San Diego Homes & Lifestyles

San Diego Homes & Lifestyles Sharing 19 years of real estate expertise and a background in bankruptcy law, investments and land acquisitions.

I've created an innovative approach to real estate strategies and tailored solutions for buying, selling, and investing, based on your goals. As a Realtor, my job encompasses many different fields in which I must posses a certain level of knowledge, this is to ensure that I am not only providing the best service possible at all times, but also able to guide you through a much safer and financially

sound path. It's beneficial during this type of market where "change" is the only constant, to educate your self to be able to make the best decision possible, sometimes in a short window of time. Knowledge truly is power and that knowledge creates a type of filter to many hurdles in which you hear others having to go through because either they or their Realtor was not prepared for such a competitive fickle market such as the one we are in today. There are many changes today in real estate, from extensions to government programs, to revamping of laws and certain acts preciously passed to protect you from tax consequences, to new alternatives to keep you from getting foreclosed on your home. I like to take the years of experience that I have in bankruptcy law and loss and mitigation, and apply it to the big picture, so it's not just about selling or buying a house, it's about you and your family and your financial future. I have a large access to multiple attorneys in various fields, attorneys who specialize in real estate, bankruptcy, civil, criminal, divorce, family law, corporate, personal injury, and other, that can help guide you in the right direction. This has allowed me the opportunity to work with not just my neighbors and first time home buyers (my personal favorite), but also investors, foreign international clientele, out of state, and REO's. I love what I do, and I look forward to working with you!

I love it when my clients fall in love with a house. The real test of love in real estate typically comes after the home...
12/31/2025

I love it when my clients fall in love with a house. The real test of love in real estate typically comes after the home inspection 😎

This was a full remodel down to the studs, and a very good job done. A lot of contractors cut corners, sub cheap material, slack on the installs, and in the pictures it’s really hard to tell. Sometimes you see new appliances in the kitchen but don’t realize that the gas lines are corroded, waterlines are shotty and well the house ends up looking good in pictures and on paper, but come time for the home inspection the real issues start to surface. Having done flips myself and managing full remodels for clients, I can tell the difference between quality work and putting lipstick on a pig.

Home inspections can be instant deal killers, especially if you don’t have enough experience with homes that have been remodeled or “flipped”. But how you respond under pressure and translate the findings on a home inspection to the people you are working with so that it’s relatable to their level of understanding, is always a big influential factor. If you’re looking to purchase a home that’s been fully remodeled or with the intentions of doing some of the upgrades and remodel yourself, send me a message and I’ll guide you through some of the most common hurdles 🏡




One of the most challenging transactions I’ve ever done. This one alone I could do an entire podcast about tbh. The less...
12/31/2025

One of the most challenging transactions I’ve ever done. This one alone I could do an entire podcast about tbh. The lessons were far more valuable than the compensation. The seller was originally a FSBO (for sale by owner), he went through 13 agents before he signed with me. He was actually under contract when we met and ended up firing that agent. The seller (like most sellers) had an unrealistic idea on how much his house was worth. The seller’s property was old and dated, vacant, needed a ton of work, had an unpermitted garage conversion into an ADU where he was staying, and unfortunately he was also in foreclosure and there was limited time to sell. He had a hard money 2nd that was IO and was also in default at a very high interest. On top of being pressed for time with the notice of sale status, he didn’t know how to operate simple software like DocuSign, so just another hurdle to add to the mix. Best part, he wanted $300k more than it was worth and wanted to sell it off market and not pay any buyer’s commission…. 🫠

So here’s what I did....

I reached out to his first lien holder and helped him negotiate more time (banks will usually delay NOS’s if you show them a listing agreement in an attempt to sell and actually communicate with them) ✅
I reached out to my contacts at the city and found out what needed to be done to get the garage conversion fully permitted ✅
Tapped into my network of investors and cash buyers to try and get my seller a quick cash offer and see what price point most investors were at ✅
Connected with my property management company and asked them for a rental proforma on what the 4 units would rent for today ✅
After I compiled all this data and comps I went back to the seller again and convinced him to list it on the MLS as he would have a much better shot at selling quick and for more money. ✅

This is as far as IG will allow my story to go 😂 DM me for the whole story ;)




First time on the market in 30+ years! My clients decided it was time for their retirement upgrade, or upleg. If you eve...
12/31/2025

First time on the market in 30+ years! My clients decided it was time for their retirement upgrade, or upleg. If you ever hear the term “upleg” it’s referring to the property or asset that’s being acquired in the latter part of a 1031 exchange. Think of it like the “upgrade” property or asset that you are purchasing after you sell your current home or asset. The house that you’re selling to acquire the upleg is called the downleg. So if you’re ready to walk away from your current home and march into your 2026 upleg, shoot me a message for a great 1031 referral! 🤓📊





Dictionary Hill has some of the best views in San Diego. It got the name from subdividers that would offer encyclopedias...
12/31/2025

Dictionary Hill has some of the best views in San Diego. It got the name from subdividers that would offer encyclopedias, that also came with a dictionary, with the purchase of a lot. It used to be called Lookout Mountain which makes a bit more sense when you see the views from here.

💭 5 common concerns that I run into often when I speak with buyers interested in purchasing land: 1) They are trying to find an alternative to an overly priced market and the competitiveness of homeownership. 2) They can’t afford the house of their dreams or even the house that suits their needs. 3) They don’t know where to start in the purchasing process or getting a vacant land loan. 4) They don’t know how to figure out what they can build and what restrictions come with the land. 5) They have no clue how much any of this costs.

💡 Here’s how you know if you have a good deal: If you take the price of a lot, add the cost of entitling the land (grading, right of way, adding utilities, etc.) then the cost of construction specific to the size of the home you’d like to build (i.e. $250.00 a squared foot for a 2000sf home) and add it all up, if that number is less than what it would cost you to purchase a new construction or remodeled/flipped home in that area, that’s the same size with similar features, then you are looking at a potentially really good investment. For a more comprehensive guide to purchasing land, send me a message.




🚨 JUST LISTED!! 🏡 📍646 Downer Ave El Cajon 92020• 3beds 2baths• 1280sf• SOLAR (11 years into the lease)• 2 car garage • ...
06/21/2025

🚨 JUST LISTED!! 🏡

📍646 Downer Ave El Cajon 92020

• 3beds 2baths
• 1280sf
• SOLAR (11 years into the lease)
• 2 car garage
• 6000sf lot

Purchase price $755,000 🏡 🔑




3rd time the charm… And this unit was quite the charmer. I originally sold it to a friend 4 years ago, when she asked me...
06/21/2025

3rd time the charm… And this unit was quite the charmer. I originally sold it to a friend 4 years ago, when she asked me to list it I told her we were going to go off market for a couple weeks to give her more time to move with out the added stress and pressure of simultaneously listing the house. Less than 24hrs after I start marketing the condo, I get a call from a neighbor that’s been looking in this complex for 8 months and hadn’t found a unit she liked. Showed her the unit, she immediately fell in love with it. She asked if I would represent her and we ended up doing an off-market deal at full price, without it ever hitting Zillow or the MLS. Win win for both my clients.

There’s a lot of talk about off-market deals, Zillow not listing certain homes if they don’t follow the MLS clear cooperation 2.0 rules, the MLS issuing fines to agents if they even put a sign out on the property and don’t list within a certain time frame. The bottom line is, there is a TON of off-market deals happening on a weekly, if not daily basis. It’s literally an entire sub-market. The best thing we can do as agents is have all the tools and resources to know how to navigate it ourselves, so we can properly educate and guide our clients through it.

I’ll do a whole blog about the off-market topic, I know there’s mixed feelings 😉

📍12057 Calle De Leon #32 El Cajon 92019 - Rancho Villas

*** If anyone is having trouble with lending due to SB326 in this complex, DM me. I’m the best and most recent comp 😎




🚨 🏡 OPEN HOUSE 🏡 🚨 This Clairemont open floor plan single-family home has been beautifully updated, including a designer...
05/04/2025

🚨 🏡 OPEN HOUSE 🏡 🚨

This Clairemont open floor plan single-family home has been beautifully updated, including a designer kitchen and wide plank oak flooring! This home is also in the Transit Priority Area and may also qualify under SB 743 for multiple ADU’s, making this an amazing investment opportunity for just over $1m!






🏡 Single Family Home + Fully Permitted JADU + Detached ADU 💵 With views of the ocean and Coronado Bridge, this fully rem...
05/03/2025

🏡 Single Family Home + Fully Permitted JADU + Detached ADU 💵

With views of the ocean and Coronado Bridge, this fully remodeled home was a perfect play for sought after “live in one and rent the other” scenario. The detached ADU with a full bathroom and kitchen makes it perfect for Airbnb, but one of my favorite parts about investment properties where the owners plan to live in it or keep it for over 5 years, is when there’s still value add. Value add is when you can add something of value to your property where the cost would not exceed its market value in that area.

Another perk is when you’re working with a great agent and team!! Always a pleasure working with on great investments!!






🏗️ 🦺 JUST SOLD!! 🧱🏘️1660 San Miguel Ave Spring Valley 91977This multi-unit, infill development project on Dictionary Hil...
03/25/2025

🏗️ 🦺 JUST SOLD!! 🧱🏘️

1660 San Miguel Ave Spring Valley 91977

This multi-unit, infill development project on Dictionary Hill is going to generate some serious cash-flow!!💰

Purchasing land and actually planning to develop it into any type of livable dwelling, is not for the faint of heart. To be honest, most people that seek out to purchase land (outside of builder or development firms) look to put some sort of manufactured home or modular home on it. Now, that makes sense when you think, “okay, I’ll buy a small and cheap parcel for $100k and have a manufactured home built on it for $200k”. However, I have had so many conversations where I feel like I’m telling a kid that Santa isn’t real, when I start to explain why you can’t just put any dwelling on raw land, and how the entitlement process works (not to mention the cost). It’s a tough conversation but at least those buyers now have realistic expectations and can adjust and modify their vision based on their budget and the reality of how far their purchasing power will actually take them.

In this case, it’s not the first rodeo for these buyers and I’m excited to see the finished product! With values hitting $1.3m for new construction of just ONE single family house, well… imagine adding a JADU and ADU to it 🤑




I love the plans for this project! It’s a lot like San Miguel Ave but it’s one HUGE lot (3 lots in one) with 3 units, al...
07/31/2024

I love the plans for this project! It’s a lot like San Miguel Ave but it’s one HUGE lot (3 lots in one) with 3 units, all with their own individual addresses and entry ways. Another opportunity to live in one and rent the others!!

This vacant lot is over 18,000 square-feet, it’s at the end of the street and has top notch views of the reservoir and the hills. The plans for the 3 units are fully approved and all the permits convey with the land! A little tip on permits, it’s usually easier and faster to modify existing permits, than it is to request brand new ones 😉

Here are the specifics:
LOT - 18,985sf
Zoned - RS (residential)
Height - 2 stories, capped at 35’
Permits - Approved for 1 SFR (with basement) 1 JADU and 1 ADU
Utilities - Permits approved for water and sewer
Road - Approved for a driveway
Renderings - Included with land purchase

Here are the floor areas for what’s approved:
Basement - 507sf
1st floor - 644sf
2nd floor - 788sf
JADU - 499sf
TOTAL SFD+JADU 2438 SF 2438 SF
Garage - 523sf
ADU 1st floor - 533sf
ADU 2nd floor - 663sf

GRAND TOTAL OF 4,157 SQUARE-FEET!!

Jerome Morlet
Canter Real Estate Group / Compass
DRE Lic # 01795086





This one was a special one...Quite a journey, I couldn't be more grateful for all the referrals from my peeps 🙏🏼My clien...
07/29/2024

This one was a special one...Quite a journey, I couldn't be more grateful for all the referrals from my peeps 🙏🏼

My clients had just lost their mom, they hadn't been in the US in over a decade, they just had a baby, and now had to deal with their moms estate and liquidate assets, deal with the burial, all remote from another country. They had a house they needed to sell, it needed a TON of work, pretty much a tare down. They had to sort out docs with the county and city, so I told them to just let me handle everything that had to do with the house.... At first I thought, quick close, cash offer, no problem. However, after running the numbers I saw that the ARV was pretty high in and home prices were going up despite the rate hikes. So we discussed the numbers and it made more sense to remodel the house and sell it for a profit, than to just get a low cash offer and walk away. Long story short, I helped them take care of permits, wills, county and city docs, got multiple bids from contractors and they hired my company RENOVATED for a full remodel on the property, the project management, design, and I took care of everything for them.

I swear I've never met nicer and most trusting people. They literally gave me access to their credit card and bank account for the remodel and trusted in me for the entire design of it. The project management was a LOT of work but I can't emphasize enough how necessary it is when you're doing major remodels. Unless you like paying for change orders, I'd highly recommend it. Ready for the next one and grateful for meeting such great people and making friends in another country!!

Jerome Morlet
DRE Lic #01705086
[email protected]





You know what they say about land, “they’re not making any more of it!” This 11k SF parcel was one of the most challeng...
09/29/2023

You know what they say about land, “they’re not making any more of it!”

This 11k SF parcel was one of the most challenging transactions I’ve done in years. Helping my sellers navigate through a divorce, we found ourselves in front of multiple hurdles. The buyer electing to use private lending shed its own share of challenges, and the amount of contingencies hinging from one another made this at one point seem almost impossible to accomplish.

In the end, I was able to utilize my resources and with the help of my team, title and escrow, I was able to help the sellers coordinate despite their differences, I was able to restructure the contract substituting the buyer and helping him secure private lending with only $5k out of pocket. I was able successfully negotiate agreeable terms between sellers, buyer, private lenders, attorneys, and in the end, this was a huge win for everyone! I’m beyond excited for the new buyer who now has an amazing investment opportunity for him and his family, nothing like building your family their new house with built in equity! 🏡💰👏🏽




Address

7863 Girard Avenue #210
San Diego, CA
92037

Opening Hours

Monday 8am - 9pm
Tuesday 8am - 9pm
Wednesday 8am - 9pm
Thursday 8am - 9pm
Friday 8am - 9pm
Saturday 8am - 9pm
Sunday 8am - 9pm

Telephone

+16197376586

Website

http://www.yourkeytocash.com/

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