The Langel Firm

03/14/2026

Collection Defense! Judgment-Enforcement Defense. This is where we live.

Entry and docketing are not the same thing in New York judgment enforcement. Learn when a judgment becomes enforceable, when liens arise, and why the distinction matters.

02/16/2026

Guarantors need love, too. Guarantors risk their entire net worth by not understanding their personal liability in deteriorating commercial real estate relationships (or other business deals, including loans). There is action you can take to lessen or avoid that risk.

Are you personally liable on a commercial lease guaranty? NYC attorney Jesse Langel provides strategic advisory on Good Guy guaranties, surrender protocols, CPLR 3213 defense, and asset protection. Leverage debt defense expertise to minimize exposure and protect personal wealth from landlord enforce...

08/29/2023

A win for consumers, in my view. More cases in Civil Court means less cost and less friction when obtaining injunctions against wage garnishments and bank restraints.

Explore the recent updates in the monetary limits of New York civil courts and their impact on filing costs, court efficiency, and especially on creditors. Understand the changes in filing fees, jurisdiction, types of cases, and procedures for self-represented cases. Analyze the pros and cons of the...

10/29/2022

I wade deeply her into federal regulatory law to understand the principles at play in all false-advertising cases. The blog is comprehensive on the law with over 4,300 words (but short FAQ paragraphs). Civilization itself springs from food policy. Exciting stuff for sure.

Learn which federal agencies govern false advertising, and what constitutes substantiation of advertising claims and what remedies exist to combat false advertising.

10/11/2022

Tonight is the 2022 Animal Compassion Awards! What an amazing group of advocates doing their part to relieve the suffering of those who lack voices. I'll be there with bells on applauding these honorees with the outstanding organizers: Valerie L Heffron Tommy DiMisa Tommy DiMisa

09/26/2022

The biggie is the shortened, 3-year statute of limitations (time in which to sue) in consumer-credit cases. That's YUGE!

The new statute of limitations for credit-card debt is 3 years. Creditors must include the contract or charge-off statement. More notice must be given to consumer debtors.

08/18/2022

We combat the hideous problem of "humane-washing" in meat, poultry, fish, and clothing products. False labeling and deceptive advertising in the area of animal welfare is no longer tolerated in these parts. Nobody in the State of New York has learned about this area as deeply as quickly as Jesse Langel. The website now has a questionnaire ("Were you Misled?") so you can bring to his attention claims such as "humanely raised," "stress-free," "ethically raised," "ethically sourced," and the myriad of other delusional claims in animal production.

Here's a deep look into New York's false-advertising law, and how it is incorporated into New York's deceptive-acts and-practices statute.

09/25/2021

Going back into the crates to refurbish older content.

Docketing a judgment creates a lien against your home. The lien is valid for 10 years and may be renewed for another 10.

09/17/2021

Learn about the pre-pandemic debt-revenue shrinkage, followed by atypical consumer credit and spending patterns. Some debt buyers are raking in the cash despite many government protections afforded to consumers during this ongoing crisis.

09/10/2021

21 nuances in Account Stated theories in debt collection that every debtor and lawyer should know. 2021.

09/03/2021

Learn about the statute of limitations in debt collection. Know the difference between the Statute of Limitations for debt collection lawsuits versus the time limits for credit reporting.