03/22/2021
The Paid vs. Billed Medical bills rule, (Howell v. Hamilton Meats case) is important in evaluating an injury claim by the insurance companies and defense attorneys. If a medical bill is paid by health insurance and there is a contractual write-off between your medical provider and your health insurance. That write-off amount will not be considered in the claim. Insurance companies use formulas and medical bills in calculating (pain and suffering) general damages, so these write-offs from health insurance can greatly impact the value of an injury claim.
