05/29/2026
Applying in the next 60 days? Your bank statements can create delays even when your credit looks fine.
Start now: skip cash deposits, hold off on new payments, and keep every transfer easy to trace. A clean 60-day paper trail can make pre-approval and down payment help much smoother.
I help first-time buyers across Southern California catch these issues early so there are fewer surprises later.
If you want to know what to clean up before you apply, send me a DM. Happy to help in English or Spanish.