Thornburgh Law, LLC

Thornburgh Law, LLC Being injured at work or by the negligence of someone else is more than an inconvenience. It's a crisis. Let us help.

We are a small firm by design so that I can give you my time and be there for you each step of the way.

You're at your business on Tuesday morning.Someone walks in and hands your papers.You've been sued. A customer says they...
06/30/2026

You're at your business on Tuesday morning.
Someone walks in and hands your papers.
You've been sued. A customer says they were hurt in your parking lot six months ago. You barely remember the incident.
Your first instinct is to call them. Clear it up. Explain your side.
Don't.
Your second instinct is to mention it online.
Don't.
In Colorado, your liability insurance has a legal duty to defend you when you're sued for a covered claim. But you must notify your insurer immediately — and what you say or do before that call can be used against you.
Most small business owners in Colorado don't know this until it's too late.
The lawsuit has already been filed. What you do next determines how the rest of this goes.
Reach out — your first conversation with us is free.

The crash lasted three seconds.You didn't cause it. You were doing everything right — driving to work, picking up your k...
06/29/2026

The crash lasted three seconds.
You didn't cause it. You were doing everything right — driving to work, picking up your kid, stopped at a light.
Now you're in a hospital bed, missing work, and getting calls from an insurance adjuster who keeps using the word "settlement."
That adjuster isn't calling to help you. They're calling to close your case fast — before you understand what it's actually worth.
In Colorado, drivers are only required to carry $25,000 in liability coverage per person. One night in a trauma center can cost more than that.
The law gives injured drivers more tools than most people know about. But you have to use them before you sign anything.
Don't say yes to the first offer.
Reach out — your first conversation with us is free.

You got hurt at work.You stayed quiet — because you were afraid. Of losing the job. Of what might happen after that.Your...
06/28/2026

You got hurt at work.
You stayed quiet — because you were afraid. Of losing the job. Of what might happen after that.
Your employer knew that. And they were counting on your silence.
Here's what Colorado law actually says: every worker injured on the job has the right to workers' compensation — regardless of immigration status.
That's not an opinion. It's written directly into Colorado statute.
Medical care. Lost wages. Disability benefits for serious injuries. All of it — covered through your employer's insurance, not out of your own pocket.
Staying silent doesn't protect you.
It protects them.
If you've been seriously hurt at work and you've been afraid to say anything — get informed before you make any decisions.
Reach out — your first conversation with us is free.

You went through the accident. The surgery. The physical therapy.You're still not the same — and nobody told you the law...
06/28/2026

You went through the accident. The surgery. The physical therapy.
You're still not the same — and nobody told you the law changed.
In 2025, Colorado more than doubled the cap on what injury victims can recover for pain, suffering, and loss of quality of life — from roughly $642,000 to $1.5 million.
That number isn't what every case is worth. But it's the new ceiling — and insurance companies are making offers to people who don't know it moved.
If you've been seriously hurt, the most expensive decision you can make is guessing what your case is worth.
Reach out to us - Free consultation.

You close on your Colorado condo. New home. New chapter.Six months later, — walls leaking. Windows that won't seal. Foun...
06/26/2026

You close on your Colorado condo. New home. New chapter.
Six months later, — walls leaking. Windows that won't seal. Foundation cracks nobody mentioned at closing.
You bring it to your HOA. They want to sue the builder.
Here's what changed this January: your HOA now needs 65% of all unit owners to approve a construction defect lawsuit — not just a simple majority.
That neighbor renting out their unit? Probably not interested. The absentee investor on the top floor? Hard to reach.
The "Colorado Dream Act" was designed to encourage more condo construction in our state. What it also did — quietly — was make it significantly harder for homeowners to hold builders accountable when something goes wrong.
If your building has defects, the bar to fight back just got higher.
Reach out — we'll tell you where you stand.

You've been running your Colorado business for years.Same contract you started with. Same fees you've always charged. No...
06/26/2026

You've been running your Colorado business for years.
Same contract you started with. Same fees you've always charged. Nothing unusual.
Then a customer files a complaint with the state.
Coloradans filed nearly 27,000 consumer complaints with the Attorney General in 2025 — a record. Up 10% in a single year. Unauthorized charges, surprise fees, and contract disputes are at the top of the list.
That's 74 complaints a day. Every single day.
Here in Colorado, contracts don't just need to be signed — they need to be clear, complete, and honest. One vague clause or undisclosed fee can put a small business on the AG's radar before the owner even knows there's a problem.
Your customers now have more tools than ever to fight back — and they're using them.
Reach out to us for free.

Being Partly at Fault in Colorado Doesn’t End Your Claim. Insurance adjusters know most people believe “if I’m partly to...
05/30/2026

Being Partly at Fault in Colorado Doesn’t End Your Claim.

Insurance adjusters know most people believe “if I’m partly to blame, I can’t recover” — that thinking costs injured Coloradans real money every year.

We keep hearing “comparative negligence” — that’s the rule saying your recovery is reduced by your percentage of fault, not eliminated by it.

Colorado’s comparative negligence law exists so seriously injured people aren’t shut out of court just because accidents rarely fall 100% on one side.

Under C.R.S. § 13-21-111, you can still recover as long as your fault stays under 50% — and insurance adjusters know exactly where that line is and how to use it against you.

If an adjuster told you that you were partly responsible for your injury, have you had a second opinion on what your claim might actually be worth?

thornburghlaw.com |
This content is informational and does not constitute legal advice.

Skip This Step and Your Construction Defect Claim Gets Dismissed. Colorado’s CDARA requires property owners to give writ...
05/28/2026

Skip This Step and Your Construction Defect Claim Gets Dismissed.

Colorado’s CDARA requires property owners to give written notice of every defect to their builder at least 75 days before filing a lawsuit — skip this step and valid claims get dismissed before they ever begin.

We keep hearing “CDARA” — that’s the Construction Defect Action Reform Act, the state law governing every step of a defect case from the first notice through trial.

That notice requirement exists to give builders a chance to fix what they built wrong — not to shield them from accountability, but because a repair resolves things faster and cheaper than years in court.

Under C.R.S. § 13-20-803.5, you must file a detailed list of all claimed defects within 60 days of commencing litigation.

If your contractor left behind water intrusion, structural failures, or code violations, do you know what has to happen before any legal action can legally move forward?

thornburghlaw.com
This content is informational and does not constitute legal advice.

Colorado Small Businesses Are Suing Over Contracts They Never Got to Negotiate. A lawsuit filed in Denver District Court...
05/27/2026

Colorado Small Businesses Are Suing Over Contracts They Never Got to Negotiate.

A lawsuit filed in Denver District Court this spring says small Colorado businesses are being forced to sign contracts with private organizations that set the fees, write the terms, and give producers no real way to push back — all backed by $5,000-a-day fines for anyone who refuses to participate.

We keep hearing “contract of adhesion” that’s a take-it-or-leave-it agreement drafted entirely by the stronger party, where the other side has no meaningful ability to negotiate the terms.

Contract law exists precisely to protect against this situation — because an agreement you had no real choice but to sign, with terms set by your own competitors, raises serious questions about whether genuine consent ever existed.

Under C.R.S. § 4-1-103, Colorado courts apply general principles of contract law — including unconscionability — to agreements that leave one party without any meaningful option.

If your business has been forced into contract terms you had no say in, do you know what legal options you actually have?

thornburghlaw.com
This content is informational and does not constitute legal advice.

Your Insurer Is Legally Obligated to Actually Investigate Your Claim. In Colorado, when a business or individual files a...
05/27/2026

Your Insurer Is Legally Obligated to Actually Investigate Your Claim.

In Colorado, when a business or individual files an insurance claim, the carrier isn’t just expected to review it — they’re legally required to conduct a genuine investigation before denying or delaying payment.

We keep hearing “bad faith” — that’s what it’s called when an insurer unreasonably delays, denies, or lowballs a valid claim without conducting an honest inquiry into the facts.

Colorado’s bad faith law exists so insurance companies can’t simply profit by stonewalling legitimate claims — it gives policyholders and small businesses the legal leverage to push back when the process stops being fair.

Under C.R.S. §§ 10-3-1115 and 10-3-1116, if an insurer unreasonably delays or denies a covered claim, the policyholder may recover two times the covered benefit plus attorney fees.

If your business has had a legitimate claim denied, delayed, or underpaid without a clear written explanation, do you know what Colorado says you’re entitled to do next?

thornburghlaw.com
This content is informational and does not constitute legal advice.

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Peyton, CO
80831

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