Mike Poyntz - Pacific Trust Mortgage

05/22/2023

Spring has not sprung, mainly because new listings have failed to bloom. Existing home sales dropped for the 2nd-straight month, but the speed of sales and the level of competition (multiple offers) keeps rising! And that's why home prices are moving higher in most markets. We need more homes for sale!

05/18/2023

Click on the image to read the full article!

05/16/2023

Click on the image to read the full article! The chain reaction we need is to see rates on both Conventional 30 YR mortgages, and Government loans "float" down to 5.750% (APR depends on your situation), and stay here. This article talks about when & why that could happen for you Home Buyers & Home Sellers.

05/09/2023

Home prices have bottomed nationally and in all but a few cities. The Fed raised rates for (almost certainly) the last time; now the question is how quickly they'll have to start cutting rates if the economy begins contracting. Sellers - you can still get great prices. Buyers - watch out for the rush of demand if mortgage rates drop further.

10/18/2021

If you are ready to replace your Home with a better one, but don't yet know how it all works...click this link below and read this quick article on how to get started. 😁🏠💰

Are you considering selling your home and buying a new one? Learn more about the move-up process from Central Coast Lending with Mike!

06/11/2021

Hey Buyers!

I know you are experiencing one of the most challenging times to buy a home in our U.S. history, and I felt that these 3 tips could help you stand out amongst the crowd. If you are thinking of someone else that is buying and going through the struggles of getting their offer accepted, please pass this along to them. Have a lovely weekend!

Do you know the 3 Best Things you can Offer the Seller in this current market? Click the link above and let us tell you. Get your home today!

05/29/2021

You have the skills, but that may not be enough. Some projects require a permit at the least, if not the involvement of a pro. Before you get started on that potentially costly DIY, take a look at these home improvements projects that you cannot do on your own:

You have the skills, but that may not be enough. Some projects require a permit at the least, if not the involvement of a pro.

05/28/2021

What is one thing you think that everyone should do at lease once in their lives? Comment below! 🌄

05/27/2021

Restaurants are getting back to normal after a year of coronavirus lockdowns, but that's no reason to forget about delicious (and less expensive) backyard grilling. Even if you shy away from outdoor cooking because of the perceived fuss and expense, these simple barbecue tips should get the fires burning:

Whatever you're grilling, these tips will help you save money when you shop for your cookout and make you the undisputed grill master in your neighborhood.

05/26/2021

Renting isn't helping you build long term equity. Many people can afford a home and do not realize it. Use our easy tool to see how close you are to that 1st home purchase!

Our Free Purchase Assistant is designed to help narrow down your loan options based on your individual needs. It’s quick & it’s easy. The more questions you answer = the more accurate your results.