02/14/2025
Medicaid and Long-Term Care Planning
Most of us want to avoid institutionalized care, worry that our retirement savings won’t last, and fear becoming a financial or caregiving burden on our loved ones as we age. Unfortunately, many people mistakenly believe that Medicare covers long-term nursing home care—it does not, except for very limited periods.
If you’re wealthy or have a robust long-term care insurance policy, you may not need to worry about these costs. But for most families, planning ahead is essential to protect assets while preserving eligibility for government assistance.
Proactive vs. Crisis Planning
Proactive Planning: The best time to plan for Medicaid eligibility and asset protection is before you need care—such as when updating your will or estate plan.
Crisis Planning: If you or a loved one needs long-term care now, we can still help safeguard assets and navigate Medicaid eligibility requirements.
No matter where you are in the process, we can assist with:
✅ Understanding Medicaid eligibility and application requirements
✅ Protecting assets for your spouse and children
✅ Connecting you with a trusted team of financial advisors, care managers, and service providers
Planning early can mean the difference between financial security and uncertainty. Don’t wait until it’s too late—let’s start the conversation today.
Contact our office at 210-944-4930 or book online at LokeMooreLaw.com
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