Properties In Town

10/14/2026

🚨🏡 BIG PRICE DROP — NOW ONLY $264,900!
A new price means a new opportunity at 7720 Ravenna Avenue, Orlando, FL 32819!

💰 Previously: $275,000
🔥 NEW PRICE: $264,900
⬇️ $10,100 PRICE REDUCTION!

This beautifully updated Orlando home features a renovated kitchen, updated bathroom, freshly painted interior, and a fully fenced yard with plenty of room for outdoor entertaining, pets, and recreation.

Location is another major advantage! 📍 Enjoy convenient access to Universal Epic Universe, Universal Orlando Resort, International Drive, Dr. Phillips, shopping, restaurants, entertainment, and popular Orlando attractions.
Perfect for buyers searching for a move-in-ready primary residence or investment opportunity in Orlando.

📲 The price has dropped—now is the time to see it! Schedule your private showing today or contact Properties in Town for more details.

10/14/2026

Not every mortgage has the same interest rate for the entire loan term.

An Adjustable-Rate Mortgage (ARM) generally begins with an interest rate that stays fixed for an introductory period.

After that, the rate may adjust periodically based on the loan's terms.

For example, a 5/1 ARM generally has:

📅 A fixed introductory rate for five years.

📊 Potential rate adjustments once per year afterward.

Why might buyers consider an ARM?

Some programs may offer lower initial rates than comparable fixed-rate mortgages.

But there's an important tradeoff:

Your payment could increase when the rate adjusts.

Buyers should understand adjustment caps, maximum possible payments, and long-term plans before choosing this type of financing.

📞 Exploring your home-buying options? Contact Properties in Town and let our team help you find the right Central Florida property for your needs.

10/13/2026

This newsletter offers tips and guidance to anyone hoping to buy, sell or maintain a home.

Sign up and stay tuned for this week's posts.

10/13/2026

Here's a Florida homeowner benefit worth knowing!

If you currently have a Florida homestead exemption and you're purchasing another qualifying Florida residence, you may be eligible for Save Our Homes assessment portability.

What does that mean?

Florida's Save Our Homes benefit can limit annual increases in the assessed value of a qualifying homestead property.

Under certain conditions, homeowners can transfer some or all of their accumulated assessment benefit to a new qualifying homestead.

This could reduce the taxable assessed value of their next property.

However, eligibility, application deadlines, and transfer limits apply.

💡 Important: Portability is not an automatic transfer of your previous property's tax bill.

Check with your county property appraiser to understand your eligibility.

📞 Planning to sell your current Florida home and purchase another? Contact Properties in Town! Let us help you make your next move with confidence.

10/12/2026

You're almost ready to close on your new home!

But before signing the final documents, there's an important document buyers should understand:

The Closing Disclosure.

For most covered mortgage transactions, lenders must provide this document at least three business days before closing.

It outlines important information such as:

🏡 Your loan amount

💰 Interest rate

📊 Monthly payment details

🧾 Closing costs

🏦 Cash needed to close

The purpose is to give borrowers time to review their final loan terms and costs.

💡 Buyer tip: Compare your Closing Disclosure with your earlier Loan Estimate and ask your lender about anything you don't understand.

📞 Getting ready to buy your dream home? Contact Properties in Town and let our team guide you through the real estate process from your first showing to closing day!

10/11/2026

Check out this guide to see how older homeowners could see tax relief in some places in the near future.

Upcoming ballot measures in several states could provide additional property tax relief for older adult homeowners.

10/11/2026

Buying a home comes with expenses beyond the down payment.

But did you know some lenders may offer a lender credit to help offset certain closing costs?

A lender credit is money the lender applies toward eligible closing expenses.

Sounds great, right?

Here's what buyers should understand:

🏦 A lender credit may come with a higher interest rate.

💰 It can reduce the amount of cash needed at closing.

📊 The long-term cost may be different from choosing a lower rate without the credit.

For example, saving money upfront might mean paying more interest over time.

That's why comparing the entire mortgage offer is important.

🔑 Understanding your financing options can help you make more informed decisions.

📞 Ready to purchase a home in Central Florida? Contact Properties in Town and let our team help you begin your homeownership journey.

10/10/2026

Mortgage rates are making headlines again! 📈

According to Freddie Mac, the average 30-year fixed mortgage rate reached 7.40% on October 8, 2026, compared with 7.28% the previous week.

But here's something homebuyers should remember:

The average mortgage rate isn't necessarily the rate YOU will receive.

Your actual rate can depend on your credit profile, down payment, loan program, lender, and other factors.

💡 Three things buyers can do:

✅ Compare mortgage offers from multiple lenders.

✅ Understand the difference between the interest rate and APR.

✅ Focus on a comfortable monthly payment instead of just the purchase price.

Buying a home is a major financial decision, and understanding your options matters.

📞 Thinking about buying a home in Central Florida? Contact Properties in Town today! Let our team help you find a home that fits your goals and budget.

10/09/2026

🎉🏡 UNDER CONTRACT | JACKSONVILLE, FL

Another Properties in Town buyer has found the one!

Congratulations to Javier Paredes and his buyer on successfully getting 10505 Akers Drive N, Jacksonville, FL 32225 under contract! 🔑👏
Securing a property is an exciting milestone, but a successful purchase involves much more than finding the right home. From preparing and negotiating an offer to managing inspections, contract deadlines, and the steps leading to closing, experienced representation can make a meaningful difference.

At Properties in Town, our agents help buyers confidently navigate the home-buying process while helping sellers market their properties, evaluate offers, negotiate terms, and move toward a successful closing.

👏 Congratulations again to Javier and his buyer. Next stop: closing day!

📞 Planning to buy or sell a home in Florida? Contact Properties in Town today and let our team help with your next move.

10/09/2026

Why Are Some Sprinklers PURPLE? 💜🌱

Ever notice purple pipes, signs or sprinkler equipment in some Florida communities?

There's a reason!

Purple is commonly used to identify reclaimed water systems.

Reclaimed water is highly treated wastewater that can be reused for certain non-drinking purposes, including landscape irrigation where permitted.

That means the water keeping a Florida lawn green may not be coming from the same potable water supply used inside the home.

For buyers, it's worth finding out:

💧 What water source supplies the irrigation system?
🌱 Are there watering restrictions?
💰 How is irrigation billed?
🏡 Who maintains the system?

It's one of those little Florida-home details you might never think to ask about until you live here.

🌴 Moving to Central Florida? Contact Properties in Town and let our local team help you learn the little things that come with Florida homeownership.