Benner Law

Getting your life and finances back on track. Our extensive experience will solve your bankruptcy or other issues in a timely and cost-effective manner.

Since 2002, we have created and maintained thousands of successful client relationships while helping our clients tackle issues such as bankruptcy, foreclosure, family issues and loan modifications.

04/19/2025

No one ever wants to find out that they owe money to the Internal Revenue Service (IRS), but unfortunately, many people in Massachusetts have incurred substantial tax debts. If you are in this situation, it’s important to understand that there are ways to get out of tax debt once and for all. But you shouldn’t try to seek financial relief alone. Instead, turn to the trusted IRS tax debt attorneys at Benner Law as soon as possible.

Learn more: https://bennerlaw.com/irs-debt-relief/

04/14/2025

Do you cringe when the phone rings? Are creditors and bill collectors harassing you? You may owe so much money that you find it hard to imagine being able to climb out of debt. If you are struggling financially, it’s in your best interest to seek legal representation from a skilled bankruptcy attorney at Benner Law as soon as possible.

If you have questions about bankruptcy, how it works, and whether it could be the right solution for you, we have the answers. Attorney Tom Benner has helped countless clients in Plymouth get out of debt. Benner Law understands the tough situation you are in and is committed to helping you. It is possible to take control of your finances–but first, you need to seek our help.

Learn more: https://bennerlaw.com/

04/13/2025

Debt collectors and creditors have a limited time window to sue debtors for failing to pay their credit card bills in Massachusetts. The limited time is known as the statute of limitations. According to Massachusetts law, the statute of limitations for consumer-related debt is six years.

The six-year statute of limitations applies to credit card debts, verbal contracts, and written contracts. In most cases, if the statute of limitations runs out, a legal claim is no longer valid. However, the debt doesn’t go away, and creditors can still attempt to collect unpaid debts. Once the statute of limitations has expired, creditors and lenders cannot successfully sue to collect debts.

There are important exceptions to the rule worth remembering, however. If the debt collector or creditor successfully obtains a legal judgment against the borrower, the statute of limitations may be extended to 20 years. During the extended 20-year statute of limitations, interest on the unpaid debt is accrued at rates equal to 12% of the statutory maximum allowed.

Learn more: https://bennerlaw.com/2025/03/25/the-statute-of-limitations-on-credit-card-debt-in-massachusetts-how-long-is-it-valid/

04/12/2025

It can feel overwhelming to realize that you owe the Internal Revenue Service (IRS) a hefty amount you cannot pay. Tax debt accumulates slowly, sometimes through underpayment over several years or a business venture that doesn’t generate enough for taxes. The situation demands immediate attention before the IRS takes collection measures against you.

The actions the IRS pursues against you depend on the amount you owe.

Learn more: https://bennerlaw.com/2025/04/02/can-you-settle-irs-tax-debt-for-less-than-what-you-owe/

03/29/2025

Nothing in this world can hold you back quite like debt can. It will hang over your head and follow you everywhere you go. Living in a significant amount of debt is no way to live. Fortunately, a skilled debt relief attorney knows how to help clients obtain the financial relief they need to move forward in their lives.

Learn more: https://bennerlaw.com/debt-relief/

03/21/2025

Some people may be able to avoid foreclosure by filing for bankruptcy in Massachusetts. Filing for bankruptcy will trigger what is known as an “automatic stay.” This will temporarily prevent all creditors from attempting to collect from you, which means it will pause foreclosure proceedings. As a result, this automatic stay will buy you more time to sort out your finances so you can keep your home.

Filing for bankruptcy can also help you eliminate other debts, such as credit card debt and medical debt. Getting rid of these debts could make it easier to make your mortgage payments.

If you have more than one mortgage, you may be able to eliminate the second mortgage by filing for Chapter 13 bankruptcy. Eliminating this mortgage may make it easier for you to make up on missed payments on your first mortgage.

These are some of the many ways that filing for bankruptcy can help you avoid foreclosure.

Learn more: https://bennerlaw.com/foreclosure-prevention/

03/20/2025

What Massachusetts Tax Penalty Relief Options Are Available?

The Massachusetts Department of Revenue (DOR) can impose penalties on any taxpayer that fails to fulfill their tax obligations. These penalties can be reduced or eliminated, however you cannot get rid of the interest on these penalties.

In general, the DOR may reduce or waive a tax penalty if you can prove that missing the tax deadline or failing to pay was due to reasonable cause and not willful neglect. For example, if you were suffering from a serious illness at the time your taxes were due, the DOR may waive your tax penalty. In this case, it is clear that you missed the deadline as a result of your illness, not willful neglect.

Benner Law knows what it takes to prove to the DOR that your failure to meet the state’s tax deadlines was due to reasonable cause. Let us communicate with the DOR on your behalf to minimize the penalties that you face so you can close this chapter of your life.

Learn more: https://bennerlaw.com/tax-penalty-relief/

03/19/2025

Continued operations of a business is a delicate balance in Chapter 7 bankruptcy. It often takes intense preparation and dedicated legal maneuvering. For many entrepreneurs in this situation, Chapter 13 bankruptcy is a more straightforward solution. Rather than liquidating any assets, Chapter 13 filings reorganize debt so that it can be paid off over time.

Under reorganization plans, debtors are allowed to keep their assets as long as they continue making payments as ordered by the court. This includes both business and personal assets. It is simpler to continue running a business while undergoing bankruptcy in Massachusetts since none of your business assets will be in danger.

Of course, Chapter 7 does still offer some benefits. Fortunately, those who opt for such an approach may be able to exempt some of their business assets from liquidation.

Click the link in our bio to learn more.

03/18/2025

If you financed a vehicle, it’s important to understand when the lender has the right to repossess it. In Massachusetts, if you purchased a vehicle, the lender must notify you prior to repossessing it. However, if you have leased a vehicle, the lender does not need to notify you in advance.

A lender cannot send you a notice warning you of repossession until your payment is at least 10 days past due. This notice must tell you how much you owe on the vehicle and the date that this payment is due. Once you receive the notice, you will have 21 days to make the payment and avoid repossession.

Learn more: https://bennerlaw.com/repossession/

03/17/2025

Happy Saint Patrick's Day!

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33 Samoset Street
Plymouth, MA
02360

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https://bennerlaw.com/

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