08/05/2026
🚗 Know Your Coverage: Property Damage (PD) Liability
If you cause an accident, Property Damage (PD) Liability coverage helps pay for damage to someone else's property—most commonly their vehicle, but it can also cover things like fences, buildings, mailboxes, or other structures.
In Florida, drivers are required to carry at least $10,000 in Property Damage Liability coverage. But with today's repair costs, that minimum may not go as far as you think.
💡 A newer vehicle can easily cost far more than $10,000 to repair or replace. Reviewing your coverage now could help protect your finances later.
Do you know how much Property Damage coverage you carry?
If you've been involved in an accident or have questions about insurance coverage, Call Kovar is here to help.
🌐 CallKovar.com
📞 727-827-7777