05/30/2026
Most people who inherit from a loved one won't owe federal estate tax. In 2026, the exemption sits at $15 million, meaning the vast majority of estates pass without a tax bill. That said, there are still important planning considerations around retirement accounts and capital gains worth understanding.
This article is a helpful place to start.
The federal estate tax is a tax on your assets after you die. Most estates aren't taxable unless the assets exceed $15 million in 2026.