Caltap- Powered by Secure Choice Lending

Caltap- Powered by Secure Choice Lending CalTAP offers public employees zero lender fees, float down, and up to $10K cash-back. Listing California, delivers expert agents and 1%–1.5% listing fees.

Message us or visit CalTAP.com (or) ListingCalifornia.com today! CalTAP is more than just a mortgage loan and Secure Choice Lending is more than just another mortgage lender. We help teachers, police officers, firefighter’s and other California public employee’s budget, save money and develop a financial plan for retirement by utilizing their home mortgage as a wealth building tool. You may contac

t our CalTAP Hotline @ 800-310-7577, seven days a week from (8:30 am to 8:00 pm). A CalTAP advisor will be standing by to answer (any & all) questions you may have about the home buying or refinance process. We look forward to working with you soon! Sincerely,

Joe Moore
Division Manager
NMLS ID # 333648

I’m excited to share Mark Hossler's conversation with Justin White on UWM’s Good. Better. Broker. 🎙️We discuss how Secur...
08/19/2026

I’m excited to share Mark Hossler's conversation with Justin White on UWM’s Good. Better. Broker. 🎙️

We discuss how Secure Choice Lending is using AI, integrated technology, and a true assembly-line loan process to help LOs spend less time chasing workflows—and more time originating.

For loan officers looking for better support, and Realtors seeking smarter affordability solutions through CalTAP and TAPUSA, this episode is worth a listen.


Host Justin White sits down with:•   Mark Hossler – CEO and Founder, Secure Choice LendingAI for Mortgage Brokers: How to Save Time, Support Loan Officers and Build a More Efficient BusinessAI for mortgage brokers is no longer a concept of th...

📣 Please join us in welcoming Terry Breland to CalTAP Home Loans!Terry joins Team Moore as our new Senior Loan Consultan...
08/17/2026

📣 Please join us in welcoming Terry Breland to CalTAP Home Loans!

Terry joins Team Moore as our new Senior Loan Consultant and CalTAP Account Manager, bringing a service-first approach to helping California homebuyers, homeowners, and referral partners navigate financing with greater clarity and confidence.

From pre-approval through closing, Terry will help connect eligible community members—including teachers, school employees, first responders, medical professionals, military members, and public employees—with CalTAP home-finance solutions and the Listing California Preferred Realtor Network.

We’re excited to have Terry on board! Learn more in our press release: Read the announcement



CalTAP, powered by Secure Choice Lending, is pleased to announce the appointment of Terry Breland as Senior Loan Consultant and Account Manager for Joe Moore,

🏡 Weekly Housing & Mortgage Market UpdateThis week, mortgage rates reached their lowest levels in four weeks following e...
08/15/2026

🏡 Weekly Housing & Mortgage Market Update

This week, mortgage rates reached their lowest levels in four weeks following encouraging inflation data—while housing, consumer sentiment, and upcoming Fed commentary continue to shape the market outlook.

Get the full update here: Weekly Housing & Mortgage Market Update


Rates may still be elevated in a general sense, but by the end of the week, they were as low as they've been since July 17th. If we have one thing to thank, it was this week's inflation data.

Realtors, are you looking for a stronger way to serve California’s teachers, first responders, veterans, and public empl...
07/28/2026

Realtors, are you looking for a stronger way to serve California’s teachers, first responders, veterans, and public employees? 🏡

The CalTAP Preferred Realtor Network is built to help you create more value for your clients while growing your business through qualified buyer opportunities, reciprocal referral support, and co-branded visibility.

With the Moore Team and Secure Choice Lending, eligible public-service buyers may access valuable homeownership benefits—while Preferred Realtors can strengthen their referral strategy and stand out in their local market.

👉 Learn more and join the network: CalTAP Preferred Realtor Network; https://www.caltap.com/LoanApplication/PreferredRealtorNetwork

We’re excited to share the CalTAP $500 Appraisal Reimbursement Special for qualifying California teachers and public emp...
07/16/2026

We’re excited to share the CalTAP $500 Appraisal Reimbursement Special for qualifying California teachers and public employees! 🏠

Eligible CalTAP borrowers may receive up to $500 in appraisal-fee reimbursement at closing on qualifying home purchase, refinance, and home equity loans through December 31, 2026. Use promo code CALTAP250.

View Press Release 👎

2026 — CalTAP, the California Teacher and Public Employee Home Loan Program powered by Secure Choice Lending, today announced a limited-time $500 Appraisal

06/21/2026

This is the kind of property that makes homeownership feel a lot more strategic. 👀🏠

Mike Ramirez has a great Monterey Park hillside listing offered at $1,285,000 — featuring a spacious custom redwood main residence plus two fully permitted income-producing units.

For buyers looking to combine lifestyle, flexibility, and rental income potential, this one checks a lot of boxes. Live in the main home, rent the additional units, and let the property work for you. 📈

Reach out to Mike Ramirez at 310.800.1779 to schedule a private showing today!

We’re excited to announce the launch of the CalTAP Home Equity Loan Center 🏠📢 — a new resource designed to help homeowne...
05/21/2026

We’re excited to announce the launch of the CalTAP Home Equity Loan Center 🏠📢 — a new resource designed to help homeowners explore home equity loans and HELOCs while preserving their current low-rate first mortgage. Read the full press release to learn how CalTAP and TAPUSA are expanding access to flexible home equity solutions in California and nationwide.

CalTAP expands access to home equity loans and HELOCs in California and nationwide through TAPUSA

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1650 Spruce Street, Suite 500
Riverside, CA
92507

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Friday 8:30am - 8pm
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Sunday 8:30am - 8pm

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