10/16/2026
Myth: "My car insurance will cover me if I get hurt riding an electric scooter."
Fact: Often it won't. Many auto policies specifically exclude scooters, and riders only discover this after the crash, when the bills are already arriving. Health insurance may step in for treatment, but it can later seek repayment out of any settlement you recover.
That's why identifying every possible source of recovery matters so much in a scooter case. The at-fault driver's liability coverage, uninsured motorist coverage, a property owner's policy where a road or walkway defect contributed, and in some cases a rental operator's coverage can all be in play.
Hurt on a scooter and unsure who pays? Don't guess. A free consultation can map it out.