I am Short Sale & Foreclosure (SFR) Certified and Real Estate Negotiation (RENE) Expert and it shows, not only from the certificates but from experience. I help sellers just like you in any given situation such as upsizing, downsizing, divorcing, inherited a property and am not sure what to do with it, in probate, in foreclosure or about too and may have to sell because you are out of options, sho
rt sale. Whatever your circumstances are, I am here to help you with my knowledge, extensive experience, and team to guide you through any type of residential sale from selling to beyond. Navigating through any of these processes can be very daunting, not truly knowing how to negotiate the best price and terms for your property and protecting yourself beyond with the correct documents and verbiage can spell disaster with law suits. Experienced in residential real estate sales, I bring to the table different levels of expertise and knowledge required. Are you a first-time home buyer that needs a lot of hand holding with extensive knowledge? Are you going through or been through a divorce that requires much empathy and understanding? Are you upside down with your mortgage and have to go through a short sale? Are you upsizing or downsizing your living situation? As you know, no two buyers or sellers are the same, you are unique and are entitled to complete and utter competence, trustworthiness, efficiency and effectiveness and hard working in your best interests Realtor. In any given situation I guide you through the buying process, guiding you to the right lender that can pre-approve you with the type of loan you need, first time home buyer, FHA Loan types like move in FHA and FHA construction loan types, VA loan types, conventional and conventional construction, Fannie Mae, USDA and many others. Keeping you informed of the current market conditions is critical to your successful sale or purchase. I have experience negotiating the best price and terms for you and know and use the appropriate documents needed and use them to protect you from a potential law suit later. All the inspections that are appropriate for that particular property that are required or not required by the lender, but I highly recommend for your peace of mind. Experience has afforded me to be able to put together a trusted team of mortgage lenders, title companies, inspection companies, contractors, moving companies and many more needed throughout and at the end of the transaction that you have access to if you want it. I organize successful open houses and make sure these are advertised extensively so that potential buyers attend. I market the property on free and paid sites and boost on social media. Along with continuing my education and experience, I attend city and council meetings to stay informed of upcoming improvements that may help you. Knowledge is power! I also network to keep building those connections I can use and give you to help you. I am active on social media. SELLERS: WHY SHOULD I USE YOU? You ask
Here are some legal issues that can lead to issues for you using an inexperienced agent and non or slow responsive team:
1. Agency & fiduciary duty
Many real estate law suits are the result of not being represented appropriately. Real estate agents are supposed to explain to their client how they are being represented throughout the transaction. Sellers always believe their agent is looking out for their interests but have not been told by their agent what the difference between single agent and transaction agent is. You should know and understand the difference and what it means to you.
2. Misleading Advertising
Every seller’s wants to sell their property quickly for the most money, best terms and least amount of hassle as possible. You need to be sure your home is being advertised truthfully without gimmicks that can cause issues. The real estate laws are always changing and it needs an experienced agent who stays on top of these changes to prevent you getting into trouble.
3.Misrepresentation
We live in a very litigious society, so knowing the correct documents and addendums to listing the property is crucial, and saying or writing something inaccurate about your home could get you in big trouble! Be factual, if you are not sure then you shouldn’t say it.
4. Missing deadlines
Purchase & Sales Contracts have specific time deadlines that must be adhered to which include inspections, repairs (if appropriate), response times by all parties and closing date to name a few. If you do not know the timelines you could be in breach of contract, so the buyer could walk away with the earnest money when they were in default of the contract.
5. Fair Housing
Discrimination against the protected classes which continues to grow is a HUGE deal and there have been big laws against it. If you or your agent, do not understand the rules protecting these groups of people you could get tied up in a legal mess.
6. Disclosures
There are 3 levels of disclosure – Initial disclosures at the time of contract, disclosures about repairs and final disclosure at closing. If you are not clear in your communication to a buyer about all disclosures you may find yourself in a lawsuit. BUYERS: WHY SHOULD I USE YOU? You ask
Not sure what your mortgage loan options may be, and what type of property you should buy and where the best place for your family and Job/Career may be? I am here to help with knowledge and experience there too. First Time Homebuyer Mortgage Loan Programs to Conventional Mortgage Types. FHA, VA, USDA & Fannie Mae to name a few! Whatever you need, there may be a Mortgage waiting for you! Also you should consider: (1) What kind of development plans are in the works for your neighborhood in the future? (2) Is your street likely to become a major street or rush-hour shortcut? (3) Will a highway be built in your backyard or front in six years? (4) What are the zoning laws in your area? (5) If there is a lot of undeveloped land? What is likely to get built there? (6) Have home values in the neighborhood been declining?
1. Agency & fiduciary duty
Real estate agents are supposed to explain to their client how they are being represented throughout the transaction. Buyers always believe their agent is looking out for their interests but have not been told by their agent what the difference between single agent and transaction agent is. You should know and understand the difference and what it means to you, this is especially important when you are searching for and are ready to put in an offer on your next home.
2. Pre-approval vs Pre-qualification
You should understand the difference between the two, which one is the strongest or holds more weight with the offer. You should also know which type of mortgage, interest rate and terms you qualify for at this time, and if it's not for you yet, what type is for you later and how you get there.
3.Misrepresentation
We live in a very litigious society, so knowing the correct documents, addendums and verbiage that go with your offer on your next home is crucial.
4. Missing deadlines
Purchase & Sales Contracts usually require various documents and addendums that have specific time deadlines that must be adhered to, these include inspections, repairs (if appropriate), response times by all parties and closing date to name a few. If you do not know the timelines you could be in breach of contract and it could expire along with you losing your the earnest money. I LOVE, LIVE AND BREATHE REAL ESTATE it is my calling to help buyers and sellers achieve their goals with the best advice and team from knowledge, wisdom and experience. I keep in touch with you with market conditions.
