One Stop Transaction Services

08/07/2026

It's that time of year again when we celebrate Sam Hays being Employee of the Month at One Stop Transaction Services!

She's won four days away from her computer to celebrate her birthday starting August 7th!

It was a daunting and difficult challenge, but the runner up will be available if the Employee of the Month is unable to fulfill her duties...

Both Zelda and Sam will be back in the office hard at work on your Real Estate Transactions starting Tuesday August 11th after 9am.

07/29/2026

Catch the missed contingency before it's a fire drill. Train other agents on CAR forms instead of just filling them out. Read the room before your buyer panics.

23 years. 7,500 files. I've seen how it ends before it happens.

Q3's closing out. Q4's next. If you want to end 2026 on a high note, maybe it's time to stop doing it all solo and bring in a ringer.

Send me your worst current file. Give me ten minutes, and I'll tell you exactly where the problems are, what you need to do to move forward, and what your next best risk management steps are.

Swipe through, then DM me — I'll send you a secure link to drop the file. Takes two minutes.

07/23/2026

Thank you for having me to present on June 2026 CAR Forms 📄Revisions/Updates today at the Golden Triangle Caravan.

If you would like the cheatsheet on all on the new forms, comment "CHEATSHEET" below - 📋

And if your tired eyes 🫩💤need a bit of love 💖 - DM me your mailing address/email to send you a bit of relax time with some eye masks!

If there's ever a topic you would like to learn more about related to the California real estate 🏘️transaction process, feel free to give me a ☎️call, text, or email anytime.

💖💖💖I love this stuff, and I love talking about it!!!💬💬💬

I am taking on files again and excited to serve the Southern California Real Estate Community!

📚 Available for in-person trainings 📺 Zoom calls & recorded walkthroughs 🗂 File review & compliance consults 📞 Even if I'm not the TC on your file — call me (619) 993-7264

Let me know how I can help you, your brokerage, or another real estate professional you know — any timeframe, form, or compliance question.❓❓❓

💬 What's a real estate transaction topic you have questions about? Drop it in the comments!

📞 REACH SAM
☎ 619-993-7264
📧 [email protected]
🌐 Facebook Group: facebook.com/groups/onestoptc
📱 Facebook | TikTok | Instagram | LinkedIn | YouTube:

07/22/2026

Whenever your eyes are tired of looking at the same old thing, including paperwork that's mind numbing for you, give me a call. I'm the gold standard. I love looking at all of this. I love looking over the paperwork, and the messier the file, the better.

I'll be presenting on the CAR June 2026 new forms drop at the Golden Triangle Caravan tomorrow, Thursday July 23rd - love to see you there!

If you can't join, but you'd like your set of eye masks sent over for a little recharge and refresh, drop a DM below and I'll get your email and your mailing address to send some over!

06/22/2026

Questions about the C.A.R. Forms June 2026 Drop?

Here's my recap of what you need to know about the updated & new forms

Reviewing
🛑RLA - Clarification regarding unrepresented buyer payment

🛑SA - Fincen, Wholesale Buyers, Open House Risks & Safety Precautions

🛑BRBC - Assignment & Responsibilities

🛑RPA - Other Credits, Appraisal Gap, SWPI, Which CR applies & Fincen

🛑SCO/SMCO/BCO - Liquidated Damages, Appraisal Shortage

🛑SWPI-C - Clarifies Reports & Still Negotiate for Cost of work

🛑SWPI-Q - Questionaire regarding Septic, Well, etc

🛑AOAA - Clarifies who represents buyer after assignment

🛑SPQ - Provide previous Sale Docs & Reports - Trigger SWPI-Q

https://youtu.be/sxUTo7nd2lw

📁📂I am taking on files again and excited to be of service to the Southern California Real Estate Community!

I am available for in person trainings, Zoom calls or recorded videos to help you solve problem and get you the answers you are looking for - I💖 LOVE THIS STUFF! 🏡

Let me know how I can assist you or another Real Estate Professional/Brokerage you know with any timeframe, form or compliance questions, even if I'm not the TC on the file!

What's a Real Estate Transaction Related Topic that you have questions about❓❔❓❔
I'm Here & Happy to Help You & Your Team with understanding Risk Management, File Documentation & DRE Compliance
Samantha (Sam) Hays
CAR Certified Forms Trainer 👩‍🏫
NAR Short Sale Foreclosure Resource 💵
CAR Certified Transaction Coordinator🗃
Zipforms Trainer ⌨
CAR Probate Certified ⚖
Realtor DRE 01385631 🏠
Notary 📃
619-993-7264 ☎📞
[email protected] 📧
🌐 Facebook Group - Why with One Stop TC - CAR Forms, Tips & Tricks from a TC
🌐 Facebook/TikTok/Instagram/LinkedIn/YouTube -

📆📌Why With One Stop Weekly Videos Return MidSummer -
DM to be added to the list & Follow me

About Sam Hays, DRE 01385631

🛑 Over 2 Decades of Southern California Real Estate File Experience
🛑 Assisted with over 7500+ Transactions
🛑 Risk Management Focused Compliance & Documentation Specialist
🛑 😎

Why with One Stop 🛑 Mission Statement
My mission is to serve as a front-line risk management specialist for independent brokers and agents.

I build defendable, compliant, and well-documented transaction files that align with DRE, broker, and statutory requirements— while recognizing that ultimate responsibility always rests with the broker.

Through One Stop Transaction Services, I reduce administrative friction, protect transaction integrity, and restore time & mental bandwidth.

The services I offer allows real estate agents and their brokers to focus on business generation, leadership, and growth.

🛑All your transaction needs in One Stop 🛑

*** All information provided as educational information. Verify all with broker of record, your E&O and CAR Legal ***

NEW C.A.R. FORMS HAVE DROPPED - JUNE 2026Topics Covered🛑 RLA - ...

06/21/2026

Per Usual - Now is Always the Best Time to Buy

https://www.realestatenews.com/2026/06/17/fed-changes-already-underway-as-kevin-warsh-embraces-top-role

Key Points -

The Federal Open Market Committee voted June 17 to keep short-term rates at the 3.5% to 3.75% range amid rising inflation and the ongoing war in the Middle East.

In a notable shift from early 2026, more Fed officials are now expecting a rate hike before the end of the year rather than a cut.

During his first press conference as Fed chair, Kevin Warsh announced the creation of five new task forces, which he said will provide a “fresh look” at how the central bank operates.

Here's my thoughts -

I'm all about paying attention and seeing what happens.

While none of us know what could happen tomorrow and everything is always changing, it's best to be prepared.

Now is a great time to have conversations with your clients, check in on their status, check in on where they are with loans, equity, and whatnot.

It's better to have a client who is in a place of power because they have knowledge that you provided for them regarding the numbers, than to have them coming to you when they're in a place of panic down the road in case life just happens.

Give me a call, I'm happy to take a free 15 minute review of your messiest file to let you know where I see the potential red flags & potholes.

I'm certified in short sales and foreclosures, and I've seen about 7,500 plus of these files - I usually know where things are going on a file & how to best document it.

📁📂I am taking on files again and excited to be of service to the Southern California Real Estate Community!

I am available for in person trainings, Zoom calls or recorded videos to help you solve problem and get you the answers you are looking for - I💖 LOVE THIS STUFF! 🏡

Let me know how I can assist you or another Real Estate Professional/Brokerage you know with any timeframe, form or compliance questions, even if I'm not the TC on the file!

What's a Real Estate Transaction Related Topic that you have questions about❓❔❓❔- I'm Here & Happy to Help!

Samantha (Sam) Hays
CAR Certified Forms Trainer 👩‍🏫
NAR Short Sale Foreclosure Resource 💵
CAR Certified Transaction Coordinator🗃
Zipforms Trainer ⌨
CAR Probate Certified ⚖
Realtor DRE 01385631 🏠
Notary 📃
619-993-7264 ☎📞
[email protected] 📧
🌐 Facebook Group - facebook.com/groups/onestoptc
🌐 Facebook/TikTok/Instagram/LinkedIn/YouTube -

Though the Fed held short-term interest rates steady at its June meeting, several officials now anticipate at least one rate hike before the end of the year.

06/16/2026

HAPPY NEW C.A.R. FORMS DAY!!!
https://youtube.com/shorts/B8hY6JbCJf0?si=unVKRvJNeyY9OZj-
The Three Brand New Forms

These didn't exist before. You can't use the old form as a substitute.

PRBS-B / PRBS-S — The Possible Representation of More Than One Buyer disclosure is now two separate forms: one for buyers, one for sellers. The old combined PRBS is gone from the RPA bundle. Agents who reach for habit on this will miss it.

SWPI-Q — New seller questionnaire specifically for septic, well, and propane systems. Referenced in RPA paragraph 11, similar to how solar systems work.

SWPI-C — New allocation of costs addendum for the same systems. Goes into RPA paragraph 3Q grid. If your property has any of these systems, both forms are now in play.

RCJC-T**A — New informational form for rent cap and just cause requirements on tenant-occupied properties. Used alongside the T**A addendum.

The RPA Changes That Hit Pocketbooks

Appraisal gap (paragraph 3L2): Now has three clearly defined options — purchase price, set minimum dollar amount, or appraisal gap. The gap amount stays constant through counteroffers. Agents need to be intentional about which box they check.

Demand to close escrow (paragraph 14G): Cancellation after a DCE now must be in writing and signed. If the seller cancels and the buyer is still acting in good faith to satisfy a contingency, the deposit goes back to the buyer. This is a significant shift.

FinCEN federal reporting (paragraph 19D): No longer a separate addendum — it's embedded directly in the RPA. All-cash and certain non-reporting loan purchases may trigger reporting obligations.

New forms are live. Old habits aren't.
Let's get your team caught up — give me a call.

Samantha (Sam) Hays

CA DRE 01385631

619-993-7264
[email protected]



Always go verify all with the broker of record of the file you are working on -

June 16th 2026, the new CAR forms drop today!- PRBS - 2 versions ...

06/09/2026

Reminder June 2026 CAR Forms drop on 6/16 -

Legal Live today https://carorg.zoom.us/webinar/register/WN_uHh3XC9UQUuoqVZmCTtSDg #/registration

I'll have a video up by early next week about the new forms as well - stay tuned!

04/27/2026

I hate seeing my agents work for free and that's what's happening every time you have an expired BRBC or you're trying to ask for more commission in RPA 3G3 than you've agreed to in the BRBC.

Give me a call. Let's talk. 619-993-7264 or [email protected]

Verify all with the broker record of the file you're working on but I got a lot of agents doing a lot of exposure stuff.

Keep an eye on it.

04/21/2026

This is what I've done as a career since 2003 -
Who you work with and their experience matters

I'm offering free "Problem Child" File Reviews to 23 Agents to celebrate my 23rd year in Southern California Real Estate.

Give me a call and let me take a look at your worst file - I'm happy to help make sure your documentation is sorted out, as well as discuss how to streamline your systems moving forward.

I'm here to assist you or another Real Estate Professional/Brokerage you know with any timeframe, form or compliance questions, even if I'm not the TC on the file!

Samantha (Sam) Hays
CAR Certified Forms Trainer
Zipforms Certified Trainer
CAR Certified Trust/Probate Specialist
CAR Certified Transaction Coordinator
Realtor DRE 01385631
Notary
619-993-7264
[email protected]
Facebook Group - Why with One Stop TC - CAR Forms, Tips & Tricks from a TC
Facebook/TikTok/Instagram/LinkedIn/YouTube -