Notarized Central

02/01/2024

Can you be a Loan Signing Agent and Mortgage Loan Officer on the same transaction ?

01/16/2024

✨Tip of the day!

✨We have resources that can help families👨🏽👩🏽👶🏽👨‍👩‍👧‍👦 to home ownership🏡Few first-time buyers have saved enough for 20% down. But the good news is that you don’t need that much. Not by a long shot.
Borrowers can often get into a new home with as little as 3% or even 0% down using one of these low-down-payment loan programs:

✨Conventional: from Freddie Mac or Fannie Mae. 3% down payment and 620 minimum credit score. The mortgage must be within local conforming loan limits. You can usually stop paying mortgage insurance after a few years

✨FHA Loan: Backed by the Federal Housing Administration. 3.5% down and a 580 minimum credit score. But you’re on the hook for mortgage insurance premiums (MIP) until you refinance to a different type of mortgage, move, or pay off your loan

✨VA loan: Only for veterans and service members. Zero down payment is required. Minimum credit score varies by lender but often 620. No ongoing mortgage insurance after closing. These are arguably the best mortgages available, so apply if you’re eligible

✨USDA loan: For those on low-to-moderate incomes buying in designated rural areas. Zero down payment required. Credit score requirements vary by lender but often 640. Low mortgage insurance rates

✨Note government loan programs (including FHA, VA, and USDA home loans) require you to buy a primary residence. That means you can’t use these loans for a vacation home or investment property.
In addition, most programs let you use gifted money or down payment assistance (DPA) to cover your down payment and closing costs. Depending on your mortgage loan, you could get into your new house with minimal cash out of pocket.
If you’re unsure which program to choose for your first mortgage, we have resources to help families I can help you find the right match based on your finances and home-buying goals.

01/14/2024

✨🚨Big announcement we’re having a big celebration of achievements. 🎊 Join us this is a virtual Live Event. I am excited to share what Debt Cleanse is doing. what we are all about helping families to homeownership🏡. Lives are being changed.🚨✨

12/29/2023

Our Success Blueprint is broken down month by month to make it easy to follow the steps toward financial success and credit rebuilding. Month One focuses on identifying credit
inaccuracies and scheduling a consult with a lawyer to discuss your finances in greater depth.

First, you'll Import your credit file and add the required information to your member portal.

Second, with the help of Plan Attorneys, challenge inaccuracies on your debt record and credit reports.

Third, you'll dispute personal information on credit reports and complete DNC Registry.

Fourth, you'll get started with the debt validation process.

Fifth, set up Identity Theft Protection and Dark Web Monitoring.

Sixth, coordinate your defense against creditor harassment or lawsuits with Plan Attorneys.

The last step for Month One is to note that Debt Cleanse Members with unmanagable
debt can schedule a consultation with a debt relief Plan Attorney to review further options.

Have more questions? Get in touch and let us help you get back on track!

Our Homeownership Program is a nationwide initiative to increase the homeownership rate to 75% for all Americans. We help aspiring homeowners achieve the dream of homeownership and affordable access to the attorneys and tools you need to create the life you deserve.

12/29/2023

Fix what you’re ashamed of, stop getting denied Loans, 🏢apartments, car loans🚗, a home🏡, credit cards💳.

✨We have resources that can help families 👨🏽👩🏽👶🏽

✨Ask about our secured Credit card with no credit check.
✨Here is my link below⬇️ get started

Our Homeownership Program is a nationwide initiative to increase the homeownership rate to 75% for all Americans. We help aspiring homeowners achieve the dream of homeownership and affordable access to the attorneys and tools you need to create the life you deserve.

12/26/2023

OUR STORY
Leading a Movement of Change
75 FOR ALL. A movement whose time has come: HOMEOWNERSHIP FOR ALL.

OUR MISSION
OPEN DOORS, CLOSE THE MINORITY HOMEOWNERSHIP GAP, AND CHANGE �THE FACE OF HOMEOWNERSHIP
OwnEasy fights to close the minority wealth disparity gap through increasing access to socially conscious real estate agents, mortgage loan officers and title representatives. Our fellowship financial institutions tak our members circumstances into account and help make affordable homeownership a reality.

2022 Homeownership Rate
There is a huge gap in homeownership between Black Americans and�their counterparts. Only 44% of Black Americans were homeowners at the beginning of 2020, compared to 74% of White Americans. Not only Black Americans, the homeownership rates of Latino, LGBTQ and adult men and women under the age of 35 are below 49%.
Homeownership rates largely correlate with wealth gaps across racial, ethnic, and minority groups in the United States. In order to close the wealth gap, we need to expand homeownership opportunities

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12/26/2023

Debt Cleanse Debt Dispute Scenarios
Debt Cleanse Group Legal Services

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Our Homeownership Program is a nationwide initiative to increase the homeownership rate to 75% for all Americans. We help aspiring homeowners achieve the dream of homeownership and affordable access to the attorneys and tools you need to create the life you deserve.

12/25/2023

Merry Christmas 🎄🎄

12/23/2023

It’s time to build your credit

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12/23/2023

OUR MISSION
Our Homeownership Program is a nationwide initiative to increase homeownership rates to 75%
for all Americans. Our goal is to help aspiring homeowners achieve their dream of homeownership and
provide access to affordable attorneys and resources needed to create the life you deserve.

I WANT TO HELP

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12/23/2023

UNIVERSITY✨

✨How would you like to learn about bank notes, that the big banks are doing? We have access.

⬇️Here is my link to get started today

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✨You will be able to not only learn about bank notes, But invest in them like the big Banks & institutions . And receive after completing your course a certification.

✨The strategies we teach work in all economies. You can make money in up markets, flat markets, and down markets.✨

✨There are many ways to profit from real estate. You can buy and hold property for appreciation. You can buy and rent or otherwise produce income from property. You can buy and renovate or improve property and then sell it for a profit. And you can accelerate your returns on all these strategies with good financing.

✨But have you ever stopped to wonder why the biggest institutions in the country and the world don’t dominate these markets and methods? Why isn’t Banks or any one of the many wall street hedge funds out flipping houses? They may do a little of it from time to time as needed, but they've found a much more efficient and lucrative way to earn money from real estate. They’ve learned that the best position to be in is that of the lender, or note holder.

✨Who wants to know more?✨



✨NOTE UNIVERSITY✨

12/22/2023

✨Did you know?

✨We have resources for families
🧑🏽👨🏽‍🦳👶🏽👧🏽👩🏽‍💻

✨Credit🌈 plays a big role in our lives? When you apply for car 🚗insurance,🌈a new home 🏡🔑

✨Having bad credit can cost you thousands of dollars in interest in your lifetime, that you could’ve invested for you and your Families👨‍👩‍👧‍👦 future. That’s how 🧑🏽👧🏽👶🏽👨🏽‍🦳generational wealth is created. Stop letting your Credit dictate your life and fix what you’re ashamed of

✨Benefits of, good credit, better interest rates create generational wealth for you and your Family
🧑🏽👧🏽👨🏽‍🦳👶🏽, in interest you have saved, you have created generational wealth for your family. You can 🏘️Invest,Travel🏖️ do the things that you’ve been called to do.