Brandice Anderson, Realtor

05/25/2026

Wishing everyone a meaningful Memorial Day. 🤍

Grateful for those who served and sacrificed so we could enjoy places like this.

From our little corner of the coast, thank you. 🌊

📍 Brandice Anderson Real Estate | Pacifica & the Bay Area

05/22/2026

Ever wonder what actually happens during an appraisal? 🏡

An appraisal is a professional assessment of a home's value, typically required by a lender during a purchase or refinance.

The appraiser looks at:

*Recent comparable sales in the area
*The home's condition and features
*Location

The goal is to confirm the home's value supports the purchase price. It protects both the buyer and the lender.

Save this for reference and share it with anyone starting their home buying journey! 💬

Questions about the process? I'm always happy to walk you through it.

05/15/2026

One of my favorite things about living on the coast is moments like this. 🌊

Watching the sunset over the water while a surfer catches the last waves of the day... Pacifica has a way of slowing everything down in the best possible way.

This place never gets old.

05/12/2026

One of the least talked-about financial realities for homeowners is how differently capital gains taxes can affect single homeowners versus married couples.

Under current IRS rules:
• Married couples filing jointly can exclude up to $500,000 in gain
• Single homeowners can exclude up to $250,000

As a single homeowner myself, it’s something I think about often, especially in the Bay Area where appreciation can add up quickly over time.

That difference can potentially mean tens of thousands more owed in taxes when selling a primary residence.

It’s a reminder that understanding your real net proceeds matters just as much as the sale price.

As always, every situation is different, so talk with a qualified tax professional about your specific circumstances.

05/08/2026

Summer in the Bay looks a little different, but your home still needs some seasonal TLC! ☀️

May is a great time to walk your property and check the small stuff: sprinklers, outdoor faucets, and window seals. Catching issues early saves water, energy, and money down the road.

Save this checklist and knock it out this weekend! 🏡

Questions about your home or the local market? I'm always happy to chat. 💬

05/05/2026

📊 April Housing Stats | San Mateo County

The market is holding steady, but here’s what stands out:

Months of inventory dropped from 1.6 to 1.4, even as listings increased.
That means demand is keeping pace.

Well-prepared homes are still selling quickly.

Thinking about making a move this year? Let’s talk strategy.

04/24/2026

April Home Check: Roof & Spring Readiness🌸

After a season of rain and wind, now is a good time to take a closer look at your roof.

Catching small issues early, like a loose shingle or a minor leak, can help prevent much bigger and more expensive problems later.

It is one of the simplest ways to protect your home and stay ahead of maintenance before spring and summer. You do not need to do everything at once. Just staying aware makes a difference.

04/22/2026

I've been having this conversation a lot lately…

“Why are HOA fees going up so much?”

Not all HOA increases are red flags. Some are catch up.

A big piece of what I am seeing locally, in the San Francisco Bay Area, comes down to insurance. After several major wildfire seasons in California, insurance costs, especially for multi unit buildings, have gone up significantly. In some cases, they have more than doubled. HOAs are having to raise dues just to keep coverage in place.

The other piece is something many people haven't heard about. SB 326.

This is a California law that requires condo buildings with 3 or more units to inspect things like balconies, decks, and walkways every 9 years. The goal is safety, but these inspections are uncovering issues that need to be fixed. It was passed in 2019, with many buildings required to complete their first inspections by 2025, which is why a lot of this is coming up now.

And those repairs are not optional.

So what happens?

HOAs are raising dues, issuing special assessments, or both, to cover:
• higher insurance costs
• required repairs
• ongoing maintenance

It also impacts affordability more than people sometimes expect. Even a few hundred dollars a month in HOA dues can change what someone qualifies for or how a monthly payment feels. It is something buyers are paying much closer attention to right now. The article focuses more on this aspect of HOA increases.

If your HOA has gone up recently, there is usually a reason behind it. And it's not always a bad one. In many cases, it means the property is being maintained and protected the way it should be.

If you are buying or already own in an HOA, it's important to understand the financials and ask questions.

I'm happy to walk through this with anyone unsure what to look for.

High fees have kept some people looking to buy a condo from actually buying a home

04/17/2026

If you’re thinking about buying a home, one of the first steps is getting pre-approved.

👉 A pre-approval is when a lender reviews your finances and tells you how much you may be able to borrow.

It helps you:
• understand your budget
• strengthen your offer
• move quickly when you find the right home

In a competitive market, it’s one of the most important steps you can take early.

04/10/2026

Owning a home is about more than just having a stable place to live. With tax season here, it's a good time to remember the financial advantages that can come with it.

Depending on your situation, homeowners may be able to deduct things like
• mortgage interest
• property taxes
• certain home related expenses

It is not the only reason to buy a home, but it is one of those benefits people often overlook when thinking about the bigger picture.

As always, every situation is different, so it is best to check with a tax professional. It is also worth asking your CPA how homeownership could impact your taxes.

04/03/2026

📊 March Housing Stats | San Mateo County

Homes are moving faster overall, but here’s what stands out to me:

Median days on market stayed at just 9 days.

That tells us something important, well-prepared, well-priced homes are still selling quickly, even as more inventory comes to market.

Buyers are active, but they’re selective. The homes that hit the mark aren’t sitting.

If you’re thinking about selling this spring, how you prepare and price your home matters more than ever.