10/19/2026
Waiting for mortgage rates to drop? The latest inflation numbers are a reminder that the timing is still uncertain.
Inflation rose to 3.7% in September, coming in higher than economists expected. Rising gas prices played a big role, but other costs increased too.
When inflation stays elevated, the Federal Reserve may have less room to cut rates. And while the Fed doesn't directly set mortgage rates, its decisions and expectations around inflation can influence where mortgage rates go next.
What does this mean if you're planning a move? Don't put your plans on hold based solely on the hope that rates will fall.
Whether you're buying or selling, understanding your options in today's market can help you make a more confident decision.
Have questions about your next move? Let's talk through your options.