10/20/2026
Most buyers assume saving for the down payment is the hardest part, but Sarasota has a local quirk that can catch you completely off guard. Unlike the majority of Florida, Sarasota is one of just seven counties where buyers customarily pay for the owner’s title insurance. That single detail, along with tricky tax prorations and surprise condo fees, could drastically change the exact amount of cash you need on closing day.
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