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10/11/2026

You know the password. The account knows you need one more security code. 🔐😅

Two-factor authentication protects your information, but it can also complicate matters when someone else needs authorized access.

Keep those security protections in place. Instead of disabling them, check the provider’s approved options for emergency access, authorized users, or account recovery.

Record the arrangements you establish in a secure inventory, and review them when you change devices or providers.

Take one small step today: identify an important account and check what help options its provider offers.

For help connecting your digital planning with your estate plan, contact Kirk Law:
385-567-7777
www.kirk-law.com/get-started

10/10/2026

🍎 Apple’s Legacy Contact feature can help preserve certain information after death—but it has limits.

Your selected contact can request certain Apple account data after you pass away. The feature does not include passwords, passkeys, or payment information stored in iCloud Keychain.

It also does not provide access while you are living but unable to manage your accounts.

That means your family may need separate arrangements for incapacity, along with planning for after death.

Review your provider settings, keep important instructions secure, and discuss digital access when reviewing your estate plan.

Kirk Law can help you consider how these pieces fit together:
385-567-7777
www.kirk-law.com/get-started

10/09/2026

Give your family a clear starting point.

When someone needs to step in, even routine responsibilities can become difficult if only you know where everything is.

Begin with five important accounts: email, banking, insurance, household bills, and storage for family records. Note their purpose and where secure access instructions are kept.

Then make sure the person you have chosen understands their role and knows where your planning documents can be found.

At Kirk Law, we help families connect practical preparation with estate planning tailored to their circumstances.

Schedule a consultation:
385-567-7777
www.kirk-law.com/get-started

10/08/2026

Getting into an account is one step. Being able to resolve a problem with the provider is another.

If you could no longer manage your affairs, the person helping you might need to request records, address a locked account, or explain their authority to act.

A durable financial power of attorney is an important planning document to discuss. Your attorney can review how it addresses digital assets and private electronic communications, along with the provider’s requirements.

Pair that legal planning with a secure account inventory so your chosen person knows where to begin.

Contact Kirk Law to discuss your Utah estate plan:
385-567-7777
www.kirk-law.com/get-started

10/07/2026

“My spouse knows my passwords. Is that enough?”

Knowing a password helps, but it does not automatically give someone legal authority to manage an account or obtain information from the provider.

There may also be practical barriers: a changed password, a locked account, or a verification code sent to an inaccessible phone.

Consider whether your spouse knows which accounts matter, where protected instructions are kept, and whom to contact if access stops working.

Your estate plan should address the person you trust and the authority they may need.

Let’s review how your digital life fits into your plan:
385-567-7777
www.kirk-law.com/get-started

10/06/2026

🔐 Your passwords are not your entire plan.

If an illness or accident left you unable to manage your online accounts, your family might need to pay bills, locate insurance information, or find important records.

A useful plan connects three things:

• An inventory of important accounts.
• Secure instructions for appropriate access.
• Legal documents addressing who may act for you.

Start with the accounts that keep your household running. Then discuss how they fit into your Utah estate plan.

Kirk Law helps Pleasant Grove and Utah County families prepare for these everyday responsibilities.

Schedule a consultation:
385-567-7777
www.kirk-law.com/get-started

10/05/2026

Most of us can name a teacher who made a difference in our lives. Maybe they saw potential we hadn’t yet recognized, challenged us to keep going, or simply took the time to listen.

On World Teachers’ Day, thank you to the educators who show up for their students every day. Your work matters.

10/04/2026

Life insurance can provide important support for a family, but the beneficiary designation should be reviewed as circumstances change. A direct payment to a spouse offers flexibility. A trust may provide instructions for supporting a spouse and managing funds for children. A contingent beneficiary provides the next step if the first choice cannot receive the benefit.

If you recently married, welcomed a child, or signed or updated a trust, review your policy alongside your estate plan. To discuss your planning goals with Kirk Law: www.kirk-law.com/get-started

10/03/2026

The primary beneficiary is only part of the plan. If that person cannot receive the life insurance proceeds, the contingent beneficiary designation determines what happens next under the policy.

Review the names, percentages, and any trust designation. Then consider whether the backup recipients can receive and manage the benefit as you intend. Changes in marriage, children, or trustees are good reasons to review the form again.

Pull up your current form this weekend and check the contingent beneficiaries. Save this post as your reminder.The primary beneficiary is only part of the plan. If that person cannot receive the life insurance proceeds, the contingent beneficiary designation determines what happens next under the policy.

Review the names, percentages, and any trust designation. Then consider whether the backup recipients can receive and manage the benefit as you intend. Changes in marriage, children, or trustees are good reasons to review the form again.
Pull up your current form this weekend and check the contingent beneficiaries. Save this post as your reminder.

10/02/2026

Suppose a parent names a spouse as primary beneficiary and young children as backups. If the spouse cannot receive the proceeds, the children are next—but who will manage the money for them?

That question belongs in the estate planning conversation. A trust can identify a trustee, describe how funds may be used for the children, and set the timing for distributions. Check the backup designation as carefully as the primary one.

If minor children are named on your form, ask who would manage the proceeds for them. Schedule a review: www.kirk-law.com/get-started

Address

1412 W State Road
Pleasant Grove, UT
84062

Telephone

+13855677777

Website

http://www.kirklegacylaw.com/

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