07/29/2022
Filing for Social Security Disability:
I receive calls daily about filing for Social Security Disability and Supplemental Security Insurance.
The difference is based on eligibility to receive Disability Insurance versus SSI. To receive Disability insurance, you must have a certain number of quarters of earnings, based on your age, and must have worked within a certain period of time before you file. SSI may be available to you if you have disability but do not have enough wage history to file, but SSI is also based on your home financial situation. You can get Disability Insurance regardless of your spouse's income or your savings and assets. SSI has limitations on all those amounts.
Filing is the same. You can either call the Social Security Office for an appointment to go file or you can file online. You do not need a lawyer to file. You'll need to have all your doctors, hospitals and health care provider names, addresses and dates of last service. You'll describe your past employment for the last 15 years.
Disability is not based on your doctor's statement you're disabled. Oh no. Social Security has regulations that define, both in listings and in related regulation, what constitutes a disability. Social Security wil look at medical records to see what is your diagnosis and how the diagnosis affects your daily living and your residual functioning capacity. Different people with the same diagnoses may have different conclusions on disability eligibility.
Your disability has to continue for at least 12 months, which means you have to be off work for 12 months as a result of the disability you claim to be practically eligible.
Once you file, you may be turned down. Then, you request a reconsideration. Some clients hire me at this stage. It's not necessary. If you're then turned down on reconsideration, it's critical to hire an attorney to assist you with developing your medical record file for Social Security, for the more records that demonstrate your disability, the better.
Every attorney charge the same fee - 25% of your back benefits if you win, up to a maximum cap set by law. You cannot be charged an evaluation fee for your case. You MAY be charged for the cost of obtaining medical records if there is a cost.
If you have questions about a Social Security claim, contact me by email at [email protected] or call the office at 304-487-1887.