John Abril, Real Estate & Mortgage Broker

John Abril, Real Estate & Mortgage Broker 🌱 Real Estate & Lending, Simplified

Upland & Ontario, CA · 🙏 Catholic

REALTOR® | Real Brokerage & MAD Realty | DRE #01060119

BirdEye Loans | NMLS #2827760

05/10/2026

Happy Mother’s Day 🌻

To every mom out there — thank you. You build the families that fill the homes we work so hard to find.
Wishing you a day full of love, rest, and everything you deserve. 💛

📲 Learn more about me: https://popl.co/card/oIjoztak/1/s

▶️ YouTube: https://www.youtube.com/

John Abril | CA DRE #01060119 | NMLS #280222 | BirdEye Loans, Inc. | Equal Housing Opportunity

ForTheMoms InlandEmpireRealEstate

05/05/2026

Before you spend money getting your home ready to sell — know what actually comes back to you at closing, and what doesn’t. 👇

Paint. Curb appeal. A deep clean. That’s your list.
Full kitchen remodel? Custom tile? Buyers will discount it if it’s not their style — every time.
Spend where it reads well on photos and in person. That’s where your money comes back.

📲 Free seller strategy call → https://johnabril.com

📺 More tips → https://www.youtube.com/

💼 Digital card → https://popl.co/card/oIjoztak/1/s
HomePrep ListingTips RealEstateTips RealtorBroker

05/04/2026

Wall Street hit a record high this week.
Your mortgage just got harder to get.
Same week.

FICO 640–700? More docs. Bigger down payment. Same loan.
Your credit score didn’t drop. The war did that.

Rates were below 6% February 26th.
U.S. attacked Iran February 28th.
Climbing ever since.

Ceasefire comes — rates drop fast.
Buyers who are ready win. Everyone else scrambles.

I’m both your realtor AND your loan officer. What’s your real estate or mortgage question? Drop it below.

I’m both your realtor AND your loan officer. What’s your real estate or mortgage question? Drop it below.

CA DRE #01060119 | NMLS #280222 | BirdEye Loans, Inc. Co. NMLS #1846010 | Equal Housing Lender

HomeBuyingTips

05/02/2026

What a $700K SoCal home actually costs per month — nobody’s doing this math out loud.

$5,260. Every month. Here’s the full breakdown:

🏠 Purchase price: $700,000
⬇️ 5% down: $35,000
🏦 Loan amount: $665,000
💰 P&I @ 6.3%: $4,124/mo
🏛️ Property taxes (1.25%): $729/mo
🔒 Mortgage insurance: $272/mo
🔥 Homeowners insurance: $135/mo

Total: $5,260/mo before utilities.

And California homeowners insurance is projected to rise another 16% this year.

Now here’s the part that changes everything.

LA County rent on this same house: $3,800 today. Your mortgage: $5,260 — fixed. Rent crosses that number by 2033. After that, the renter pays more than the owner. Every. Single. Month.

I’m both your realtor AND your loan officer. Drop MATH in the comments and I’ll run your actual numbers for free.

🎥 More on YouTube: https://www.youtube.com/
📲 My digital card: https://popl.co/card/oIjoztak/1/s

04/30/2026

The US debt just hit 101% of GDP — and it’s directly connected to why your mortgage rate won’t drop. More debt means bond investors demand higher returns. Higher Treasury yields mean higher mortgage rates. It’s that simple.

I’ve watched the bond market for 25 years. I’m your Realtor AND your lender in the Inland Empire. When the window opens, you’ll know first.

Comment RATE 👇

🔑 DRE #01060119 | NMLS #280222 | BirdEye Loans, Inc. | Co. NMLS #1846010
🏠 Real Estate and Lending, Simplified.™
🔗 johnabril.com

RealEstateTikTok InlandEmpire FirstTimeHomeBuyer

04/29/2026

$195/month. That’s what one barrel of oil did to your mortgage today. 🛢️

Here’s the chain nobody’s explaining:
Oil hits $103 → Inflation fears spike → 10-Year Treasury breaks 4.35% → Mortgage bonds sell off → Your rate hits 6.5%
At 6%: $3,597/mo P&I
At 6.5%: $3,792/mo P&I
Same $600,000 loan.
That’s $2,341 more this year. Before taxes. Before insurance. Just oil.

The gas pump and your mortgage payment are connected by one number — the 10-year Treasury yield. When oil goes up, that yield goes up. When that yield goes up, your payment goes up.
Follow for daily market updates the moment the numbers move.

John Abril | DRE #01060119 | NMLS #280222 | BirdEye Loans Inc. | Co. NMLS #1846010 | Equal Housing Lender | P&I only. Does not include taxes, insurance, or HOA. Not a commitment to lend.
TheRealtorBroker HomeBuying2026 InlandEmpire

04/29/2026

Fully remodeled 3 bed / 2 full bath on a corner lot in Rancho Cucamonga — listed under the $777K city median. New kitchen, new floors, new windows.

Designed by an architect and interior designer who called it home. Multiple offers already in. Open house this weekend.

I’m John Abril — dual-licensed real estate broker AND mortgage lender. I handle both sides.
📍 9056 La Vine St, Rancho Cucamonga CA 91701
🔗 Book a showing: https://johnabril.com
📺 https://www.youtube.com/

04/28/2026

Bond market is flashing a warning sign today. ⚠️ 📈

If you’re still floating your rate in Rancho Cucamonga — this is your heads up. As your agent AND your mortgage broker, I’m telling you: lock now if you’re closing in the next two weeks.

📅 Book a call: johnabril.com

▶️ More market updates: https://www.youtube.com/

📲 My info: https://popl.co/card/oIjoztak/1/s
John Abril | DRE #01060119 | NMLS #280222 | BirdEye Loans, Inc. Co. NMLS #1846010 | Equal Housing Lender | Market data: MMG/Bond market 4/28/26 | Not a commitment to lend. Rate lock recommendations subject to individual loan file review.

04/19/2026

🌲 Timber Frame → Designed to last for centuries with proper maintenance (100–300+ years), with historic examples that have crossed the 500‑year mark?

Mark Nilo Morand — CA Licensed Contractor #925103, 18 years of handcrafted artistry — builds timber frame structures right here in Southern California. Patio covers, arbors, outdoor kitchens, decks, and architectural details built like heirlooms.
📊 Real numbers. Rancho Cucamonga. 2,000 sq ft. 3bed/2bath.

Stick-Built → $400K–$600K to build | 40–80 year lifespan | Depreciates
Timber Frame → $900K–$2M to build | 500–1,000+ year lifespan | Appreciates
The median Rancho Cucamonga home is already $780K — and that’s a stick-built box built to a 30-year standard.

Timber frame isn’t a house. It’s a generational asset.
🔗 marknilomorandlandscapedesign.com
📞 760-855-8386

💬 Comment TIMBER if you want a full cost breakdown for building one in the Inland Empire — and I’ll make it my next video.

MarkNiloMorand OutdoorLiving CraftedNotBuilt LegacyHome CaliforniaContractor TimberFrameHome HandcraftedLiving RealEstateSoCal CustomHome PatioCovers

Address

10535 Foothill Boulevard Suite 160
Rancho Cucamonga, CA
91730

Website

Alerts

Be the first to know and let us send you an email when John Abril, Real Estate & Mortgage Broker posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category