Flo Celestia B Gallego

Flo Celestia B Gallego DRE #01383490
Realtor / Real Estate
Lincensed since 2004. BA ECONOMICS/ CREN
CertifiedRealEstateNegotiator
Serving in Northern California

Been in the business since 2004. Based in Northern California and in the Philippines. My work experience include the following:

Universal Marketing Group (Milpitas, CA)
Realtor and Mortgage Consultant
March 2004 – August 2006

GRV Mortgage And Real Estate (Stockton, CA)
Branch manager, Realtor
May 2007 – May 2009

Prudential CA Realty (Stockton, CA)
Certified Short Sale/REO Specialist
March 2010 – November 2012


SM Development Corporation/Philippines - SUB BROKER 2011

07/03/2026
07/03/2026

Happy Independence Day to all my wonderful friends and family! As we celebrate, let’s remember how lucky we are and honor those who made our freedom possible. Have a great day! 🍾🥂🇺🇸✨

01/08/2026
01/08/2026

🚨 LAST CHANCE — REGISTRATION CLOSING SOON! 🚨

Seats are filling fast and there will be NO entrance at the door ⏰

Join Women’s Council of REALTORS® North Central Valley on January 15 for an exclusive training with Krista Mashore — one of the most in-demand speakers in real estate marketing today.

If you want practical strategies to stand out, attract more business, and start 2026 strong, this is your moment.

📅 January 15, 2026
⏰ 11:00 AM – 1:00 PM
📍 Chez Shari | Manteca
🍽 Lunch Provided

💰 WCR Members: $25
💰 Future Members: $40

🚫 NO entrance at the door
⏳ Register by JANUARY 12

📲 Scan the QR code now — once it’s full, it’s full.

BusinessGrowth LeadershipInAction

01/08/2026

Mortgage demand drops nearly 10% to end 2025, despite lower interest rates. Find the link in the comments. ⬇️

12/22/2025

MERRY CHRISTMAS !!🎁 💝✨💖🎄

゚viralシ




12/22/2025

The housing market saw days on market lengthen to 36 days, with sellers receiving an average of 2.2 offers. 18% of homes sold above asking price. 27% of buyers made all-cash purchases, and 30% were first-time buyers.

12/22/2025

A reverse mortgage allows homeowners age 62 or older to convert part of their home equity into cash, without selling the home or making monthly mortgage payments. The loan isn’t due until the last borrower sells the home, moves out permanently, or passes away. Here’s how a reverse mortgage can help with long-term care planning.

(..continued below.)

Today's Real Estate Market Update 📲
12/22/2025

Today's Real Estate Market Update 📲

Address

3700 Central Court 264
Modesto, CA
94560

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