Mortgage Loan Officer - Tom Cramer

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Mortgage Loan Officer - Tom Cramer NMLS ID: 559640
Mortgage expert since 1997 💪 Lending in all 50 states! Honest, transparent & competitive rates. Broker + Bank = Best of Both Worlds.

Purchase, Refi & more! 📍 Palatine, IL | www.TomCramerMortgageLoanOfficer.com | 847-852-2882 Direct I understand that buying or refinancing a home is a big moment, and I’m here to give you the knowledge and resources you need to make informed decisions with confidence. During my 15+ years of experience in the mortgage industry, I have shared my expertise to personally assist numerous families to become successful homeowners. I have an extensive background assisting first time homebuyers, high net worth borrowers, low-to-moderate income borrowers, self-employed borrowers and investment borrowers. I'm backed by bank but have the flexibility to use one of many banks signed up as investors which allows me to do the rate shopping for you.

10/11/2026

🍎🚴 Our Bike club pedaling for c***r donuts, because the best rides end with a treat!

10/09/2026

Did I help you buy or refinance a home? I'd love your feedback. 🏡
Five Star Professional is surveying recent home buyers and sellers about their experience with the professionals they worked with. If we've worked together, would you take a couple of minutes to share your honest thoughts?
👉 https://forms.fivestarprofessional.com/s3/homesurvey
Your feedback helps me keep improving, and it means a lot. Thank you for trusting me with such an important move!

Financial goals look different for everyone-but for many families, homeownership is a key part of building long-term sta...
10/01/2026

Financial goals look different for everyone-but for many families, homeownership is a key part of building long-term stability and wealth. This Financial Planning Month, reach out to me to explore mortgage options that fit your goals and timeline.

http://TomCramerMortgageLoanOfficer.com

Set yourself up for homebuying success. Wintrust Mortgage is offering the Freddie Mac Home Possible® Program Grant for v...
09/30/2026

Set yourself up for homebuying success. Wintrust Mortgage is offering the Freddie Mac Home Possible® Program Grant for very-low-income borrowers, who can receive a $2,500 credit toward a down payment and other costs at closing with no repayment required. At least one borrower must be a first-time homebuyer, and the property must be a primary residence. A homeownership education course is required. Additional restrictions apply. Get in touch today to learn more.

http://TomCramerMortgageLoanOfficer.com

Are you interested in purchasing or refinancing investment properties or second homes? Between the possibilities of addi...
09/29/2026

Are you interested in purchasing or refinancing investment properties or second homes? Between the possibilities of additional cashflow and the possibility of building equity, making a move could help you achieve long-term personal and financial goals. Wintrust Mortgage offers financing on second homes and investment properties-with lending ability in all 50 states and a wide range of mortgage products¹ including jumbo loans. Get in touch today to discover how you could start investing in your own future.

http://TomCramerMortgageLoanOfficer.com

09/24/2026

When you're on the job, the most important thing should always be your safety. September is REALTOR® Safety Month, and it's a good opportunity to refresh yourself and your colleagues on strong safety precautions. Here are a few tips for real estate agents to consider when meeting clients-especially for the first time.

09/23/2026

Technology can make a huge difference when getting the job done, but it should still be used wisely. September is REALTOR® Safety Month, and it's a good opportunity to refresh yourself and your colleagues on strong safety precautions. Here are a few tips to consider when using technology and social media for work.

Address

110 N Brockway, Suite 210
Palatine, IL
60067

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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