Law Office of Stephanie Krane-Boehmer, PLLC

06/02/2026

💡One of the Biggest Gifts You Can Leave Your Family Isn't Money

When most people think about estate planning, they think about who gets their money, house, or belongings when they're gone.

But after more than 20 years of helping Michigan families, I've learned that one of the greatest gifts you can leave your loved ones isn't money at all.

It's a plan. A plan that tells your family:
➡️what you want
➡️the people you trust to make decisions
➡️how to avoid unnecessary stress, confusion, and probate

Many people put off estate planning because they think it's something they'll do later, or that it's only for retirees or wealthy individuals. The truth is that every adult can benefit from having basic estate planning documents in place.

Having a plan can provide peace of mind for everyone involved.

📞(248) 293-0048
📍Rochester Hills, Michigan
Serving, Oakland, Macomb, Genesee, Lapeer, and Wayne counties

05/10/2026

05/04/2026

⛽Trying to keep up right now isn't easy. Gas prices are nearly $5.00 a gallon. Groceries cost more every week. Monthly bills aren't getting any smaller. And for some people, it's even more than that.

I've recently spoken with individuals who:
➡️have lost their jobs
➡️are applying for unemployment
➡️are falling behind on mortgage payments
➡️and are relying on credit cards to cover basic expenses

This isn't about poor decisions - it's about real life hitting all at once.

When expenses keep rising, it can feel like there's no way to catch up. But there are options.

In some situations, bankruptcy can help stop collection activity, address overwhelming debt, and give you a chance to reset and move forward.

You don't have to have everything figured out, but understanding your options can be the first step.

20+ years helping the community navigate life's transitions.

📞(248) 293-0048
📍Rochester Hills, Michigan

04/04/2026

💰Dealing with a wage garnishment can feel overwhelming.

For many people, it doesn’t happen overnight. It often starts with unpaid debt, followed by a lawsuit, and then a judgment — eventually leading to money being taken directly from your paycheck.

In Michigan, creditors may be able to garnish up to 25% of your disposable earnings.

The good news is that in many cases, Chapter 7 or Chapter 13 bankruptcy can stop a wage garnishment and provide immediate relief through the automatic stay.

Sometimes the most important step is simply understanding your options.

📍 Rochester Hills, Michigan
📞 (248) 293-0048

03/31/2026

🌿Sometimes a fresh start begins simply with sitting down and taking that first step.

But for many people, the question becomes - what comes next?

There are often things we've been meaning to take care of for months...or even years. Addressing debt, moving forward with a divorce, putting an estate plan in place, or working through probate.

It doesn't all have to happen at once. Sometimes it starts with sitting down, getting organized, and understanding your options.

Taking that first step can bring clarity, reduce stress, and help you feel more in control of where you're headed.

📍Rochester Hills, Michigan
📞(248) 293-0048
Serving Oakland, Macomb, Genesee, and Lapeer counties

03/23/2026

🌿Spring is the perfect time for a fresh start

As the seasons change, many people begin thinking about where they are in life - financially, personally, and in their plans for the future.

For some, that may mean addressing overwhelming debt. For others, it may mean finalizing a divorce, creating an estate plan, or helping a loved one through probate.

Legal decisions are often part of moving forward. Taking thoughtful steps now can help create greater stability, clarity, and peace of mind in the months and years ahead.

Sometimes a fresh start begins with simply understanding your options.

📍Rochester Hills, Michigan
Serving Oakland, Macomb, Lapeer, and Genesee counties
📞(248) 293-0048

03/18/2026

🌿Carrying Financial Stress Alone?
Many people deal with overwhelming debt quietly. They continue working, paying what they can, and trying to hold everything together - all while worrying about the cost of daily life, credit card bills, foreclosure of their homes, and what the future will look like.

Tax season can sometimes bring a moment of clarity. For some, a tax refund becomes an opportunity to take the first step toward a financial fresh start.

Bankruptcy is not about failure. It is a legal tool designed to help people eliminate or restructure debt and begin rebuilding their financial stability.

Sometimes the most important step is simply understanding your options.

📍Rochester Hills, Michigan
📞(248) 293-0048

02/23/2026

🛑THINKING ABOUT A DIY DIVORCE TO SAVE $...

Divorce is already expensive and emotionally draining, so the idea of a $99 online divorce kit or standard form template from the internet sounds like a relief. But in the legal world, "cheap" often becomes incredibly expensive a few years down the road.

When you file for divorce without an attorney, you aren't just filling out forms - you are signing a permanent financial contract. If those forms are generic, they probably aren't protecting YOU.

The DIY Risks:
➤ Omitted Retirement Assets (QDROs)
➤ Vague Parenting Plans
➤ Unforeseen Tax Liabilities

Don't gamble. It is much easier (and cheaper) to do it right the first time than to try to undo a finalized court order later.

20+ years of experience navigating the community through life's transitions.

📍Rochester Hills, Michigan
📞(248) 293-0048
Serving Oakland, Macomb, Lapeer, and Genesee counties

02/20/2026

💭Can I Keep My Home if I File for Bankruptcy?🏠

One of the first things people ask when they sit down in my office is, "Will I lose my home if I file bankruptcy?"

For most people, their home represents far more than a financial asset. It's where their children feel safe, where routines are built, and where life continues - even during difficult times. The fear of losing that stability often keeps people from exploring bankruptcy at all.

Bankruptcy is often designed to help individuals protect important assets, such as their home. Depending on your situation, including your income, equity, and mortgage status, Chapter 7 or Chapter 13 bankruptcy may allow you to eliminate or restructure debt while remaining in your home. Every situation is different, but bankruptcy is not meant to leave people with nothing. It exists to provide relief, restore stability, and allow individuals and families to move forward.

Taking the time to understand your options can replace fear with clarity, helping you make informed decisions about your future.

📍Rochester Hills
📞(248) 293-0048

02/09/2026

🌿When Everyday Bills Feel Overwhelming

Rising grocery costs. Monthly bills. Credit cards that never seem to go down.

Many people delay looking into bankruptcy because they assume it means they've failed financially. In reality, most filings are the result of things people didn't plan for - medical bills, job loss, divorce, a sudden change in income, and now inflation.

Bankruptcy is a legal tool designed to provide relief and a path forward - not a judgment.

20+ years of experience helping our community navigate life's transitions.

📍Rochester Hills, Michigan
📞(248) 293-0048
Serving Oakland, Macomb, Lapeer, and Genesee counties

This office is a debt relief agency and provides bankruptcy services under the bankruptcy code.