ZipBuy Home Loans

ZipBuy Home Loans Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from ZipBuy Home Loans, Estate agents, 150 S. Pine Island Road STE 300, Plantation Island, FL.

ZipBuy® Home Loans
Purchase • Refinance • HELOC / 2nd
FL NMLS #252270 Broker (Individual NMLS #1890873) | NMLS-AL, CA, TX, GA, PA, NJ, OH, MD, IL, KY
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📈 Why More Buyers Are Choosing 2-1 Buydowns Right NowA 2-1 buydown can temporarily lower your mortgage rate for the firs...
09/04/2026

📈 Why More Buyers Are Choosing 2-1 Buydowns Right Now

A 2-1 buydown can temporarily lower your mortgage rate for the first two years, giving you a lower payment upfront instead of starting immediately at the full payment.

Year 1: Lower rate
Year 2: Reduced rate
Year 3+: Regular note rate

It can be especially useful for buyers who expect their income to increase over time or who may consider refinancing later if market conditions make it worthwhile.

The key is understanding how the numbers work **before** deciding whether a 2-1 buydown makes sense for your situation.

📩 DM “BUYDOWN” or visit ZipBuyHomeLoans.com

🏠 Manufactured & Modular Home Financing — Yes, It Exists.A lot of buyers assume manufactured and modular homes can't be ...
09/03/2026

🏠 Manufactured & Modular Home Financing — Yes, It Exists.

A lot of buyers assume manufactured and modular homes can't be financed like a traditional home.
That’s outdated.
Mortgage financing options are available for qualifying manufactured and modular homes—especially when the home is permanently installed on owned land, rather than relying only on chattel financing.

The key is finding a loan program that fits the property, land ownership, and borrower qualifications.

📩 DM “MANUFACTURED” or visit ZipBuyHomeLoans.com

09/02/2026

🏡 JUST CLOSED! 🎉

💰 $670,000 Loan Amount
🏦 Conventional Loan
📅 30-Year Fixed
📍 Florida

Another successfully funded home loan in the books! 🔑

The right financing. The right partner. The right way to get you home. 🏡

📩 Thinking about buying a home? DM us to find the right financing for you.

🏠 Pre-approved for a mortgage? Don’t assume that’s your budget.Getting pre-approved is a big step, but just because a le...
09/01/2026

🏠 Pre-approved for a mortgage? Don’t assume that’s your budget.

Getting pre-approved is a big step, but just because a lender says you can borrow a certain amount doesn’t mean you need to spend that much.

Your actual monthly comfort level can depend on things like:

• Property taxes
• Homeowners insurance
• HOA fees
• Maintenance
• Your other monthly expenses

The goal isn’t just to figure out how much you can borrow.

It’s to find a payment that actually makes sense for your life and your budget.

📩 DM “BUDGET” or visit ZipBuyHomeLoans.com

🏠 **Buying With a Co-Signer? Here’s How It Actually Works.**A co-signer’s income and credit can help you qualify for a l...
08/28/2026

🏠 **Buying With a Co-Signer? Here’s How It Actually Works.**

A co-signer’s income and credit can help you qualify for a loan you may not qualify for on your own — which can be especially helpful for first-time buyers with limited credit history.

The co-signer doesn’t necessarily need to live in the home, but they are **legally responsible for the loan** if payments are missed.

That means co-signing is a real financial commitment on their end — **not just a formality.**

📩 **DM “COSIGN”** or visit **ZipBuyHomeLoans.com** to see if it makes sense for your situation.

📑 **What Is PMI, and How Do You Avoid Paying It?**PMI (Private Mortgage Insurance) protects the lender — not you. And if...
08/27/2026

📑 **What Is PMI, and How Do You Avoid Paying It?**

PMI (Private Mortgage Insurance) protects the lender — not you. And if you're buying a home with less than 20% down, PMI may become an additional monthly cost on your mortgage.

But here’s the good news: **there are ways to potentially avoid it.**

🏠 **Put 20% or more down**
With a conventional loan, putting at least 20% down can help you avoid PMI.

🎖️ **Consider a VA Loan**
Eligible veterans, active-duty service members, and certain surviving spouses can qualify for VA financing with **no monthly PMI**.

💡 **Ask About Lender-Paid PMI**
Some loan programs offer lender-paid mortgage insurance, where the cost is covered by the lender in exchange for a higher interest rate.

The important thing? **Know your options before you start shopping.**

PMI can make a meaningful difference in your monthly payment, so it’s better to understand the cost upfront than discover it when you're sitting at the closing table.

📩 **DM “PMI”** and let’s talk about your options.

🌐 **ZipBuyHomeLoans.com**

🔁 **Assumable Mortgages Are Making a Comeback — Here’s Why**If a seller locked in a low rate a few years ago, in some ca...
08/26/2026

🔁 **Assumable Mortgages Are Making a Comeback — Here’s Why**

If a seller locked in a low rate a few years ago, in some cases you can literally take over their mortgage, rate and all, instead of getting a brand-new loan at today’s rate.

It mainly applies to **FHA, VA, and USDA loans** — most conventional loans aren’t assumable.

You’ll still need to qualify, and you may need extra cash to cover the gap between the loan balance and the home’s price.

It’s not for every deal, but when it works, **the savings are real.**

📩 **DM “ASSUME”** or visit **ZipBuyHomeLoans.com**

💳 How Your Credit Score Actually Affects Your RateA difference in your credit score can affect your rate — and your mont...
08/21/2026

💳 How Your Credit Score Actually Affects Your Rate

A difference in your credit score can affect your rate — and your monthly payment — more than people expect. The good news: small, specific moves (paying down cards, fixing errors) can shift your score before you apply.

📩 DM "CREDIT" or visit ZipBuyHomeLoans.com

08/20/2026

ZipBuy® Home Loans 🏡✨
$800,000 Florida purchase successfully closed!
Another dream home financed. 🔑
Ready to finance your next home? DM & Let’s make it happen. 🏡🔑

💰 $0 DOWN? IT’S STILL POSSIBLE.Most buyers assume they need 20% down. You may have more options than you think.0% DOWN P...
08/20/2026

💰 $0 DOWN? IT’S STILL POSSIBLE.

Most buyers assume they need 20% down. You may have more options than you think.

0% DOWN PAYMENT • 100% FINANCING

Eligible Veterans through VA Loans
Eligible Medical Professionals through Physician Loan Programs

MD • DO • DDS • DMD • PharmD • VMD • DPM • CRNA
Residents & Fellows Welcome to Apply

Other qualifying buyers may have access to as little as 3%–3.5% down.

✅ 0% down payment / 100% financing
✅ Eligible veterans & medical professionals
✅ Low-down-payment options for qualifying buyers
✅ Free to see what you may qualify for

📩 DM “DOWN” or tap below to explore your options.

That keeps the 0% down + 100% financing message together once, identifies the two eligible groups underneath it, and avoids making the post unnecessarily long.

Address

150 S. Pine Island Road STE 300
Plantation Island, FL
33324

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18886937001

Website

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