Christopher Shearer, MBA Mortgage Advisor NMLS 146016

08/22/2024

Checking out property in Carmel by the Sea

https://www.christophershearerrealestate.com/listings/zip/93923/

DRE: 02062657

09/05/2022

Search the latest homes listed on the market. Or let’s talk, and I can create a custom search alert for you.

06/03/2022

More Americans Choose Real Estate as the Best Long-Term Investment

Want to better understand how buying a home could be a great investment for you? Let’s connect today.

06/02/2022

Today, the demand for homes is still greater than the amount of houses for sale. If you’re planning to sell this summer, this is great news for you. That's why experts think home prices will continue to appreciate, just at a more moderate pace. DM me today so we can discuss why it’s still a great time to sell in today’s market.

06/01/2022

Why Home Loans Today Aren’t What They Were in the Past

In today’s housing market, many are beginning to wonder if we’re returning to the riskier lending habits and borrowing options that led to the housing crash 15 years ago. Let’s ease those concerns.

Several times a year, the Mortgage Bankers Association (MBA) releases an index titled the Mortgage Credit Availability Index (MCAI). According to their website:

“The MCAI provides the only standardized quantitative index that is solely focused on mortgage credit. The MCAI is . . . a summary measure which indicates the availability of mortgage credit at a point in time.”

Basically, the index determines how easy it is to get a mortgage. The higher the index, the more available mortgage credit becomes. Mortgage credit became more available as the housing market heated up, and then the index passed 850 in 2006. In April, the index was at 121...

In today’s housing market, many are beginning to wonder if we’re returning to the riskier lending habits and borrowing options that led to the housing crash 15 years ago. Let’s ease those concerns.

05/31/2022

If you’re in the market for a home, there’s good news. Data from realtor.com shows the number of listings coming onto the market, or new listings, has been rising this year. DM me so you can stay up to date on the latest homes coming to the market in our area.

05/30/2022

Today and always, we remember and honor those who gave all.

05/27/2022

According to a Gallup poll, Americans have picked real estate as the best long-term investment for nine years running. That’s because you’re not just buying a place to call home – you’re investing in an asset that can grow in value with time. DM me today if you’re ready to make real estate your best investment this year.

05/26/2022

Why Summer Is a Great Time To Buy a Vacation Home

You may be someone who looks forward to summer each year because it gives you an opportunity to rest, unwind, and enjoy more quality time with your loved ones. Now that summer is just around the corner, it’s worthwhile to start thinking about your plans and where you want to spend your vacations this year.

>>Why You May Want To Consider a Vacation Home Today
Bankrate explains why a second home, or a vacation home, may be something worth considering:

“For those who are able, buying a second home is suddenly more appealing, as remote working became the norm for many professionals during the pandemic. Why not work from the place where you like to vacation — the place where you want to live?

If you don’t work remotely, a vacation home could still be at the top of your wish list if you have a favorite getaway spot that you visit often. It beats staying...

You may be someone who looks forward to summer each year because it gives you an opportunity to rest, unwind, and enjoy more quality time with your loved ones. Now that summer is just around the corner, it’s worthwhile to start thinking about your plans and where you want to spend your vacations t...

05/25/2022

If you’re looking to make a home purchase, now could be the time to act. Experts forecast home prices will keep rising, which means the longer you wait, the more you could end up paying for your home. DM me so you have a real estate professional on your side who can help you buy now if you're ready.

05/24/2022

Sellers Have an Opportunity with Today's Home Prices

As mortgage rates started to rise this year, many homeowners began to wonder if the value of their homes would fall. Here’s the good news. Historically, when mortgage rates rise by a percentage point or more, home values continue to appreciate.

According to data from CoreLogic, home price appreciation has been re-accelerating since November. This is largely due to an ongoing imbalance in supply and demand. Specifically, housing supply is still low, and demand is high. As mortgage rates started to rise this year, many homebuyers rushed to make their purchases before those rates could climb higher. Selma Hepp, Deputy Chief Economist at CoreLogic, explains:

“Home price growth continued to gain speed in early spring, as eager buyers tried to get in front of the mortgage rate surge.”

And experts say prices are forecast to continue appreciating, just at...

As mortgage rates started to rise this year, many homeowners began to wonder if the value of their homes would fall. Here’s the good news. Historically, when mortgage rates rise by a percentage point or more, home values continue to appreciate. The latest data on home prices seems to confirm that ...

05/23/2022

What's on the Horizon for the Housing Market in the Second Half of 2022?

If you're thinking of buying or selling a home this year, it's important to know where the market is headed and what that means for you. Let's connect so you have the latest expert insights to help plan your next move.