Hsiao Law, PC, aka "Harmony Mama Law"

Hsiao Law, PC, aka "Harmony Mama Law" Life and Legacy Planning for Families
Certified Specialist in Estate Planning, Trust and Probate Law

08/29/2026

You cannot control the economy. You can control whether your family is protected when it shifts. An estate plan is not a prediction about the future. It is a structure that holds when the future becomes unpredictable.

08/28/2026

A TOD deed is one of the simplest ways to pass a single property without probate in California. But it is only one piece of the puzzle. It does not replace a trust, a power of attorney, or a complete estate plan.

08/27/2026

Signing documents is not the finish line. A plan that works means funded trusts, retitled assets, updated beneficiaries, and an attorney who checks in as your life changes. In California the gap between a binder on a shelf and a plan that actually works can cost your family $40,000 or more.

08/26/2026

A couple in their 30s with no guardian named. A woman with a home, a 401k, and a business and no trust. A man who remarried and left his kids with nothing. Three different families. Three completely avoidable problems.

08/25/2026

Your spouse is in the hospital. The bills are due. And the bank will not let you into the account because your name is not on it. This happens to married couples more than most people realize. The fix is simpler than the crisis it prevents.

08/23/2026

Irrevocable does not always mean permanent in California. But changing or terminating one is far more involved than most people expect. Know what you are signing before you sign it.

08/22/2026

Ask your parents three questions while you can. Who steps in when they can't. Where the documents live. And whether the trust is actually funded. Everything else is just paperwork.

08/21/2026

Most couples never think about estate planning until something makes them wish they had. A trust. A power of attorney. A place where everything is organized and easy to find. Three things every newly married couple needs and most never put in place.

08/20/2026

Probate on a $900,000 California home can cost over $21,000 in attorney fees before court costs and other expenses. And California calculates those fees on the full value of the home, not what is left on the mortgage. Creating a trust is step one. Making sure your home is actually inside it and coordinated with a real plan is what protects your family.

08/19/2026

The cheapest estate plan is almost always the most expensive one in the end. A plan that sits on a shelf, never updated, never funded, and never revisited is not protecting anyone. It is just waiting to fail.

Address

4225 Executive Square, Unit 600
San Diego, CA
92037

Opening Hours

Monday 1pm - 5pm
Tuesday 1pm - 5pm
Wednesday 1pm - 5pm
Thursday 1pm - 5pm
Friday 1pm - 5pm

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