RefundCPA

RefundCPA Yes, we do! Have you received a notice from our office. Yes, it may seem unreal, but it is legitimate.
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We are a State of Florida Accredited Certified Public Accountant Firm entrusted & authorized by the State as a Trustee to locate you, process your paperwork, & return refunds from abandoned lost, canceled, or inheritance cash accounts. Contact us today. 813-685-8400 or visit our website at www.RefundCPA.com. Also, visit Better Business Bureau our CPA Tracie Lowe, CPA for more information.

Choosing the right professional can save you time, money, and stress. Here are the Top 3 things I believe you should loo...
05/07/2026

Choosing the right professional can save you time, money, and stress. Here are the Top 3 things I believe you should look for before hiring anyone for your business or financial needs:

✅ 1. EXPERIENCE THAT MATTERS
Not all experience is equal. Look for someone who has real-world knowledge, years in the industry, and experience handling situations similar to yours. Credentials are important, but application matters even more.

✅ 2. COMMUNICATION & AVAILABILITY
A true professional doesn’t disappear after payment is made. You should feel comfortable asking questions and receiving clear explanations—not confusing answers or delayed responses for weeks.

✅ 3. REPUTATION & TRUST
Research reviews, referrals, and consistency. A professional’s reputation tells a story before you even meet them. Integrity, transparency, and professionalism should always come first.

Bonus Tip from Tracie Lowe, CPA:
Don’t choose solely based on price. The cheapest option can sometimes become the most expensive mistake later.

Learn something new every day.
— Tracie Lowe

Tracie Lowe is a Certified Public Accountant (CPA), financial strategist, and business leader known for helping individu...
04/29/2026

Tracie Lowe is a Certified Public Accountant (CPA), financial strategist, and business leader known for helping individuals and businesses navigate complex financial situations with confidence.

She is the owner of multiple brands including:

* OnPoint Tax Relief – specializing in IRS resolution and tax strategy
* OnPoint Financial Services – providing accounting, audit, and advisory services
* RefundCPA – focused on locating and processing refund settlements and unclaimed funds

With over 30 years of experience, including time at a Big 4 firm and serving as a Corporate CFO for a multi-million-dollar global company, Tracie brings both high-level corporate expertise and real-world problem-solving to her clients.

Today, she is recognized for:
✨ Turning complex tax situations into clear strategies
✨ Helping clients legally minimize what they owe and protect their income
✨ Providing year-round support—not just during tax season
✨ Building businesses and teaching financial literacy through initiatives like OnPoint Futures

At her core, Tracie Lowe is more than a CPA—she’s a financial advocate, strategist, and educator committed to helping people gain control of their financial future.

💡 DID YOU KNOW…?Yes — “loopholes” exist in the tax code… but they’re really built-in exceptions designed to help you whe...
04/14/2026

💡 DID YOU KNOW…?

Yes — “loopholes” exist in the tax code… but they’re really built-in exceptions designed to help you when life happens.

👉 One of the biggest ones involves your retirement account withdrawals.

⸻

📌 Example of a Tax Code Exception:

Normally, if you withdraw money early from a retirement plan like a
401(k) retirement plan or an
Individual Retirement Account (IRA) before age 59½…

🚫 You pay a 10% early withdrawal penalty
💸 PLUS regular income taxes

⸻

BUT HERE’S THE EXCEPTION 👇

There are 10 situations where that 10% penalty is waived:

💥 That means you can access your money without the penalty — if you qualify.

⸻

🧠 The Real Message:

This isn’t a “loophole”… it’s the tax code giving you flexibility when you need it most.

The difference between paying penalties and keeping your money often comes down to:
✔️ Knowing the rules
✔️ Timing your withdrawals
✔️ Having the right strategy

⸻

📣 Don’t assume you’ll be penalized — you may qualify for an exception.

Let’s make sure you withdraw smart, not costly.

📲 813-685-8400
🌐 www.TracieLoweCPA.com

Tracie Lowe, CPA
Because knowing the rules changes the outcome 💼✨

04/11/2026

A dormant trust can completely destroy the reason you created it.

If no one is watching the accounts or knows where the documents are, the assets inside the trust may eventually be turned over to the state as unclaimed property. When that happens, your full intent to transfer those assets to your loved ones through the trust can be lost, delayed, and become much more expensive to recover.

3 things every family should do today:

✔️ Make sure the trustee has the signed trust documents and knows where they are stored.

✔️ Monitor the trust bank and investment accounts regularly so they do not become dormant.

✔️ Name an alternate trustee in case the first trustee cannot serve.

You worked too hard to build your assets. Don’t let a dormant trust leave your family fighting the state to recover what was meant for them.

:::

04/01/2026

💨 Another successful refund settlement delivered!

One claimant received a $3,000 refund settlement in just 14 days from the time their documents were received. Their paperwork was processed, confirmed, and their check was mailed quickly.

While this timeline is not typical, it can happen when everything needed is submitted promptly and there are no delays in verification.

At Refund CPA, every case is handled individually. Some claims take longer depending on the documents, research, and confirmation process required.

The important thing is this: once your information is received, our team works hard to move your claim forward as quickly and accurately as possible.

✨ $3,000 confirmed
✨ Processed in 14 days
✨ Check mailed

Handled by Tracie Lowe and the Refund CPA team.

✨ **Refund Settlement Story – Handled with Care & Confidentiality** ✨ Family situations can be complicated… and sometim...
03/26/2026

✨ **Refund Settlement Story – Handled with Care & Confidentiality** ✨

Family situations can be complicated… and sometimes unexpected.

In this case for stock options for $3,000, an uncle chose to name his niece as his beneficiary—not his children. And guess what?

👉 It doesn’t matter who *thinks* they should receive it
👉 It doesn’t matter who *assumes* they’re entitled

What matters is what’s legally documented and verified.

At Refund CPA, we stepped in quietly, professionally, and respectfully…
📑 Completed the necessary paperwork
📬 Processed the refund settlement
🔒 Protected the client’s privacy every step of the way

Because the truth is…

💼 **Not everyone needs to know the details**
🛡️ **But everything must be done the right way**

That’s where we come in.

If you receive a notice from us, just know— we’ve already done the research and groundwork for you.

💻 RefundCPA.com
📞 813-685-8400

$20,000: They Thought They Was Gone… But They Are Still Here.Today, I processed refund resettlements for William — 90 — ...
03/24/2026

$20,000: They Thought They Was Gone… But They Are Still Here.

Today, I processed refund resettlements for William — 90 — and Jane 103 who are very much alive.

This happens more often than people realize. As individuals age, institutions holding funds sometimes assume a person is deceased due to:
✔️ Age thresholds
✔️ Inactive accounts
✔️ Outdated records

And just like that… funds get flagged, restricted, or misclassified.

I’ve seen it firsthand.

✔️ William — 90 alive and well
✔️ Jane — 102 years young

Together, they recovered a total of $20,000 💰

Both required intervention to correct the record and recover what was rightfully theirs.

This is why proper review and verification matters.
Not assumptions. Not automation. Real due diligence.

At RefundCPA, we don’t just process claims — we investigate, validate, and advocate.

Because every name has a story… and every story deserves to be handled correctly.

If you’ve received a notice or have an elderly family member — don’t ignore it. There’s a reason we reached out or reach out to us.

📞 813-685-8400
🌐 RefundCPA.com
📍 Office Riverview

Tracie Lowe, CPA
Credentialed State of Florida Trustee

📬 RefundCPA Selection Process – What It Means When You Hear From UsAt Tracie Lowe, CPA – RefundCPA, our process is built...
03/23/2026

📬 RefundCPA Selection Process – What It Means When You Hear From Us

At Tracie Lowe, CPA – RefundCPA, our process is built on precision, research, and legitimacy.

We are a small, highly focused firm, and we do not conduct mass outreach. Each week, we carefully select less than 1% of claimants for contact.

👉 If you receive a mailed letter from our office, it is not random.

It means:

✔️ Extensive research has already been completed on your behalf
✔️ Your case has been reviewed and validated
✔️ A legitimate refund settlement opportunity has been identified in your name

We do the work before we ever reach out. That is what sets our process apart.

⚠️ Important:
Receiving a letter from RefundCPA means you have been intentionally selected, not broadly solicited.

📌 Your Next Step:
If you’ve received our letter, it’s time to move forward:

• Confirm your identity
• Complete the required processing steps
• Secure your refund settlement

This is a professional, structured process designed to protect and properly release your funds.

📞 813-685-8400
🌐 RefundCPA.com
📍 Tampa Bay Offices | Serving Nationwide & Expats

Tracie Lowe, CPA
Where research meets results — and legitimacy leads the process.

Avoiding Scammers Who Pretend to Be “Official Locators” 🚨Every year, people are contacted by individuals claiming they c...
03/17/2026

Avoiding Scammers Who Pretend to Be “Official Locators” 🚨

Every year, people are contacted by individuals claiming they can help them recover money or refunds that may belong to them. Unfortunately, not everyone making these claims is legitimate.

If someone contacts you about funds, it is important to verify who you are dealing with before sharing personal information or signing documents.

Here are three ways to identify a legitimate professional versus someone pretending to be an “official locator.”

1️⃣ Registered With the State of Florida
Legitimate professionals who assist in locating and processing refund settlements must be properly registered with the State of Florida. This registration means the individual operates under state rules and oversight, providing an additional layer of accountability and consumer protection through the Florida Department of State.

2️⃣ Credentialed Professional Oversight
As a Certified Public Accountant, I operate under strict professional standards and licensing requirements. CPAs are regulated professionals who must follow ethical guidelines, continuing education requirements, and professional accountability standards.

3️⃣ Transparent and Verifiable Business Presence
Legitimate professionals do not hide behind anonymous emails or temporary phone numbers. Our firm provides our full business name, phone number, and office address, all of which can be independently verified through the Secretary of State, our local business licensing records, and the Better Business Bureau.

For over a decade, I have worked as a registered agent in the State of Florida assisting individuals in locating, validating, and processing refund settlements through my firm.

You can look us up, confirm our registration, and even walk into our office during business hours. Transparency matters.

And most importantly — when you call our office, a real person answers the phone in American English. 📞

If you receive communication from my office, you can always verify us directly.

📞 813-685-8400
🌐 TracieLoweCPA.com
🌐 RefundCPA.com

Protect yourself by verifying who you are working with before moving forward.

💼

⏳Three-Minute Thursday ⏳| Definition: “Taxable Income” 💵It’s Three-Minute Thursday, and today’s quick definition can sav...
11/14/2025

⏳Three-Minute Thursday ⏳|
Definition: “Taxable Income” 💵

It’s Three-Minute Thursday, and today’s quick definition can save you from BIG mistakes this tax season.

📘 Definition of the Month: Taxable Income

Taxable income is the amount of your income the IRS uses to calculate how much tax you owe after subtracting adjustments, deductions, and eligible credits.

Not your salary.
Not your gross receipts.
Not the number you “think” you made.
It’s the final number that matters most.

Why it matters:

So many taxpayers assume their tax bill is based on their total money earned. Not true. When you understand what actually reduces your taxable income—like business expenses, S-Corp strategies, HRAs, retirement contributions, and credits—you stop leaving money on the table.

Your Three-Minute Takeaway:

✔️ Learn what counts as taxable income
✔️ Track deductions year-round
✔️ Don’t wait until tax season to strategize

Your tax bill changes when your tax knowledge does.
— Tracie Lowe, CPA

📬 Received a Notice from Us? It’s Legitimate.**If you’ve recently received a letter from us rest assured—it is **officia...
07/21/2025

📬 Received a Notice from Us? It’s Legitimate.**

If you’ve recently received a letter from us rest assured—it is **official and legitimate**.

As a **State of Florida Registered Trustee**, we are authorized to handle your refund settlement processing. We are authorized and trained to locate, validate, and process the necessary documentation so a State of Florida certified check can be issued and mailed directly to you.

We take pride in providing a smooth, secure, and professional experience from start to finish.

And you NEVER send us any money. Our service fee is issued to us directly by the State of Florida.

If you have any questions or need guidance during the process, our team is here to help—every step of the way.

Sincerely,
**Tracie Lowe, CPA**
**Jerome Lowe, CEO**
Onpoint Financial Services

Address

10531 Bloomingdale Ridge Drive
Riverview, FL
33578

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18136858400

Website

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