FRESH START LAW - Kimberly Cambron, Bankruptcy Attorney

08/17/2025

10/08/2024

LAET Legal Clinic Oct 21, 2024

10/07/2024

https://www.wate.com/news/top-stories/newport-attorney-helps-cocke-county-residents-apply-for-fema-assistance/

While many are assessing the damage caused by Hurricane Helene in East Tennessee, one Newport attorney is assisting residents in applying for federal emergency assistance.

10/01/2024

Keep your eyes open for people trying to take advantage of a disaster:

Tennessee Price-Gouging Act of 2002 (Tenn. Code Ann. § 47-18-5101 et seq.)

Tennessee’s price gouging laws make it unlawful for individuals and businesses to charge unreasonable prices for essential goods and services, including gasoline, in direct response to a disaster regardless of whether the emergency occurred in Tennessee or elsewhere. The price gouging law makes it unlawful to charge a price that is grossly in excess of the price charged prior to the emergency.

Under the law, the Attorney General’s Office can put a stop to price gouging and seek refunds for consumers. The courts may also impose civil penalties ($1,000 per violation) against price gougers.
Price gouging complaints can be filed here: https://www.tn.gov/commerce/consumer/file-a-complaint.html

Tenn. Code Ann. § 47-18-5103
Current through the 2024 Regular Session.

Consumer Protection Part 51 Tennessee Price-Gouging Act of 2002

47-18-5103. Prohibited acts during declaration of abnormal economic disruption.
(a)
(1) Upon the declaration of an abnormal economic disruption by the governor by proclamation or executive order, and continuing for a maximum of fifteen (15) calendar days, unless extended by a subsequent declaration in any county or municipality covered by the abnormal economic disruption, a person is prohibited from charging any other person a price for the following goods or services that is grossly in excess of the price generally charged for the same or similar goods or services in the usual course of business:
(A) Consumer food items;
(B) Repair or construction services;
(C) Emergency supplies;
(D) Medical supplies;
(E) Building materials;
(F) Gasoline;
(G) Transportation, freight, and storage services;
(H) Housing; or
(I) Temporary healthcare staffing provided by a temporary healthcare staffing agency as defined by § 68-11-2301.
(2) A declaration of an abnormal economic disruption by the governor may specify that only certain goods or services are covered by the prohibition described in subdivision (a)(1).
(b) A price increase is not grossly excessive if the increase was directly attributable to:
(1) Price increases in applicable regional, national, or international commodity markets;
(2) Pricing set forth in any pre-existing agreement, including stored and in-transit inventory;
(3) Additional costs imposed on the person by the supplier of the goods or services; or
(4) Additional costs for labor, services, or materials used to provide the goods or services, including costs of replacement inventory, additional costs to transport goods or services, and additional labor charges.

History

Acts 2002, ch. 807, § 2; 2018, ch. 624, § 4; 2023, ch. 432, § 2.

File a Complaint (Language interpretation services are available upon request) Online Complaint Legal Resources [pdf] Price Gouging Complaint What is the intention of the complaint mediation program? The Division of Consumer Affairs offers an informal complaint mediation program. The Division’s co...

09/27/2024

Wands UP for Professor McGonagall & hats off for the Dowager Countess

She won two Oscars and starred in the Harry Potter films and Downton Abbey.

09/21/2024

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Click here to set up a free telephone or zoom consultation!! I'm looking forward to helping you get Fresh Start!

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09/21/2024

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Phone: (833) FILEBK7 (833) 345-3257

09/21/2024

Today is EWF Day!
Never was a cloudy day.....

Official HD video for "September" by Earth, Wind and FireListen to Earth, Wind and Fire: https://EarthWindandFire.lnk.to/listenYDSubscribe to the official Ea...

09/19/2024

FRESHSTARTLAWTN.COM

Fill out this intake form for a consultation:

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09/18/2024

Bankruptcy and Stopping Garnishment
Filing for bankruptcy in Tennessee can put an immediate halt to wage garnishment through an automatic stay. This legal action stops creditors from collecting debts while the bankruptcy case is resolved, providing temporary relief from wage garnishment.
In Tennessee, wage garnishment is a legal process where creditors can collect money from your paycheck to repay certain types of debt.
Types of Debt Eligible for Garnishment in Tennessee
Creditors can garnish wages for various debts, including:
Taxes (federal, state, and local levels)
Credit card debt
Medical bills
Alimony
Child support
Student loans
Most regular creditors for credit cards, medical bills, and other debts must have a judgment against you before garnishing your wages.
Certain debts, such as taxes, child support, and student loans, can be garnished without a formal court order through a process called "attachment of earnings."
Limits on Wage Garnishment in Tennessee
Maximum Garnishment: Under Tennessee law, creditors can garnish up to 25% of your net earnings (after taxes and certain deductions like health insurance).
Multiple Garnishments: If you have more than one creditor seeking garnishment, the total garnished amount still cannot exceed 25% of your net pay. The first creditor in line will have priority, and subsequent creditors must wait their turn.

Are your wages being garnished or is a creditor threatening to garnish your wages after a judgment was entered?
Contact FRESH START LAW for a free telephone or zoom consultation to discuss your options.

(833) FILEBK7 (833) 345-3257
[email protected]
visit my website: FRESHSTARTLAWTN.COM