Jersey Shore Real Estate with Richard Widmeier

09/05/2026

Understanding Escrow and Title in a Home Purchase - Escrow and title are two related parts of a home purchase that help ensure the transaction is handled fairly and accurately. Escrow focuses on the process of collecting and distributing funds and documents according to the purchase contract and...

09/01/2026

08/20/2026

What Closing Costs Are Included in a Mortgage? - Closing costs are the fees and prepaid items needed to complete a real estate purchase or refinance. Some closing costs may be included in your mortgage (rolled into the loan amount) depending on the loan program, the type of transaction, the property...

08/16/2026

How Property Type Affects Mortgage Terms - Mortgage terms are not based only on your credit, income, and down payment. The type of property you are financing can change your interest rate, required down payment, mortgage insurance, allowed loan programs, appraisal requirements, and even how the lend...

08/12/2026

How to Prepare Financially Before Applying for a Mortgage - Preparing financially before you apply for a mortgage can help you understand what you may qualify for, reduce surprises during underwriting, and make the closing process smoother. The steps below focus on common lender...

07/31/2026

What Buyers Should Know About Homeowners Associations - A homeowners association (HOA) is an organization that helps manage and maintain a community’s shared property and enforces certain rules designed to protect the neighborhood’s appearance, safety, and long-term upkeep. If you’re...