10/07/2026
Thinking about buying a home? It takes more than just a down payment!
Here’s what else you need to budget for.
-Earnest Money: A small deposit when you make an offer.
-Home Inspection: Hiring someone to check for problems with the house.
-Appraisal: Getting an official value on the home.
-Closing Costs: Lots of paperwork fees.
-Prepaids: Paying your insurance and taxes ahead of time.
Good news: you might get help from the seller, builder, or special programs!
Before you start looking, ask for an estimate of your total cash needed.