Jiapei "Lucas" Liu, Registered Representative with Nylife Securities LLC

04/29/2025

Some of the most in-demand side hustles require ZERO advanced tech skills—just practical know-how and a willingness to start. Whether you want to boost your income, explore entrepreneurship, or build something bigger, there are plenty of opportunities using skills you already have.
Check out this article on easy, high-demand digital side hustles:
Need help with your financial strategy? Let’s connect!
Article is provided for informational purposes only. Readers are encouraged to consult with a qualified career advisor, HR professional, legal expert, or relevant specialist before making decisions related to employment.
https://bit.ly/4jD1Fs6

04/15/2025

Surprisingly, nearly half of Americans 50+ with credit card debt are using it just to cover essentials like food, housing, and healthcare. With debt on the rise, it’s a growing concern.
This article from AARP breaks down the seniors with credit card debt:
If you have questions about managing debt or planning for retirement, I’m here to help—let’s talk!
https://fxn.ws/4iscM5O

03/27/2025

Smart cash flow management can have a bigger impact on your retirement savings than simply earning more. Don’t let common mistakes derail your future. Check out this article on three cash flow pitfalls to avoid—and how to enjoy life now while still saving for the future.
Want to maximize your retirement strategy? Let’s talk!
https://bit.ly/3QQvpot

03/13/2025

APR (Annual Percentage Rate) affects every loan you take—mortgages, credit cards, auto loans, and more. Understanding it can help you make smarter financial choices. Check out this helpful article to learn how APR works and how to secure better rates!
Need guidance on life insurance and financial strategies? I'm here to help!
Article is for information purposes. Contact your bank, credit card company, or your loan provider for guidance regarding your specific situation.
https://bit.ly/4ipsdfz

02/13/2025

Discover how Gen Z, Millennials, Gen X, and Baby Boomers manage their money with insights from New York Life Wealth Watch. Gain tips to personalize your financial strategy.
No matter what your age is, If you'd like to discuss how to fine-tune your financial strategies.
Read the article: https://nyl.co/3CBEw9e

01/30/2025

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01/16/2025

The Fed’s recent rate cut could mean big changes for your finances—but the impact is in the details. From mortgage rates to savings accounts, even small differences can add up.
Curious how it affects you? Check out this quick, insightful article.
Article is for informational purposes only. It is not intended as a solicitation for savings products or mortgages.
https://yhoo.it/40bHQiM

01/01/2025

Happy New Year! May the closeness of your family, friends, and loved ones fill your heart with joy this year and all the years to come.

12/27/2024

Lower mortgage rates will breathe some life into the market but stretched affordability and low inventories will continue to hold back activity.

12/24/2024

May this holiday season bring happiness, joy, and prosperity to you and your loved ones.

12/20/2024

Why are so many of my clients even happier today? Because New York Life just announced that 2025 will be the 171st consecutive year that we've paid dividends to eligible participating whole life policy owners. And this one is the largest declared dividend in our company's history. Let's talk about what that could mean for you.

New York Life, America’s largest mutual life insurer, has declared a dividend of $2.5 billion payable to eligible participating policy owners in 2025, the highest payout in its nearly 180-year history.

12/16/2024

The IRS recently unveiled the new income tax thresholds for capital gains in 2025, reflecting adjustments for inflation.

For the 2025 tax year, the IRS has increased the capital gains tax income thresholds. Here's what you need to know.