attorney

09/15/2022

Orange County Bankruptcy attorney Michael Franco helps folks in financial trouble here in the 34 cities of Orange County as well as all of the Inland Empire (Riverside and San Bernardino) and Los Angeles Counties.

Call to get your questions answered by Michael personally. Bankruptcy is NOT for everyone, but everyone seems to have several questions they'd like answered so they can make a prudent decision.

06/24/2021

With Financial problems - it is easy to feel defeated. Here is a story about kids with NOTHING achieving something remarkable.

The story of the Widows and Orphans Home football team in Texas in the 1920's. One of the players, Abner McCall, would someday become the president of Baylor University and later a justice on the Supreme Court of Texas.

https://www.texascooppower.com/texas-stories/history/the-mighty-mites

One of his players, Abner McCall, would someday become the president of Baylor University and later a justice on the Supreme Court of Texas.

A little band of orphans ran through Texas high school football rivals like a bunch of field mice

06/10/2021

Don't let Debts overwhelm you! Call today to discuss Debt Relief!

05/26/2021

IMAGINE - being DEBT FREE - Less Stress, More Freedom -
Contact Michael Franco -Bankruptcy Attorney - to discuss how Bankruptcy may be your way out of Debt.

Orange County Bankruptcy Attorney Michael D Franco. Board-Certified Specialist in Bankruptcy Law. Chapter 7, 11, and 13 for individuals, couples, business.

05/07/2021

BANKRUPTCY ALERT - California Homestead INCREASED in January 2021 - greater protection for your residence in Bankruptcy. Contact our office to discuss how this INCREASE to homestead equity protection protects MORE equity than before!

05/07/2021

Are you struggling to get the legal assistance you need? Ask about our $0-down payment options and get us started working for you today!

09/17/2018

Being Sued?

Is a finance company, credit card company or other creditor suing you?

If you cannot make ends meet, rather than spend money you can't afford to hire a lawyer to answer the lawsuit summons, find out if it's time to consider bankruptcy. The minute you file, ALL lawsuits come to a screeching halt. Then you can take a deep breath. Maybe get a good night's sleep...

09/05/2018

Well-know Businesses that took advantage of Bankruptcy

There is no shame in filing Bankruptcy.

In fact, many of the big companies you frequent have taken advantage of the Bankruptcy Laws – so why not you?

Baker’s Square, Best Products, Blockbuster, Bloomingdale’s, Borders Books, Broadway Stores, Checker Taxi, Chicago Cubs, Chrysler, Chuck E. Cheese, Circuit City, Delta Airlines, Eastern Airlines, Fuddruckers, Kmart, Marvel Studios, Orchard Supply Hardware, Orion Pictures, Owens Corning, Polaroid, Ritz Camera Centers, Round Table Pizza, Samsonite, Six Flags, Sizzler, Tower Records, Toys-R-Us, TWA, Tropicana, Trump Resorts, United Airlines, US Airways, and Van de Kamp’s Restaurants.

—ALL have used the U.S. Bankruptcy Laws to get relief. Call Michael Franco to see if it makes sense for you.

08/20/2018

Collection After Bankruptcy Discharge --- --- --- --- What do you do if Collection After Bankruptcy Discharge Persists? --- --- --- --- Collection after bankruptcy discharge

Collection after bankruptcy is barred. You clearly remember reading that following a bankruptcy discharge the law STOPS creditors from any further collection attempts. Congratulations! You followed the rules and successfully discharged your bankruptcy. Months after your bankruptcy discharge you receive a demand letter from a creditor you thought was discharged.

https://www.oc-bankruptcyattorneys.com/2018/07/06/collection-after-bankruptcy-discharge/

07/19/2018

FREQUENTLY ASKED QUESTIONS about BANKRUPTCY...

What is Bankruptcy? -- What is Chapter 7? -- What is Chapter 13? -- Who can file for bankruptcy? -- Can I save my home from foreclosure by filing bankruptcy? -- Do You take payments?

I am Orange County bankruptcy attorney Michael D. Franco. Today I published my answers to many questions my client’s have asked me over the years about ‘all things bankruptcy.’

06/25/2018

Old Second Mortgages - How can I Owe it if it was “Charged Off”?

Old second mortgages are coming up a lot lately in calls to my law office.

I am Orange County bankruptcy attorney, Michael D. Franco. I’ve spoken to numerous people recently about old second mortgages they thought were gone, only to get an unpleasant surprise – the “forgotten” second mortgage was bought by a debt collector and they are now demanding payment of the principal AND years of interest.

The homeowners are shocked that the “old second mortgage” – which they ignored when the second mortgage was “underwater” with no equity to attach to – now is “in the money” after years of increasing real estate values.