West Cal Financial - Real Estate & Mortgage Brokerage

West Cal Financial - Real Estate & Mortgage Brokerage West Cal Financial has designed a unique home selling system. Sell your home fast and for top dollar. We also can help you with financing for your home!

Novato one-stop real estate + mortgage team serving Marin & Sonoma. Buy with us & use our mortgage—we credit our loan officer's commission back to help lower your rate or offset eligible closing costs (conditions apply). We’re lifelong locals offering one-stop real estate + mortgage in Novato, serving all of Marin & Sonoma Counties. By aligning home search, financing, and design-forward prep under

one roof, we help buyers write stronger offers and help sellers stand out online—faster, clearer, and with fewer handoffs. What makes us different
• Exclusive Buyer Advantage: When you buy with us and use our mortgage, we credit back our loan officer commission to help reduce your interest rate or offset eligible closing costs (conditions apply).
• Seller Edge: Smart pricing, staging/design, and ADU/permit insight to highlight value and attract the best offers.
• Services: Buyer representation, listing strategy, pre-approval, rate buydowns, bridge-to-buy solutions, investor support, and property-management insight.
• Community: We donate $250 per funded loan/lease and $500 per closed real estate sale to the school or charity you choose. By appointment; consultations available. Compliance: Not a commitment to lend. Subject to credit approval, loan type, investor guidelines, and limits. Third-party fees still apply. Equal Housing Lender / Equal Housing Opportunity. Licensing
Brandon McGrath — CA DRE 01867243; NMLS 334707. Angel Morales — CA DRE 01923083. West Cal Financial — NMLS 368447.

05/28/2026

Someone once said that buying a house is emotional, but selling one is a job. Fair enough. And like any job worth doing...

05/28/2026

Headline PCE increased by 0.4% versus 0.5% MOM and 3.8% versus 3.8% YOY. Core...

Mortgage rates continue holding near their best levels in almost two weeks as markets react to ongoing global news and b...
05/27/2026

Mortgage rates continue holding near their best levels in almost two weeks as markets react to ongoing global news and bond market movement.

Small daily shifts can still create opportunities for buyers focused on long-term affordability.

Focus on the monthly payment — not just the price.

05/27/2026

When a homebuilder readies a new set of model homes, it has pre-planned the decor, case goods, and...

05/27/2026

Crude dropped $3.00 yesterday. This morning more follow through, crude down another...

Mortgage rates improved slightly today as markets reacted to positive developments in U.S.–Iran peace talks. While rates...
05/26/2026

Mortgage rates improved slightly today as markets reacted to positive developments in U.S.–Iran peace talks. While rates remain near recent highs, this is a reminder that global events can quickly impact the housing market.

If you’re thinking about buying or refinancing, staying informed matters.

Focus on the monthly payment — not just the price.

05/26/2026

While the perpetual saying in real estate is “location, location, location,” increasingly the more telling variable is occupation, occupation, occupation...

05/26/2026

These are the three things that have the greatest ability to impact rates this week. 1) Geopolitical, 2) Inflation and 3) The Fed...

05/22/2026

Boosts your credibility through consumer advocacy and education.

05/22/2026

Overnight crude oil increased $3.00 but by 8:30 am ET back to unchanged from yesterday. This is a long weekend...

Markets are still reacting to headlines around inflation, oil prices, and global events — all of which can impact mortga...
05/21/2026

Markets are still reacting to headlines around inflation, oil prices, and global events — all of which can impact mortgage rates.

Even with day-to-day market swings, the key for buyers is focusing on a payment that fits comfortably into your monthly budget. 🏡📈

Address

1775 Indian Valley Road Novato Ca. 94947
Novato, CA
94945

Opening Hours

Monday 9am - 9pm
Tuesday 9am - 9pm
Wednesday 9am - 9pm
Thursday 9am - 9pm
Friday 9am - 9pm
Saturday 9am - 9pm
Sunday 9am - 9pm

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