Stephen Rudnicki Realtor

Stephen Rudnicki Realtor Like and Follow our page to receive how to's, tips and tricks on home selling and buying!

We are committed to being transparent and trustworthy helping you every step of the way whether it's listing your home for sale, finding a new home and even providing resources to refinance or repair your credit!

08/28/2026

✅ What Happens After “Clear to Close”?
You’re almost done!
• Review your closing disclosure
• Confirm your closing date
• Prepare closing funds
• Complete the final walkthrough
• Bring your ID
• Sign documents and get your keys 🔑🏡
“Clear to close” means your loan has final approval, but closing still needs to be completed.
📩 Questions? Message me.

JEN & STEVE
Mortgage & Real Estate Team
DRE 02030277 | NMLS 1449264
☎️ 951-906-5219
✉️ [email protected]

📉 Credit Changes Before ClosingYour credit score can affect:• Loan approval• Interest rate• Monthly payment• Loan termsB...
08/28/2026

📉 Credit Changes Before Closing

Your credit score can affect:

• Loan approval
• Interest rate
• Monthly payment
• Loan terms

Before closing, avoid:
• Opening new accounts
• Large purchases
• Missed payments
• Taking on new debt

✨ Keep your finances stable until closing.
📩 Questions? Message me.

JEN & STEVE
Mortgage & Real Estate Team
DRE 02030277 | NMLS 1449264
☎️ 951-906-5219
✉️ [email protected]

✨ Just Listed in Oak Hills! ✨Welcome to your dream home at 14219 Fir St, Oak Hills, CA! This stunning property offers ev...
08/26/2026

✨ Just Listed in Oak Hills! ✨

Welcome to your dream home at 14219 Fir St, Oak Hills, CA! This stunning property offers everything you've been searching for:

🏡 4 spacious bedrooms including a convenient downstairs bedroom with a full bath
🛁 3 modern bathrooms
🌟 A versatile loft perfect for your home office or play area

Priced at just $555,000, this home is perfect for families looking for comfort and convenience. Enjoy the serene surroundings of Oak Hills while being a part of a vibrant community.

Don't miss out on this opportunity to own a piece of paradise. Contact us today to schedule your private tour!

08/26/2026

Apartment struggle → HOME upgrade 🏡✨

Apartment life can mean more clutter, less space, and everyday hassles. But homeownership? It’s your space, your garage, your comfort—and room for more memories.

More space. More freedom. More possibilities.

Your next chapter starts at home.🔑
Ready to trade apartment life for HOME life? Let’s talk.

JEN & STEVE
Mortgage & Real Estate Team
DRE 02030277 | NMLS 1449264
☎️ 951-906-5219
✉️ [email protected]

08/25/2026

Trust turns a house into a home. Thank you for entrusting me with your real estate needs. Together, we're creating beautiful stories

JEN & STEVE
Mortgage & Real Estate Team
DRE 02030277 | NMLS 1449264
☎️ 951-906-5219
✉️ [email protected]

08/24/2026

Monday Mindset 🏡✨
Success in homeownership starts with preparation, not perfection.
You don’t need to have every detail figured out before taking the first step. Understanding your finances, knowing your options, and creating a clear plan can move you closer to the keys to your future home.
Start prepared. Stay confident. Keep moving forward. 💙

JEN & STEVE
Mortgage & Real Estate Team
DRE 02030277 | NMLS 1449264
☎️ 951-906-5219
✉️ [email protected]

08/21/2026

🚫 Avoid Big Purchases Before Closing
✅ New debt can affect your approval
✅ Credit changes may delay closing
✅ Large purchases can impact your budget
✅ Wait until after closing when possible
📩 Questions before closing? DM me!

JEN & STEVE
Mortgage & Real Estate Team
DRE 02030277 | NMLS 1449264
☎️ 951-906-5219
✉️ [email protected]

08/20/2026

If you’re ready to make your dream of owning a home a reality, you’ve probably already heard that you should consider getting pre-approved for a mortgage.
It’s time to understand exactly what this will require from you!
When you’re working toward a goal this big, you want to be very prepared.

JEN & STEVE
Mortgage & Real Estate Team
DRE 02030277 | NMLS 1449264
☎️ 951-906-5219
✉️ [email protected]

08/19/2026

Want to save more at the closing table? 🏡💰
Here are a few smart ways to potentially reduce your closing costs:
✅ Compare lender fees
✅ Ask about seller concessions
✅ Review your Loan Estimate carefully
✅ Shop around for eligible services
✅ Ask about lender credits
✅ Explore closing-cost assistance programs
✅ Avoid unnecessary last-minute changes that could increase costs
A little research and negotiation can make a meaningful difference.
📩 DM “CLOSING” to explore ways to save on closing costs.

JEN & STEVE
Mortgage & Real Estate Team
DRE 02030277 | NMLS 1449264
☎️ 951-906-5219
✉️ [email protected]

Address

11023 Eucalyptus Street
Rancho Cucamonga, CA
91730

Opening Hours

Monday 8am - 7pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 7pm
Saturday 8am - 5pm
Sunday 10am - 5pm

Telephone

+19094897262

Website

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