David S. Clark, Attorney at Law LLC

07/02/2026

06/24/2026

The Governor has signed Act 2026-203, effective June 1, 2026, which triples the homestead exemption for individuals aged 62 and older or those deemed disabled. This change impacts seniors and disabled individuals, providing them with greater protection against loss of their primary residence in bank...

02/24/2026

The United States Bankruptcy Court Middle District of Alabama
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NEWS AND ANNOUNCEMENTS

There is a new scam targeting bankruptcy debtors. The scam involves a party calling a debtor using a spoofed number that appears to be from the bankruptcy court. The debtor is told they owe money to the court and can pay by Zelle.
The Bankruptcy Court will never contact a debtor by phone requesting payment. All payment notices will be sent by official mail, either from the Bankruptcy Noticing Center or the Court directly. Payments by Zelle are not allowed.

01/21/2026

Bankruptcy can seem complicated, but it doesn't have to be! Here's a quick breakdown of Chapter 7 and Chapter 13 bankruptcy.

12/31/2025

For most people, financial stress builds slowly through everyday decisions and unexpected expenses. While some situations are out of anyone’s control, many people who later file for personal bankruptcy wish they had changed their financial habits sooner.

As an Opelika bankruptcy lawyer, David S. Clark often works with people after their debt has already become overwhelming. But understanding how your credit, loans, and spending habits affect your long-term financial stability can help you avoid reaching that point completely.

Click below to read more!

https://clarkdavidopelikaal.com/smart-financial-habits-to-avoid-bankruptcy/

12/23/2025

We are closed until Monday, December 29, 2025.
🎀Merry Christmas🎀