David S. Clark, Attorney at Law LLC

02/24/2026

The United States Bankruptcy Court Middle District of Alabama
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NEWS AND ANNOUNCEMENTS

There is a new scam targeting bankruptcy debtors. The scam involves a party calling a debtor using a spoofed number that appears to be from the bankruptcy court. The debtor is told they owe money to the court and can pay by Zelle.
The Bankruptcy Court will never contact a debtor by phone requesting payment. All payment notices will be sent by official mail, either from the Bankruptcy Noticing Center or the Court directly. Payments by Zelle are not allowed.

01/21/2026

Bankruptcy can seem complicated, but it doesn't have to be! Here's a quick breakdown of Chapter 7 and Chapter 13 bankruptcy.

12/31/2025

For most people, financial stress builds slowly through everyday decisions and unexpected expenses. While some situations are out of anyone’s control, many people who later file for personal bankruptcy wish they had changed their financial habits sooner.

As an Opelika bankruptcy lawyer, David S. Clark often works with people after their debt has already become overwhelming. But understanding how your credit, loans, and spending habits affect your long-term financial stability can help you avoid reaching that point completely.

Click below to read more!

https://clarkdavidopelikaal.com/smart-financial-habits-to-avoid-bankruptcy/

12/23/2025

We are closed until Monday, December 29, 2025.
🎀Merry Christmas🎀

09/29/2025

If you are covered up in debt, you might be looking at Chapter 7 bankruptcy as a way to get out and get a fresh start. One of the most common questions people have is simple: What debts can actually be cleared in Chapter 7?

The good news is that Chapter 7 can clear many types of debt and give you room to breathe. The not-so-great news is that not every debt goes away. Understanding the difference is an important step before you decide to file, and it is one reason why many people choose to work with an experienced bankruptcy attorney.

https://clarkdavidopelikaal.com/what-debts-can-be-discharged-in-chapter-7-bankruptcy/

06/23/2025

If you're facing overwhelming debt but still have a steady income, Chapter 13 bankruptcy might be your best option. At the law office of David S. Clark, we help guide individuals through all types of personal bankruptcy, including Chapter 13 and Chapter 7 bankruptcy.

As an experienced Opelika bankruptcy attorney, David S. Clark knows that financial hardship can feel impossible to overcome. Chapter 13 bankruptcy can offer a feasible solution, giving you peace of mind and a real path forward. Here's what you need to know.

David S. Clark, an Opelika, Alabama personal bankruptcy attorney breaks down Chapter 13 bankruptcy.

01/27/2025

There is a lot of confusing legal jargon surrounding bankruptcy law, which can quickly lead to a “muddled” view of bankruptcy. Yet, with the guidance of an experienced Auburn and Opelika, Alabama bankruptcy attorney, you can gain a clear understanding of your options and find a path to financial recovery.

David S. Clark, an Opelika Chapter 7 & Chapter 13 personal bankruptcy attorney breaks down personal bankruptcy for residents in Opelika, AL.

01/22/2025

We will be closed Wednesday. We will reopen Thursday at 8:00 a.m.

12/20/2024

If you’re the kind of person that cares about relationships and results in any legal case, then you’re almost always going to be more satisfied with the representation of a local attorney vs. a large national firm. It can typically be difficult to maintain a quality relationship with a large firm in a larger city due to the sheer volume of cases those firms will usually handle, as well as numerous different attorneys that you’re likely to interact with.

While the national firms may seem initially appealing due to their resources, there are many different reasons why the local attorney may be a better choice for your bankruptcy representation.

David S. Clark, a Chapter 7 & 13 bankruptcy attorney breaks down the benefits of picking a local bankruptcy attorney over a large firm.

12/19/2024

10/28/2024

If you’re a resident of Auburn or Opelika, Alabama, and considering personal bankruptcy, then you probably understand the stress of mounting debt, constant creditor calls, or even potential lawsuits. Yet, whether you’re considering Chapter 7 or Chapter 13 bankruptcy one of the most powerful tools you can leverage is the “automatic stay”.

David S. Clark, an experienced Chapter 7 & Chapter 13 bankruptcy attorney in Opelika, Alabama breaks down the benefit of an automatic stay.