The JZ Team - Keller Williams Realty

09/27/2022

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How an Expert Can Help You Understand Inflation & Mortgage Rates

If you’re following today’s housing market, you know two of the top issues consumers face are inflation and mortgage rates. Let’s take a look at each one.

>>Inflation and the Housing Market

This year, inflation reached a high not seen in forty years. For the average consumer, you probably felt the pinch at the gas pump and in the grocery store. It may have even impacted your ability to save money to buy a home.

While the Federal Reserve is working hard to lower inflation, the August data shows the inflation rate was still higher than expected. This news impacted the stock market and fueled conversations about a recession. It also played a role in the Federal Reserve’s decision to raise the Federal Funds Rate last week.

While their actions don’t directly dictate what happens...


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If you’re following today’s housing market, you know two of the top issues consumers face are inflation and mortgage rates. Let’s take a look at each one.

09/26/2022

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The True Strength of Homeowners Today

The real estate market is on just about everyone’s mind these days. That’s because the unsustainable market of the past two years is behind us, and the difference is being felt. The question now is, just how financially strong are homeowners throughout the country? Mortgage debt grew beyond 10 trillion dollars over the past year, and many called that a troubling sign when it happened for the first time in history.

Recently Odeta Kushi, Deputy Chief Economist at First American, answered that question when she said:

“U.S. households own $41 trillion in owner-occupied real estate, just over $12 trillion in debt, and the remaining ~$29 trillion in equity. The national "LTV" in Q2 2022 was 29.5%, the lowest since 1983.”

She continued on to say:

“Homeowners had an average of $320,000 in inflation-adjusted...


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The real estate market is on just about everyone’s mind these days. That’s because the unsustainable market of the past two years is behind us, and the difference is being felt. The question now is, just how financially strong are homeowners throughout the country? Mortgage debt grew beyond 10 t...

09/25/2022

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Fall Home Selling Checklist [INFOGRAPHIC]

When it comes to selling your house, you want it to look its best inside and out so it catches the attention of buyers. A real estate professional can help you decide what to do to make that happen. Focus on tasks that can make it inviting, show it’s cared for, and boost your curb appeal. DM me for advice on what you may want to do to get your house ready to sell this season.


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Some Highlights When it comes to selling your house, you want it to look its best inside and out so it catches the attention of buyers. A real estate professional can help you decide what to do to make that happen. Focus on tasks that can make it inviting, show it’s cared for, and boost your curb ...

09/24/2022

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While there’s no way to know with certainty where mortgage rates are heading, it’s important to stay informed about what’s happening with rates and how it could affect your purchase. Even small increases can impact your . If you’re looking to buy a home today, DM me so you have an expert on your side.


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09/23/2022

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Why You May Want To Buy a Home This Fall

If you're looking to buy a home, opportunity is knocking this fall. Let's connect today to get the process started.


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09/22/2022

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This is an inflection point for the housing market. Over the past two years, we’ve seen a massive amount of buyer demand (showings) and not enough homes available for sale (listings). Today, supply and demand look very different. Supply is up and demand is down. If you have questions about what that shift means for you, DM me.


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09/21/2022

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If you’re thinking of selling a house, you’ll want a real estate professional on your side. A trusted advisor can help you navigate today’s home pricing and market values, the contracts and fine print, the negotiations along the way, and more. DM me so you have an expert partner when you sell.


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09/20/2022

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The housing market is undergoing a shift. The supply of homes for sale has increased, so buyers have more options today. But experts say homes priced at current market value are still in demand. If you’re planning to sell, DM me so you have a local real estate expert to help you price your home right for today’s market.


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09/19/2022

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If you’re ready to buy, newly built homes could be a great option for you. Data shows the supply of new homes has grown this year, and many builders are now offering incentives to buyers, including reducing their prices. Ready to explore new homes in our area and see what the builders have to offer? DM me.


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09/18/2022

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Today’s housing market is nothing like 2008. Back then, it was much easier to get a home loan than it is now. Buyers today face tighter lending standards, which is one reason why it’s unlikely we’ll see a wave of foreclosures like we did the last time. If you want more information on why today’s market isn’t a bubble about to burst, DM me.


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09/17/2022

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A Crucial First Step: Mortgage Pre-Approval [INFOGRAPHIC]

Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit history, determined how much you’re qualified to borrow. Being pre-approved for a loan can give you clarity while planning your homebuying budget, confidence in your ability to secure a loan, and helps sellers know your offer is serious. Connect with a trusted professional to learn more and start your homebuying


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Some Highlights Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit history, determined how much you’re qualified to borrow. Being pre-approved for a loan can give you clarity while planning your homebuying budget, confidence in ...