07/30/2026
Most people have no idea they’re making these mistakes after a car accident—and unfortunately, insurance companies know it.
🚩 Three things an insurance adjuster hopes you do:
1️⃣ Give a recorded statement immediately.
You may think you’re simply telling your side of the story, but once it’s recorded, your words can be used later to minimize or dispute your claim.
Instead: Be polite, gather the adjuster’s contact information, and understand your rights before providing a recorded statement to the other driver’s insurance company.
2️⃣ Say, “I’m fine.”
After an accident, your adrenaline is working overtime. It’s common to feel okay at first, only to develop neck pain, headaches, or other injuries hours—or even days—later.
Instead: If you’re unsure how you’re feeling, it’s okay to say, “I’m still being evaluated and don’t know the full extent of my injuries yet.” Then pay attention to your symptoms over the next several days.
3️⃣ Wait to get medical care.
Delaying treatment can make it harder to connect your injuries to the crash, and more importantly, it can delay the care you need.
Instead: If you’re experiencing pain or discomfort, get evaluated by a qualified medical professional as soon as possible. Follow your provider’s recommendations and keep records of your appointments and treatment.
✅ After any accident, here’s what you should do:
• Check for injuries and call 911 if needed.
• Move to a safe location if it’s possible to do so.
• Call the police and request an accident report.
• Exchange insurance and contact information with the other driver.
• Take photos and videos of the vehicles, the scene, road conditions, and any visible injuries.
• Collect witness names and phone numbers if anyone saw what happened.
• Notify your insurance company promptly.
• If you’re injured or have questions about your legal rights, speak with an experienced personal injury attorney before making important decisions.
The insurance company has professionals protecting its interests. You deserve to understand your rights so you can make informed decisions from the very beginning. Wondering if you have a case? Give us a call for a free consultation 630-684-2332 and visit us online at PalermoLawGroup.com
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