Brittany Ramsey I Real Estate With Ramsey I JBLM, WA + PCS Realtor

09/08/2025

🔥 HOT HOME FOR SALE - PRICE REDUCTION & VIEWS 🔥

This beautiful home just reduced in price by $50,000, featuring 4 spacious bedrooms with 3 full + 1 half baths spread across 4,038 sqft in Castlerock Estates at Talcott Ridge, Olympia, WA on a 1.28 acre lot.

👉🏻Check out more of what this home has to offer here: https://myre.io/0WKSOEzccJfi 👇🏼

* Spacious Layout: Featuring open main living, a dedicated office, and a large primary bedroom with a private 5-piece ensuite bath with walk-in closet system.

* Fully Finished Basement: Includes a theater room with endless flexibility for entertaining and storage space.

* Outdoor Oasis: Fully landscaped yard with a covered back deck and paver patio overlooking a private and fenced backyard with a sport court.

* Bright Kitchen: Modern appliances, a large pantry, and an eat-in bar.

* Unparalleled Space: Hosting 3-car+ garage, generator, and boat or RV parking area.

* Location, Location, Location: Enjoy trails, parks, golf course, eateries and shopping nearby with a short commute to fantastic East Olympia schools and Joint Base Lewis-McChord (JBLM).

This is an absolute must-see!

7633 Countrywood Dr SE, Olympia, WA 98501
https://myre.io/0WKSOEzccJfi

Schedule a Professional & Private Tour with your Favorite Realtor:
Brittany Ramsey
(360) 836-0993
eXp Realty | Washington & Oregon
[email protected]
NWMLS (WA), MLS #: 2402931
Listed at: $1,100,000
Listed by: Homecoin

Beautiful 4,038 square foot home in Castlerock Estates at...

02/17/2025

🔥NEW LISTING ALERT🔥

🏡4336 Edgewater Blvd NE
Lacey, WA 98516🏡
•Size: 2,054 Sq.Ft.📏
•Beds: 3 🛏
•Baths: 2.5 🛁
•Built in 2007 ✅
•Gas Fireplace 🔥
•Primary En-Suite Bath 🚿
•Luxury Vinyl Floors 🪵
•Bonus Loft ➕✨
•Garden Space🪴
•2-Car Garage 🅿️ 🚘
•NWMLS Number: 2328212
Welcome to Edgewater Community! This move-in ready home in North Lacey features 3 bedrooms plus a loft with 2.5 bathrooms and lots of natural light. The open concept floorplan is great for entertaining, highlighting new luxury vinyl flooring through out, and a cozy gas fireplace with vaulted ceilings upon entry. The kitchen is in the heart of the home with a large island and abundant cabinet storage. Enjoy spacious bedrooms, convenient laundry upstairs, and a large primary suite with a private master bathroom and walk-in closet. Fully-fenced corner lot. New roof, water heater, furnace and A/C. Close to I-5, a 15-min commute to JBLM, nearby dining and shopping, and walking distance to community trails, parks, courts, and golf course.

🏡Schedule a showing today!🏡
📞(360) 836-0993📞
📧[email protected]📧

More Photos Can Be Found Here:👇
https://myre.io/0NP2TR25zwUk
Professionally Listed by Brittany Ramsey I eXp Realty I WA & OR
Brittany Ramsey I Real Estate With Ramsey I JBLM, WA + PCS Realtor

09/19/2024

Some great insight and clarification from our friends at SUCCESS® Lending:

Yes! Mortgage Rates Really Did Move HIGHER After The Fed Rate Cut

By: Matthew Graham

45 Min, 32 Secs ago

If you'd been checking in at any point in the past few days/weeks, you likely saw one of several attempts to remind readers that today's Fed rate cut not only had absolutely no implication for lower mortgage rates, but indeed that mortgage rates have often moved higher on the same day that the Fed cuts.

That's what happened today.

Interestingly enough, mortgage rates were already slightly higher than yesterday BEFORE the Fed announcement came out. The bonds that dictate mortgage rates are actually pointing to even higher rates tomorrow unless there's a decent improvement overnight.

Given short attention spans, here's a bullet point list of why this paradox can exist:

• The Fed meets 8 times a year whereas mortgages can move every day

• The bonds that influence mortgages can move every second.

• That means mortgage rates had a long head start toward lower rates while the Fed waited for their meeting date

• A trader would be stupid to keep a tradeable rate/bond in higher territory if they knew as well as you did that the Fed was cutting rates today. Why would they wait to trade mortgage rates lower? Nothing was stopping them and that's why rates have dropped so much in recent months.

Some other angles of bullet points on the same topic:

• The actual Fed rate cut itself is only only one part of Fed day and usually not the most important part

• The Fed also releases a rate outlook from each member every other meeting. Today's meeting was one of them

• The Fed also conducts a post-announcement press conference in which the Fed Chair can refine the market's takeaway and help shape expectations for the road ahead.

In not so many words, Fed Chair Powell's press conference was less rate-friendly than you might expect given the 0.50% cut to the Fed Funds Rate.

Here's the kicker: nothing about today means much of anything for the trajectory for rates from here on out. There's probably a slightly bigger risk that recent rate lows represent something of a floor until economic data makes a case that rates should go lower, but there's NEVER ANY way to know exactly what rates will do in the future. If you don't believe that after today, well... please just believe it.

09/18/2024

🏡 Your next home is just a tap away! With iCONNCT, selecting your RightAgent™ is as easy as tapping a button. 🖱️ Connect with top agents in RealTime and start your journey to finding the perfect home. Download iCONNCT Customer today. ---> https://iconnct.com?fpr=iconnctwithramsey

Want to learn more? Follow my links to schedule a FREE, no-obligation Zoom chat where we can learn about your goals, how to navigate the current market challenges, and discover iCONNCT. https://linktr.ee/exprewithramsey
📞(360) 836-0993
📧 [email protected]
Follow → for real estate tips. Brittany Ramsey I Real Estate With Ramsey I JBLM, WA + PCS Realtor

Instantly connect with the RightAgent™-RightNow™. Our AI selects agents based on RealTime availability and performance, empowering you to choose and Meet-Virtually or In-person.

09/13/2024

I’m a huge advocate for owning a home because real estate can be a fantastic investment. But let’s be real – it’s not worth it if it means becoming house poor.

Here are three critical mistakes to avoid to ensure you don’t end up house broke ⬇️

1️⃣ Overspending Beyond Your Budget

Getting pre-approved is crucial to understand your home-buying limit. Aim for homes well within this budget to give yourself financial breathing room.

2️⃣ Ignoring the Full Spectrum of Costs

Owning a home is more than just a mortgage payment. Factor in closing costs, inspection fees, insurance, maintenance, and utilities. Create a comprehensive budget to see how these expenses will impact your finances.

3️⃣ Lack of an Emergency Fund

Unexpected costs can and will arise. It’s vital to have a rainy day fund to cover surprises without jeopardizing your financial stability.

–> Save this post if you’re planning to buy soon, or share it with a friend who is!

Whether you are ready to see homes within your budget now or not quite ready yet, but thinking about buying soon, smart home planning starts ahead of time. Follow my links to schedule a FREE no-obligation Zoom chat where we can learn about your goals, how to navigate the current market challenges and discover how to avoid costly mistakes! 🌻 https://linktr.ee/exprewithramsey
📞(360) 836-0993
📧 [email protected]

Follow → for real estate tips. Brittany Ramsey I Real Estate With Ramsey I JBLM, WA + PCS Realtor

09/11/2024

Selling your home? This trick will eliminate your capital gain obligation! 🏡 Here’s how you can potentially save big:

✔️ Primary Residence Exclusion: If you’ve lived in your home for at least 2 out of the last 5 years, you can exclude up to $250,000 of capital gains if you’re single, or $500,000 if you’re married.

✔️ Partial Exclusion: Didn’t live there for 2 years? You might still qualify for a partial exclusion if you sold due to work, health reasons, or unforeseen circumstances.

✔️ Home Improvements: Keep records of home improvements. They add to your home’s basis and reduce your capital gains.

✔️ 1031 Exchange: If you’re selling an investment property, consider a 1031 exchange to defer capital gains by reinvesting in a similar property.

✔️ Consult a Tax Professional: Always check with a tax professional to ensure you’re taking advantage of all possible exclusions and deductions.

Save money and keep more of your hard-earned equity!

Considering selling soon? Smart planning starts now. Comment “SELL” below, or follow my links to schedule a FREE Zoom consultation where we can make a plan for how to navigate current market challenges and avoid costly mistakes!

Like ❤️ this post and Share it with anyone you know who might benefit from this info.

Follow → for real estate tips. Brittany Ramsey I Real Estate With Ramsey I JBLM, WA + PCS Realtor

🏡 If you're ready to chat about your home planning needs in Washington (WA) State, shoot over a DM or schedule with me here https://linktr.ee/exprewithramsey, and let's get started!
📞(360) 836-0993
📧[email protected]

09/07/2024

This platform is changing the real estate industry. Brought to you by iConnct: RightAgent-RightNow is the new way to Connect with the RightAgent™ based on their location RightNow.

The real estate industry is bracing for significant changes with the implementation of the new Sitzer/Burnett real estate commission laws on August 17, 2024. These changes are set to be some of the most disruptive since the Great Depression, fundamentally altering how commissions and agent interacti...

09/07/2024

September is Falling! 🍁 Ready to dive into the real estate market this month? Whether you’re buying or selling, here’s what you need to know for September 2024:

📉 Interest Rates: Good news! Interest rates, after peaking, are expected to decrease throughout 2024, thanks to projected Fed rate cuts. This should make borrowing more affordable, although rates will still be higher than the historic lows of 2020 and 2021.

🏡 Buyer’s Market vs. Seller’s Market: The national real estate scene is a mix. The NAR forecasts a 13.5% increase in existing-home sales, signaling a lively market.

🏷️ Home Prices: Expect stabilization with modest increases. Nationally, median home prices are forecasted to rise slightly by 2.6%. This is encouraging for buyers who’ve been facing high prices, though affordability remains a concern.

🔍 For Buyers: Lower mortgage rates and stable home prices make the second half of 2024 a promising time to buy. However, affordability challenges persist. Stay informed, act quickly on desirable properties, and consider financial tools and assistance programs to boost your buying power.

💼 For Sellers: Strong demand continues, especially in high-growth areas. Be aware of increased competition from new builds and price your home competitively. Understanding regional dynamics and working with an experienced agent is key to success.

Like ❤️ this post and Share it with anyone you know who might benefit from this info.

Follow → for real estate tips. Brittany Ramsey I Real Estate With Ramsey I JBLM, WA + PCS Realtor

🏡 If you're ready to chat about your home planning needs in Washington (WA) State, shoot over a DM, and let's get started!
📞(360) 836-0993
📧[email protected]

Send a message to learn more

08/05/2024

This is how you save six figures on a home purchase 👇
A lot of people don’t realize this but…
one of the biggest expenses of homeownership is mortgage interest.

Here’s how to save BIG:
✔️ Shop Around for Lenders: When getting pre-approved, you have a 14-45 day window where multiple lenders can pull your credit without affecting your score. Get quotes, ask for written closing cost estimates, and compare both rates and fees.
✔️ Switch to Bi-Weekly Payments: By making bi-weekly payments instead of monthly ones, you’ll make an extra payment each year, saving you a ton in interest over time.
✔️ Make an Early Payment: Your first mortgage payment skips a month. If you close in September, your first payment is due in November. But if you make a payment in October, you decrease your principal right away, saving you thousands in the long run.
✔️ Look into Grants & Programs: Many states and banks offer reduced mortgage rate programs for first-time buyers. Grants are also fantastic because you’re borrowing and paying interest on less money.
✔️ Negotiate Rate Buy Downs: There are permanent and non-permanent rate buy downs that sellers can help pay for, depending on your negotiating power.
✔️ Refinance When Rates Drop: Buying before rates drop means less competition and likely a lower sales price. If rates do drop, you can refinance and enjoy the best of both worlds.

Ready to take the leap into homeownership? Comment “READY” and let’s start this exciting journey together! Not quite ready yet, but thinking about buying soon? Smart planning starts now. Comment “GUIDE” and I’ll send you an invite to a FREE Zoom consultation where you’ll learn how to navigate the current market challenges and discover how to avoid costly mistakes!

Like this post and 💾 save for future reference.

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Brittany Ramsey I Real Estate With Ramsey I JBLM, WA + PCS Realtor for all things real estate!

If you're ready to chat about your home planning needs in Washington (WA) State, shoot me a message, and let's get started!

📱 360.836.0993
📧 [email protected]
🌐 https://brittanyramsey.exprealty.com