Team VonFlatern NMLS #22568

11/05/2025

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A Mother’s Strength, A Community’s Love: Supporting the Schofield Family and Harland This Mother’s Day by Ryn Gargulinski | Stories This story originally appeared in the May 2025 issue of the Cape Coral Sun. Harland with parents Brandon and Ariana Schofield and Grandma Michelle Richard (back l...

01/06/2024

At Semper, our mission revolves around breaking down barriers, making your dream of owning your first home achievable. The HomeOne mortgage, tailored for eligible first-time homebuyers, offers a low down payment of only 3%.

Reach out today to learn more!

31/05/2024

Ready to turn your dream home into a reality this summer? ☀️🏠 Let our team at Semper help you make it happen! With tailored loan options and expert guidance, we'll navigate the mortgage process together, so you can focus on making memories in your new home. Contact us today to get started!

29/05/2024

Getting a pre-approval is a must-have in order to close quickly on your new home. Once you have that pre-approval, avoid setbacks during the loan process by following these do's and don'ts.
Reach out today to learn more!

27/05/2024

Reflecting on the sacrifices of our heroes, today and always. 🇺🇸

26/05/2024

Planning on visiting some open houses today? Remember, it's important to look at the bigger picture to determine your monthly cost. In addition to your mortgage payment, there are several other expenses that can add up. Here are some things to consider:

✔️ Does the house need any renovations?
✔️ The cost of home insurance
✔️ What type of heating/cooling system does the house have?
✔️ Does it require flood insurance?
✔️ Does the landscaping require monthly service?
✔️ How much will utilities cost per month?
✔️ Is there a pool that requires maintenance?
✔️ Are there any HOA fees?

Ask us anything, anytime. We understand taking out a loan can be a big decision, and we want to make sure you have all the information you need to make an informed choice. Reach out today and let us help you get the answers you need!

24/05/2024

The VA loan is a great program for veterans and/or their surviving spouses. Interest rates are low, the qualifications are simple and there is never any mortgage insurance. Reach out today to learn more. 🇺🇸

23/05/2024

Ready to make your dream home a reality? Here are 3 helpful tips to ensure your offer stands out in a competitive market. 🏡✨

20/05/2024

We are a different kind of company with a unique view of the mortgage industry. We saw that the traditional mortgage process was broken, stressful, and complicated. We overhauled the process and omitted the extraneous steps to help people fulfill their dream of owning a home faster, smarter, easier.
Reach out today! Your dream home may be closer than you think!

18/05/2024

Discover the financial freedom waiting within your home with our Home Equity Line of credit. With competitive rates and flexible borrowing options, you can feel empowered to tackle your dreams and goals!
Reach out today to learn more!