EV Häs, LLC

EV Häs, LLC Your Legal Protection in Real Esate EV Häs, LLC is a different type of foreclosure firm because we do not advocate bankruptcy as a foreclosure option.
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Instead, we attack the opposition with substantive pleadings that have real merit. We aren't afraid to take cases that other attorneys cannot resolve. We consider foreclosure defense options and solutions that many attorneys do not. When we take a case, our main goal is to find a “Complete Solution” to the issues you are facing. We help you see “Your problem” as an opportunity to help you rebuild

and see your situation as an opportunity. We help you find and address all possibilities and out together a strategic plan for you and your family.

06/04/2026

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In 2010, banks across the country settled with the federal government over a practice called robosigning. Employees were...
05/29/2026

In 2010, banks across the country settled with the federal government over a practice called robosigning. Employees were signing hundreds of legal affidavits per day, swearing under oath that they had personally reviewed each foreclosure file, when they obviously had not.
The settlement was supposed to end the practice.

It did not.

We see versions of robosigning every week in Cook County foreclosure court in 2026. Different names, different banks, sometimes smaller scale, but the same shortcut. And it matters because if the affidavit in your foreclosure case was robosigned, the bank's evidence may be legally void.

Here are 3 patterns we look for in every file:

✦ Impossible volume, where the same name appears as the signer on hundreds of foreclosure affidavits in a single day. No human reads that many files in a day. The signature is a stamp.

✦ Rotating signers, where different "Vice Presidents" sign different documents in the same case across the lifetime of one loan. The title is borrowed for signing authority, not actual review.

✦ Timing that does not fit, where the claimed review date, the default date, and the notarization date are all within days of each other. There was no time for an actual investigation.

If your foreclosure affidavit has any of these signs, you may have a real legal defense.

A signature can stop a foreclosure. We have used these arguments in Cook County to get cases challenged, delayed, and in some situations dismissed entirely.

If you have a foreclosure paper sitting in your house right now, bring it to us. The first review is free. We will tell you exactly what we see and what your options are.

This post is general educational content, not legal advice. Every case is different.
If you know someone going through foreclosure in Chicago or the suburbs, share this post or tag them. The right look at the right document can change everything.

(312) 775 0980 EV Häs, LLC

If you have a foreclosure complaint in your house right now, this post might change your week.Most homeowners assume tha...
05/26/2026

If you have a foreclosure complaint in your house right now, this post might change your week.

Most homeowners assume that once the bank files foreclosure, the only way to save the house is to come up with the full loan balance. The letter from the bank tells them everything is now due. Often it is hundreds of thousands of dollars they could never produce.
That is not what Illinois law says.

Under Illinois statute 735 ILCS 5/15-1602, a homeowner has the right to reinstate the mortgage by paying only the past due amount. Not the full loan. Just the missed payments, plus fees and costs. The window is generally 90 days from when you were served with the foreclosure complaint.

To put it in plain numbers, a homeowner with $11,000 in arrears does not need $300,000 to save their home. They need $11,000 plus fees within the statutory window. The foreclosure stops cold.

The bank will not remind you of this right. Their letters are designed to make you think you owe everything immediately. Technically the full balance is "accelerated," but you have a legal right to undo that acceleration by reinstating.

Three things every homeowner should know before using this right:

✦ The clock starts when you are served, not when you open the mail ✦ You can only use this right once every 5 years in Illinois ✦ The exact amount must include fees, costs, and interest, which the bank often inflates

Before you pay a dollar the bank asks for, bring your file to us. The first call is free. We will tell you exactly what you owe under the law and what your options are.

If you know someone with a foreclosure paper in their kitchen right now, share this post or tag them. This is the right most homeowners never use because nobody tells them it exists.
This post is general information, not legal advice. Every case is different.

(312) 775 0980 EV Häs, LLC

If you have a foreclosure paper sitting in your kitchen right now, take it out and read this post next to it.Most Chicag...
05/22/2026

If you have a foreclosure paper sitting in your kitchen right now, take it out and read this post next to it.

Most Chicago homeowners look at foreclosure papers like they are some kind of final verdict. They assume the bank has all its ducks in a row, the case is locked in, and there is nothing to do but try to delay the inevitable.

That is not true.

A foreclosure paper is not a verdict. It is a claim. And like any legal claim, it has to follow the rules. When it does not, the case can be challenged, delayed, or dismissed.

We pull out foreclosure papers every week in Cook County and find defects the homeowner never noticed. Three of the most common ones are in this carousel.

✦ The mystery plaintiff, the bank suing you may not own your loan ✦ The robosigned affidavit, the signature on your file may not be real ✦ The improper service, how you got served may have violated the rules

Pull out your papers tonight. Check these 3 things. If anything looks off, do not wait. The earlier we see your paperwork, the more we can do.

The first call is free. Bring us your papers. We will tell you exactly what we see and what your options are.

If you have a friend, family member, or neighbor with foreclosure papers, share this post or tag them below. The 30 day clock on these cases moves fast.

(312) 775 0980 EV Häs, LLC

One broker just lost $14,000.Why? One paragraph in a contract he'd been signing for 8 years. He never actually read it.H...
05/22/2026

One broker just lost $14,000.

Why? One paragraph in a contract he'd been signing for 8 years. He never actually read it.

He wasn't dumb. He was busy. When you're running deals, you stop reading word-for-word. You assume. You pattern-match.

One time, that costs $14,000.

What's buried in YOUR contract?

On May 28, we're breaking down the entire 8.0 like an attorney would. Clause by clause. Trap by trap.

You'll know exactly what to watch for.

📅 May 28, 2026 | 2:30 PM CT

📍 Live on Zoom

Register now http://www.eventbrite.com/e/1989598154639/?discount=bowtie_li

(312) 775-0980
EV Häs, LLC

Warmer tone, longer copy, written for community sharingIf you have ever opened your mailbox and felt your stomach drop, ...
05/20/2026

Warmer tone, longer copy, written for community sharing

If you have ever opened your mailbox and felt your stomach drop, this post is for you.
Most Chicago homeowners we talk to cannot tell the difference between the letters that come in the months before foreclosure. They all look serious. They all sound urgent. But they are not the same.

There are 5 different letters that show up in a typical foreclosure timeline. Each one means something different. Each one comes with different rights and different deadlines. And the worst thing a homeowner can do is treat them all the same way.

✦ The late payment notice ✦ stage 1, still fixable ✦ The grace period notice ✦ stage 2, the 30 day clock starts ✦ The acceleration letter ✦ stage 3, the whole loan comes due ✦ The foreclosure complaint and summons ✦ stage 4, you are being sued ✦ The notice of sale ✦ stage 5, the auction is scheduled

We built this carousel so any homeowner in Chicago, Cook County, or the surrounding suburbs can identify exactly where they are and what to do next.

If you are not sure which letter you have, bring it to us. The first call is free. We will tell you exactly where you stand and what your options are.

If you have a friend, family member, or neighbor going through this, share this post or tag them below. Knowing which stage you are in is the first step to fixing it.

(312) 775 0980 EV Häs, LLC

A homeowner got a debt collection letter giving them 30 days to dispute a home equity loan.Days later, a foreclosure sum...
05/15/2026

A homeowner got a debt collection letter giving them 30 days to dispute a home equity loan.

Days later, a foreclosure summons arrived on the same loan. Before the 30 day dispute window had even closed.

That timing is not just unfair. It may be illegal.

Under the Fair Debt Collection Practices Act, a homeowner's 30 day right to dispute a debt and demand verification is not a formality. It is a statutory right. When a foreclosure is filed before that window closes, courts call it overshadowing, and it can carry independent legal liability for the bank, separate from the foreclosure itself.

If a dunning letter and a foreclosure summons arrived close together on the same loan, save both. Note the dates. Then call (312) 775-0980 before responding.

Address

11757 Southwest Highway
Palos Heights, IL
60463

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Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 4pm

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+13127750980

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