Offices of Noah S. A. Schwartz at Ringler

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Offices of Noah S. A. Schwartz at Ringler Settlement consultant who heads Ringler’s Sacramento, Fresno, and Reno offices.

Noah’s focus is on designing structured settlement annuity packages for people involved in personal injury, wrongful death, and workers’ compensation cases.

Who actually sends structured settlement payments?Usually, a life insurance company through an annuity. It is fair to as...
10/15/2026

Who actually sends structured settlement payments?

Usually, a life insurance company through an annuity. It is fair to ask which one and how it is rated.

A vehicle, a ramp, new equipment, tuition. Big costs you can see coming can be planned for.Ringler explains how: https:...
10/13/2026

A vehicle, a ramp, new equipment, tuition. Big costs you can see coming can be planned for.

Ringler explains how: https://loom.ly/56P5VG4

A case can settle while therapy is still going. The legal timeline runs on the calendar. The medical one runs on the bod...
10/07/2026

A case can settle while therapy is still going. The legal timeline runs on the calendar. The medical one runs on the body.

Plan for both.

A settlement is not a scoreboard. It is a way to move forward.Worth a read from Ringler: https://loom.ly/FdPFUGQ
10/05/2026

A settlement is not a scoreboard. It is a way to move forward.
Worth a read from Ringler: https://loom.ly/FdPFUGQ

A structured settlement provides predictability. A thoughtful budget helps turn that predictability into long-term stabi...
10/02/2026

A structured settlement provides predictability. A thoughtful budget helps turn that predictability into long-term stability.

This latest blog looks at how to plan around regular payments, future milestones, unexpected expenses, and long-term goals.

More information here: https://loom.ly/ZxfJb_g

Easily stay up to date with the structured settlement industry!Subscribe to our newsletter and stay in touch with us and...
09/30/2026

Easily stay up to date with the structured settlement industry!
Subscribe to our newsletter and stay in touch with us and the structured settlement industry!

September is Life Insurance Awareness Month, a fitting time for a question that often goes unasked in settlement discuss...
09/24/2026

September is Life Insurance Awareness Month, a fitting time for a question that often goes unasked in settlement discussions.

A settlement is usually framed around one person. But most people are part of a household: a spouse who cut back hours to help, a child whose plans shifted, a parent who moved in.

So the question is not only how long does this need to last for me. It is also what happens to the people relying on it.

Settlement payment streams can be designed with that in mind — guaranteed periods that continue to a named beneficiary, for example. Whether it fits depends on the situation.

A settlement rarely affects only one person in these situations. It’s important to consider all those who may be affected.

A lot of people never ask about a settlement consultant because they assume it means another bill.It generally does not....
09/21/2026

A lot of people never ask about a settlement consultant because they assume it means another bill.

It generally does not. Settlement consultants are not charging either party directly for designing a structure — Ringler explains how that works in a short video.

Which means the only real question is whether the information is useful to you.

Repurposed from Ringler: what a settlement consultant costs — https://loom.ly/RvXlVTk
Asking us a question is not a commitment.

September is Pain Awareness Month.For people living with chronic pain after an injury, costs are rarely evenly spread. A...
09/18/2026

September is Pain Awareness Month.

For people living with chronic pain after an injury, costs are rarely evenly spread. A stable stretch, then a flare. A new treatment. A month where working is not possible.

Averaging all of that into one tidy monthly number can look fine on paper and feel wrong in real life.

Payment schedules can be designed differently — with periodic amounts layered in around anticipated needs rather than assuming every month looks the same.

The goal is not to predict every hard month. It is to keep a hard month from becoming a crisis.

Could a settlement affect your benefits? It can, and the timing of that question really matters.Medicaid and SSI have el...
09/16/2026

Could a settlement affect your benefits? It can, and the timing of that question really matters.

Medicaid and SSI have eligibility rules tied to income and resources. A lump sum can sometimes interrupt benefits a person was counting on, without anyone intending it.

There are well-established ways to work around this: special needs trusts, Medicare Set-Asides, structured payment schedules. Which one fits depends on the case.

The catch is that almost all of them need to be handled before the settlement is final.

Repurposed from Ringler: Medicare & Medicaid and your settlement https://loom.ly/i8aVhSI
The design of a settlement can matter as much as the amount.

Address

3080 Fair Oaks Boulevard
Sacramento, CA
95864

Opening Hours

Monday 7:30am - 4:30pm
Tuesday 7:30am - 4:30pm
Wednesday 7:30am - 4:30pm
Thursday 7:30am - 4:30pm
Friday 7:30am - 4:30pm

Telephone

+19166497585

Website

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