Law Office of Seth L. Hanson

10/27/2018

Establishing healthy credit habits will be the key to rebuilding your credit. One way of rebuilding credit, with lesser risk is to choose a secured credit card, rather than an unsecured card.

Many individuals who file Modesto bankruptcy are often caught by surprise with a flood of credit card offers shortly after they file. Creditors know that once you file bankruptcy, you cannot file again for a period of time, making it more likely that you will be “on the hook” for your debt. This...

06/11/2018

Debt problems can be right around the corner, for even the most unsuspecting of reasons....like not having enough car insurance at the time of an accident.

California drivers are required to have at least $15K/$30K/$5K in liability coverage. In English, this means your policy must cover at least $30k in bodily injury expenses, with a max per injured person of $15k, and $5k in property damage. This covers damages inflicted upon the third-party in the ev...

04/16/2018

Some experts warn another is on the way. Don't be caught unprepared!

The Status of The Economy At face value, the economy is looking pretty good. Stocks are up and unemployment is down. While this is certainly a time of feast, it’s likely that there is going to be a time of famine in the near future. The economy is in the expansion phase of the business... View Art...

04/04/2018

People often fear the presumed stigma of filing for bankruptcy. The truth is, bankruptcy was create to HELP! Debt can strike anyone at anytime. Don't suffer out of fear. Learn the truth behind filing for bankruptcy.

People often wonder, is filing bankruptcy is ethical? It is the lazy way out. The truth is, bankruptcy is a law designed for the unexpected in mind.

11/21/2017

How bankruptcy affects your credit depends on several factors. In many cases, it can actually salvage your credit report.

Ever wonder how bankruptcy and credit reports work? Learn more about how this debt relief process could save your credit score!

11/21/2017

Learn more about how bankruptcy affects credit scores and could even be an improvement to your credit report.

Ever wonder how bankruptcy and credit reports work? Learn more about how this debt relief process could save your credit score!

08/17/2017

Medical bills can make a huge dent in your credit score. Some important changes could allow you more time to pay medical bills before it hits your credit!

If you have ever had a lengthy hospital stay or illness you know that gargantuan hospital bills can rack up very quickly. Unsecured medical debt in America is a hot topic, and why wouldn’t it? Half of all the debt that appears on credit reports is connected to medical debt, and over 43 million Ameri...

07/04/2017

Wishing you all a safe and happy 4th!

06/21/2017

Harassed by creditors? Kick them to the curb! Stopping credit collections isn't as hard as you might think.

06/09/2017

Good debt becomes bad debt when it hits record highs.