Legalshield Independent Associate - Cheryl Miller

09/27/2022

09/20/2022

09/14/2022

08/16/2022

08/12/2022

REPOST: Very important info:

💰Make sure all bank accounts have direct beneficiaries (complete the form). The beneficiary need only go to the bank with your death certificate and an ID of their own.

🏡 TOD = Transfer On Death deed if you own a home. Completing this document and filing it with your county saves your heirs THOUSANDS. This document allows you to transfer ownership of your home to your designee. All they need to do is take their ID and your death certificate to the county building and the deed is signed over. Doing this will avoid the home having to go through probate.

👨‍👩‍👧‍👦Living Will: Allows one to put in writing exactly what you want done in the event you cannot speak for yourself when it comes to healthcare decisions as well as other final decisions.

👩🏽‍⚖️Durable Power of Attorney: Allows one to designate a person to make legal decisions if one is no longer competent to do so.

🏥Power of Attorney for Healthcare: This document allows one to designate someone to make healthcare decisions for their person.

🛍Last Will and Testament: Designates to whom personal belongings will go too.

🪦Funeral Planning Declaration: allows one to say exactly one’s wishes as far as disposition of the body and the services. https//GetaQuote.life

♥️If the above documents are done, you can AVOID probate.

If all the above is not done, you have to open an estate account at the bank. All money that doesn’t have direct beneficiaries goes into this account. You have to have an attorney to open the estate account. The attorney also has to publicize your passing in the newspaper or post publication at the county courthouse, to allow anyone to make a claim on your property. - It’s a complete PAIN.

📚 💳Make a list of all banks and account numbers, all investment institutions with account numbers, lists of credit cards, utility accounts, etc. Leave clear instructions as to how and when these things are paid.

Make sure heirs knows where life insurance policies are located. 📂 https://getaquote.life

📝Make 100% sure SOMEONE knows your Apple ID, bank ID account logins and passwords!

🚗 Make sure you have titles for all vehicles, campers, etc!

♥️♥️♥️MOST IMPORTANTLY!!!! - Talk with those closest to you and make all your wishes KNOWN. Talk to those whom you’ve designated, as well as those close to you whom you did not designate. - Do this to explain why your decisions were made and to avoid any lingering questions or hurt feelings. ♥️♥️♥️

⚡️Hope this helps! ⚡️Hope this lights a spark to encourage all your friends and family to take care of these things to make it easier for those we all leave behind!

🌷My hope is that the above list at least helps you start an important conversation with your loved ones 😍 …

08/05/2022

07/14/2022

07/11/2022

Learn Our History Today: On July 9, 1868, the 14th Amendment to the Constitution was adopted, granting citizenship and protecting the liberties of former slaves. The 14th Amendment has three clauses: the Citizenship Clause, the Due Process Clause, and the Equal Protection Clause. The Citizenship Clause overruled the previous Dred Scott vs. Sandford Supreme Court ruling which stated that African Americans could not be citizens of the United States. The Second Clause, the Due Process Clause, stated that State and local governments could not deprive any person of life, liberty, or property without certain measures being taken to ensure fairness. The final clause, the Equal Protection Clause, stated that each State was required to give equal protection under the law to all people living under its jurisdiction, black or white.

The 14th Amendment was met with massive amounts of opposition in the South, which three years after America’s bloody Civil War, was in the midst of Reconstruction. Reconstruction dealt with how the South should be treated after the war, and how they should be re-assimilated into the Union. Southern States desperately wished to regain representation in Congress and be readmitted into the Union, if only to combat bills aimed at imposing harsh regulations on the former Confederate States. However, in order to gain representation, the Southern States were forced to ratify the 14th Amendment which had been received with so much uproar across the South.

Also, on this day in U.S. history:
1776: The Declaration of Independence is read to George Washington's troops in New York.
1850: President Zachary Taylor died in office after serving less than two years.
1956: Dick Clark debuts as the host of American Bandstand.

Help us to keep history alive in America by sharing Learn Our History with your kids and grandkids! Try Learn Our History’s new streaming service and access our entire library of animated videos FREE for 7 days! Check out our great streaming options at trylearnourhistory.com.

Image-Public Domain via Wikimedia Commons