HomeSmart Nexus Realty Group - Yong Peng

07/18/2026

在费城的70、80、90和2000年代，你必须加入这两个帮派之一。

#费城

06/19/2026

From start to finish. Here to make your real estate transactions as simple.

Reach out to me at :667-481-9077

从头到尾，房地产轻松搞定。
有房地产需求，请致电我
667-481-9077

06/03/2026

https://www.youtube.com/watch?v=nlxxf-4vWKg

Ask This Old House mason Mark McCullough repoints a crumbling field...

12/10/2025

https://www.fbi.gov/how-we-can-help-you/scams-and-safety

If you have come in contact with someone who is falsely representing themselves as the owner of land or property to sell, you should report this to your local law enforcement, the state police and the FBI crime and fraud division.

Getting educated and taking a few basic steps may keep you from becoming a victim of crime and fraud.

08/20/2025

https://www.govtech.com/biz/blockchain-takes-on-big-property-records-job-in-new-jersey

Bergen County, part of the New York City metro area, has hired Balcony to bring blockchain to property records management. The move stands as the latest public-sector use of the decentralized digital ledger.

08/14/2025

https://www.facebook.com/share/p/1941CoWDPU/

Worst Trees For Your Home's Foundation

08/05/2025

Report suspected scams to the PA Attorney General’s Bureau of Consumer Protection by submitting an online complaint form.

Please Note: The Office of Attorney General does have jurisdictional limitations. In certain scenarios — such as a complaint about a federal government action or order — you should consider also contacting your U.S. Senator or Representative. To find your local legislator, click here.

06/26/2025

Yes, Bitcoin and crypto can count as assets for a mortgage—but with strict conditions, and it depends on the lender and country.

🇺🇸 In the U.S.:

Crypto has been used to support mortgage applications since around 2021, but most traditional lenders treat it very cautiously.

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✅ How crypto is counted as an asset:

Lenders may accept crypto as part of your asset portfolio, like stocks or cash, to show:

You have enough reserves (emergency funds).

You can make a down payment.

You usually must convert crypto to fiat (USD) before the loan closes.

Most lenders want the crypto held for at least 60 days, preferably in your own wallet, not on an exchange.

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⚠️ What most lenders require:

Requirement Details

Proof of ownership Wallet statements or exchange records.
Proof of stability Assets held >60 days; no large swings.
Proof of liquidity Must be easily converted to USD.
No debt linked to crypto Crypto loans or leverage usually disqualify you.

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🔄 Crypto Mortgages (Special Case)

Some companies like Figure, Milo, and Ledn offer crypto-backed mortgages:

You pledge crypto (like BTC or ETH) as collateral.

You can keep your crypto and borrow against it.

Mostly used for investment properties or foreign buyers.

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📅 When did this start?

2021: Crypto began gaining recognition as mortgage-eligible assets.

2022–2023: Lenders like Rocket Mortgage, United Wholesale Mortgage, and Milo began exploring or offering crypto options.

2024–2025: Still not widespread, but more fintech and specialty lenders are opening up.

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🧠 Tip:

If you're using crypto as part of your mortgage application:

Keep detailed records (exchange statements, wallet logs).

Talk to the lender early to know their rules.

Consider converting a portion to fiat in advance.

Want help finding lenders that accept crypto assets?

06/10/2025

Legislation Changes to Watch There have been recent proposals to lower the exclusion limits or modify the holding/use period. Some local or state governments are proposing additional taxes on high-value home sales (e.g., luxury transfer taxes in California or New York). Always check the most current rules via the IRS website or a tax advisor, especially if legislation changes after elections.

The legislation proposes to: Double the exclusion to $500,000 for individuals and $1 million for married couples Adjust the caps to reflect future inflation Free up millions of homes by reducing the tax disincentive to sell

🏠📈💰👥🏡📊💸👍

02/10/2025