Boggs Law Group

10/20/2026

🏢 For a condominium association, an insurance claim can lead to a lot of decisions.

What damage needs to be addressed? What has been documented? How has the insurance company evaluated the loss? What does the policy provide? Where do the association and insurer disagree?

For board members and community association managers, understanding those questions can be an important part of determining what comes next for the property and the community.

At Boggs Law Group, we assist Florida condominium associations with delayed, denied, undervalued, and otherwise disputed property insurance claims.

Our approach begins by understanding where the claim stands. We review the policy, claim documentation, damage evaluations, communications, and circumstances surrounding the loss. Then we help the association understand the issues affecting the claim and the legal options that may be available.

Our goal is to provide practical legal guidance while advocating for the community’s interests and pursuing the options available under the policy and law.

Before deciding what comes next, understand where the claim stands today.

If your condominium association has questions about a disputed insurance claim involving a Florida property, call Boggs Law Group to learn how we may be able to assist.

📞 727-954-8833 | FREE Consultation

10/20/2026

🏢 Community Association Managers & Board Members: Join us for an upcoming FREE virtual webinar!

A professional reserve study is an important planning tool, but its value extends well beyond the annual budgeting process.

Join us on October 28th for Implementing & Utilizing Your Reserve Study, featuring Matt Kuisle, PE, RS, Director and Shareholder of Reserve Advisors.

Learn more about the distribution, review, and implementation of a professional reserve study and how your community can effectively utilize its report for years to come.

📅 Wednesday, October 28th
⏰ 12:00–1:30 p.m. EDT
💻 FREE Virtual Webinar
🎓 1 Hour CEU Credit

🔗 Register here: https://us02web.zoom.us/webinar/register/4717920719036/WN_iMn-CbaoRjOThdhEyanzGA #/registration

We hope you'll join us! Feel free to share with fellow CAMs, Board Members, and community association professionals who may benefit.

This is not a Florida Certified Board Member class.

10/19/2026

📘 POLICY TERM: Examination of Records / Records Request

Why might an insurance company ask for receipts, invoices, estimates, photographs, or other records during a property insurance claim? These documents can provide important details about your property, the damage, repairs, expenses, and the circumstances surrounding the loss.

Depending on your policy and the specifics of your claim, an insurer may request records as part of its investigation and evaluation. This could include:

📸 Photographs or videos
🧾 Receipts and invoices
🔨 Repair estimates
📋 Inspection or repair records
💬 Other documentation related to the loss

If you receive a request for records, take time to understand exactly what is being asked for and how it relates to your claim. Keeping copies of the information you provide, along with any communications about the request, can help you stay organized and informed.

Know what your policy says. Understand the request. Keep a clear record of your claim.

10/16/2026

🌀 Hurricane Isaias has passed. For Florida property owners affected by the storm, the insurance claim may only be beginning.

In the days following a hurricane, a lot can happen.

Damage is documented. Temporary repairs may be made. Inspections take place. Estimates are prepared. Information is provided to the insurance company. And decisions about the claim begin to take shape.

Each step can become part of the claim's history.

At Boggs Law Group, we believe understanding that history matters. If a Hurricane Isaias property insurance claim becomes delayed, denied, undervalued, or otherwise disputed, we can review the policy, documentation, inspections, evaluations, insurance communications, and circumstances surrounding the loss.

Our role begins with understanding what happened and what is affecting the claim. From there, we help Florida property owners understand their legal options and advocate for their rights as they pursue available insurance benefits.

The hurricane has passed. Understanding your claim is the next step.

If you have questions about a Hurricane Isaias insurance claim involving a Florida property, visit https://ow.ly/HKSz50ZXH49 to request a FREE Consultation.

10/16/2026

Great leadership isn’t only about leading the way. It’s about helping others find their way forward.

On Boss’s Day, we recognize the leaders who listen, encourage growth, share knowledge, and create an environment where people can do their best work.

At Boggs Law Group, we believe strong leadership begins with understanding people, valuing their perspectives, and recognizing what each person brings to the team.

Today, we celebrate the leadership that helps turn individual contributions into something greater.

Listen. Encourage. Lead with purpose.

Happy Boss’s Day!

10/15/2026

📘 POLICY TERM: Notice of Cancellation

Receiving a notice from your insurance company can get your attention quickly. But before focusing only on the word “cancellation,” take time to understand what the notice is communicating.

A Notice of Cancellation informs a policyholder that the insurer intends to end coverage before the policy’s scheduled expiration date.

If you receive one, read the entire notice carefully.

📅 When is the cancellation expected to take effect?
📄 What policy does the notice identify?
🔎 What reason, if any, is provided?
📋 Does the notice identify anything the policyholder needs to do?
📁 What other policy documents or communications may be relevant?

The specific requirements surrounding cancellation can depend on the policy and circumstances.

Know what is changing. Know when it may take effect. Understand the notice in front of you.

10/14/2026

🏠 Sometimes the first question about an insurance claim isn't the only question that needs an answer.

“Why was my claim denied?”

“Why is it taking so long?”

“Why is the insurance company's evaluation different from the damage or repairs I'm dealing with?”

Those questions may be where the conversation begins. Understanding what is behind them can require a closer look at the policy, documentation, claim history, insurer communications, evaluations, and circumstances surrounding the loss.

At Boggs Law Group, we assist Florida property owners with delayed, denied, undervalued, and otherwise disputed property insurance claims.

Our approach begins with understanding. We take the time to learn what happened, identify the issues affecting the claim, explain the legal options that may be available, and advocate for our clients' rights as they pursue available insurance benefits.

Because sometimes moving forward starts with knowing which questions need answers.

If you have questions about a disputed insurance claim involving a Florida property, visit https://ow.ly/7z1750ZXyVe to learn how we may be able to assist.

10/13/2026

🌀 Hurricane Isaias has made landfall. Now attention is turning to how the losses may affect Florida’s insurance market.

A new Insurance Business article examines the potential impact of Hurricane Isaias following its October 9 landfall near Destin as a Category 2 storm.

According to the article, Moody’s Ratings identifies Florida-focused insurers as having the greatest exposure, while larger national carriers may be better positioned to absorb hurricane-related losses because of their geographic diversification and reinsurance protection.

The article also looks at another issue that can become especially important after a hurricane: determining what caused the property damage.

Wind, storm surge, and flooding can affect properties during the same storm, but they may not be treated the same way under an insurance policy. Insurance Business notes that homeowners policies typically exclude flood damage, which can make questions about wind and water particularly important when both are involved in a loss.

For Florida property owners, the storm is only part of the story. Understanding the policy, the cause and extent of the damage, and how the insurer evaluates the claim can provide important context for what happens next.

One storm can create different insurance questions. Understanding how they connect matters.

🔗 Read more from Insurance Business: https://www.insurancebusinessmag.com/us/news/catastrophe/floridaonly-carriers-bear-the-brunt-as-reinsurance-renewals-hold-593298.aspx

Moody’s says large nationals are well-positioned to absorb Isaias losses as January pricing softening continues

10/13/2026

🎀 Behind every pink ribbon is a person, a family, and a story.

On Breast Cancer Awareness Day, Boggs Law Group recognizes those who have been diagnosed with breast cancer, those navigating treatment, survivors, and the families and friends who stand beside them.

We also recognize the caregivers, healthcare professionals, researchers, advocates, and countless others working to support patients and advance our understanding of breast cancer.

Awareness is about more than wearing pink. It is an opportunity to listen, learn, support the people in our lives, and recognize the strength found in communities that show up for one another.

Today, we stand with everyone whose life has been touched by breast cancer.

Support one another. Honor every story. Keep hope moving forward.

10/12/2026

🌧️ After Hurricane Flooding: What Homeowners Need to Know

Following Hurricane Isaias, many Florida homeowners may be assessing flooding, water intrusion, and other storm-related property damage.

When a hurricane brings both wind and significant water, understanding how the damage occurred can become an important part of the insurance claim process.

Our October blog discusses:

✔ Why the source of water damage may matter
✔ What homeowners should document before cleanup and repairs
✔ Why some damage may not be immediately visible
✔ What to know about insurance inspections
✔ Why it's important to keep receipts, estimates, and other records

Not every situation involving water damage is necessarily the same. The cause of the damage, applicable policy language, and individual circumstances may all be important.

📖 Read “After Hurricane Flooding: What Homeowners Need to Know”: https://boggslawgroup.com/hurricane-flooding-florida/

If your Florida property insurance claim has been denied, delayed, or undervalued, contact Boggs Law Group for a free consultation to discuss your insurance claim.