What are the opening hours?

Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

ZipBuy Home Loans

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from ZipBuy Home Loans, Estate agents, 150 S. Pine Island Road STE 300, Plantation Island, FL.

ZipBuy® Home Loans
Purchase • Refinance • HELOC / 2nd
FL NMLS #252270 Broker (Individual NMLS #1890873) | NMLS-AL, CA, TX, GA, PA, NJ, OH, MD, IL, KY
Apply-Search-Close

06/19/2026

A first home feels different with guidance.

This family came in with questions, not answers. Wil walked them through every step, and the stress started to fade 🏡

That is what education and real communication can do.

If you are ready for your own success story, DM us and let’s talk.

06/18/2026

📚 YOUR CREDIT SCORE & YOUR MORTGAGE: WHAT EVERY BUYER NEEDS TO KNOW
Your credit score doesn't just decide IF you get approved.
It decides HOW MUCH YOU PAY over the life of your loan.
Here's a real example on a $350,000 home:
🔴 Score 620 → Rate ~7.2% → Monthly payment: ~$2,380
🟡 Score 680 → Rate ~6.7% → Monthly payment: ~$2,250
🟢 Score 740+ → Rate ~6.3% → Monthly payment: ~$2,170
That's a $210/month difference.
Over 30 years, that's $75,000+.
How to improve your score before buying:
✅ Pay down credit card balances below 30% utilization
✅ Don't open new credit lines while shopping for a home
✅ Dispute any errors on your credit report
✅ Don't close old accounts
Even if your score isn't perfect right now — we may still have a program for you.
📩 DM "CREDIT CHECK" and let's review your options together.

06/16/2026

Not all mortgages are created equal. 🏡
At ZipBuy® Home Loans, we don't believe in a one-size-fits-all approach to financing.
We offer 16 loan programs including:

🔹 Conventional Loans — Best for buyers with strong credit and 5%+ down
🔹 FHA Loans — Lower down payment, flexible credit requirements
🔹 VA Loans — Zero down for qualifying veterans and service members
🔹 DSCR Loans — For investors qualifying on rental income, not personal taxes
🔹 Bank Statement Loans — For self-employed borrowers with non-traditional income
🔹 Non-QM Programs — For borrowers who don't fit conventional boxes

Whatever your situation — we likely have a loan for it.

📞 DM "LOAN OPTIONS" to speak with a licensed mortgage professional.

06/12/2026

In today's market, savvy buyers are negotiating something most people don't even know exists.

It's called a Seller-Paid Buydown. 💸

Here's how it works:
Instead of asking the seller to drop the price — you ask them to buy down your mortgage rate.

Example:
🏡 You're buying at $400,000
📉 Seller contributes $8,000 toward your rate buydown
💳 Your monthly payment drops by $150–$300/month

That's thousands in savings over the life of your loan.

Lower monthly payment. Same purchase price. Seller covers the cost.

In a market where every dollar counts, this is one of the smartest moves you can make right now.

ZipBuy® Home Loans specializes in creative financing strategies like this — so you get more home for less money.

💬 Comment "BUYDOWN" and we'll explain exactly how it works for your situation.

06/11/2026

🏡 Your home may be worth more than you think.

If you've owned your home for a few years, there's a good chance you've built significant equity — and that equity could be working harder for you.

A Cash-Out Refinance can help you:

💰 Access cash from your home's equity
🏗️ Upgrade or renovate your property
🏘️ Invest in another home
💳 Consolidate high-interest debt
📈 Create new wealth-building opportunities

The right mortgage strategy isn't just about buying a home.

It's about leveraging what you already own.

At ZipBuy® Home Loans, we help homeowners turn equity into opportunity.

💬 Comment "EQUITY" and we'll help you explore your options.

06/09/2026

You served. Now it's your time.

The VA Loan is one of the most powerful home financing programs available:

🏠 $0 Down Payment
🚫 No PMI
📉 Competitive Rates
🔄 Use It More Than Once

If you've earned this benefit, make sure you're taking advantage of it.

At ZipBuy® Home Loans, we're proud to help veterans and military families achieve homeownership with confidence.

💻 ZipBuyHomeLoans.com

06/05/2026

Self-employed and confused between a Bank Statement loan or a 1099 loan?

The right loan structure can make all the difference when qualifying for your next home.

Swipe through to learn:
🏦 Who Bank Statement loans are best for
📄 When a 1099-only loan makes more sense
⚡ The key differences most borrowers miss

No guesswork. Just smarter financing options.

Visit https://zipbuyhomeloans.com/loan-options/ to explore your best fit.

06/03/2026

According to Zillow’s latest 2026 housing market analysis, these cities ranked among the best big markets for first-time homebuyers. 🏡📊

Zillow evaluated major U.S. metro areas based on affordability, attainable inventory, buyer competition, and populations in prime homebuying age groups.

From Jacksonville to Louisville, these markets are giving buyers more opportunities to break into homeownership while many larger cities remain highly competitive.

Thinking about making your first move? Your next home might be in one of these cities. 🔑

Which market caught your attention most? 👇

06/02/2026

$2.74M Bank Statement Refinance — Closed

No CPA letter.
20% expense ratio.
Clear-to-close.

Here’s how a self-employed borrower secured financing through a flexible bank statement solution designed for complex income scenarios.

By leveraging a Variable Expense Ratio, qualifying expenses were significantly reduced — increasing usable income without the added documentation burden that often slows down self-employed files.

Deal Highlights:
• Location: Encino, California
• Loan Amount: $2,739,000
• Transaction Type: Rate & Term Refinance
• Property Type: SFR
• Occupancy: Primary Residence
• Credit Score: 741
• Loan Term: 30-Year Fixed

Not every qualified borrower fits conventional guidelines. Strategic structuring can make all the difference.

Explore more financing insights with ZipBuy® Home Loans
DM OR Visit:
https://zipbuyhomeloans.com/loan-options/

05/29/2026

Luxury living starts with smart financing.

Whether you’re buying your dream home, investing in real estate, refinancing, or expanding your portfolio — ZipBuy® Home Loans offers 16+ flexible mortgage programs designed around your goals.

From conventional and FHA loans to DSCR investor financing, bank statement programs, jumbo loans, construction financing & more — we help make homeownership and investing simpler.

✔️ Fast Process
✔️ Flexible Solutions
✔️ Investor-Friendly Programs
✔️ Real Financing Options For Modern Buyers

DM & Get pre-approved today.
16 loans options
Visit : https://zipbuyhomeloans.com/loan-options/

Address

150 S. Pine Island Road STE 300
Plantation Island, FL
33324

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+18886937001

Website

http://www.zipbuyhomeloans.com/

Alerts

Be the first to know and let us send you an email when ZipBuy Home Loans posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Address
Telephone
Opening Hours
Alerts
Contact The Practice
Claim ownership or report listing

Want your practice to be the top-listed Law Practice in Plantation Island?