10/13/2026
💰 Mortgage rates are still sitting near the top of their 52-week range.
As of September 4:
🏦 30-year fixed: 6.89%
📊 52-week range: 5.99%–6.91%
📈 Up 44 basis points from a year ago
Other loan types were also close:
▪️ 15-year: 6.49%
▪️ FHA: 6.44%
▪️ VA: 6.46%
For buyers, a rate change of even a fraction of a percentage point can affect monthly payment and purchasing power.
That's why it's useful to look at the payment, not just the rate headline.
Your purchase price, down payment, loan type, taxes, insurance, and rate all work together.
📲 Send me a price and loan type, and I'll show you what the payment looks like.