Channa Gardner, Realtor

02/03/2026

Your homebuying journey starts with the down payment. How much you save affects what you can afford, your monthly payment, and whether you’ll pay PMI.

Your homebuying journey starts with the down payment. How much you save affects what you can afford, your monthly payment, and whether you’ll pay PMI.

While saving can be one of the biggest hurdles, a clear plan and consistent habits can get you there, and some buyers may even qualify for zero-down loans. Down payment planning is different from other goals, so it helps to be strategic and know where to find assistance.

Agents: Share this with your buyers to help them plan smarter and feel more confident about the path to homeownership!

Read: https://rltor.cm/0atM3t

12/26/2025

Wishing you a Merry Christmas from our home to yours! 🏘🎄

12/13/2025

All great information. Another way to label is to use QR codes that list what items are in the box without having to open them or write and rewrite with a sharpie all over the boxes. 😉

11/28/2025

💛 Wishing you all Thanksgiving blessings! 🧡

11/24/2025

Informative Contingency guide for buyers and sellers. It is also helpful for Realtors.

You’ve made an offer on a home—or you’re selling your home and have received a contract offer. Regardless of which side of the transaction you’re on, you need a clear understanding of any contingencies that are part of the real estate contract.

11/24/2025

What’s in store for the real estate market and the economy in 2026? Find out at the December 9 , featuring NAR economists and guest experts. It’s free to register for this virtual event. https://bit.ly/4o6Kq3K

11/29/2024

🧡💛❤️

09/14/2024

My beautiful relaxing view 😍😎

09/12/2024

I Love this! 😍
My sweet artistic daughter, Jenna Gardner made this for me 😍🖌🎨 🖼

09/03/2024

I've lost 8 pounds in 2 weeks. Eating better, Feeling better 😊
Dumpling soup with vegetables from the Farmers Market. 😋

05/09/2024

We think about and miss David (William) everyday! ❤️‍🩹
May just happens to be a sadder and more emotional time. May is brain tumor awareness month and also the month that David (William) passed away from brain cancer. We will continue to honor David every year at Head for the Cure and raise funds for awareness, research, and to help other families. This will be our 4th year walking/running. We will set up our team page soon and hope that you will join us. Even coming out to show support/love and walk with us is enough. 🩶

03/22/2024

Realtors are creative! 😉