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M Ryan - Realtor

Your Home, Our Obsession

07/31/2023

much do you know about your homeowner’s insurance policy? 🏡

Insurance can be confusing and overwhelming—but taking the time to ensure you have the coverage you need can save a lot of heartache.

One of the most important factors to understand is how you will be reimbursed for a covered loss. There are two primary coverage options:

💰Replacement Cost – Reimburses you for the current cost of rebuilding, repairing, or replacing your damaged property

💰Actual Cash Value – Reimburses you for the replacement cost minus depreciation, which means the reimbursement amount will be reduced to account for the property’s age and typical wear and tear

While a policy with Replacement Cost coverage is typically more expensive, it offers a higher level of protection against loss.

Are you in the market for homeowner’s insurance? Contact us for a referral to a trusted insurance broker who can explain your options.

📧

07/28/2023

Debating whether you should move to a new home or stick it out through a major renovation?

While a move can be stressful, a remodel presents its own challenges:

⚒️ Hands-on involvement. You’ll spend a lot of time making decisions, managing contractors, and dealing with issues that arise.

⚒️ Uncertain time frame. Skilled worker and material shortages can mean a long wait to get started, and the project itself could take many months to complete.

⚒️ Disruption to your routine. You may need to move out temporarily or face major day-to-day challenges, like lacking a usable kitchen or bathroom.

Read our latest blog post for more factors to consider when making this important decision.

🔗[https://thesquareblock.com/blog/renovate-or-relocate-3-questions-to-help-you-decide”]

07/23/2023

Thinking about a home renovation? Be sure to include these often-overlooked costs in your budget, as needed.

07/11/2023

How much do you know about your homeowner’s insurance policy?

Insurance can be confusing and overwhelming—but taking the time to ensure you have the coverage you need can save a lot of heartache.

One of the most important factors to understand is how you will be reimbursed for a covered loss. There are two primary coverage options:

Replacement Cost – Reimburses you for the current cost of rebuilding, repairing, or replacing your damaged property

Actual Cash Value – Reimburses you for the replacement cost minus depreciation, which means the reimbursement amount will be reduced to account for the property’s age and typical wear and tear

While a policy with Replacement Cost coverage is typically more expensive, it offers a higher level of protection against loss.

Are you in the market for homeowner’s insurance? Contact us for a referral to a trusted insurance broker who can explain your options.

07/09/2023

Debating whether to remodel your home or start fresh somewhere new? If you’re hoping to change any of these factors, moving may be your only solution.

06/18/2023

How’s the U.S. real estate market?

Whether you’re a buyer, seller, or just thinking about your options, here’s what you need to know about the current market and where it’s headed.

🏡 Sales are expected to pick up by early next year.

🏡 Home prices have softened in some markets but remain relatively stable.

🏡 Listing inventory remains low, but new construction is helping to fill the supply gap.

🏡 Mortgage rates may finally come down.

Check out our latest blog post to learn more about what to expect for the rest of 2023!

🔗https://thesquareblock.com/blog/national-real-estate-market-update-for-2023

05/29/2023

Planning an exterior upgrade?

According to the U.S.-based National Association of Realtors, these projects offer the highest estimated cost recovery at resale:

Landscaping upgrade — 100%
Outdoor kitchen — 100%
New patio — 95%
New wood deck — 89%
Irrigation system — 83%

Of course, money isn’t everything! The following improvements delivered the most joy:

In-ground pool addition
Landscape lighting
New patio
New wood deck
Fire feature

Are you considering an outdoor upgrade? Contact us first to find out how it could impact the value of your home.

05/24/2023

Which generation is buying the most homes?

This year, the trophy goes to Baby Boomers.🏆

According to the U.S.-based National Association of Realtors, in 2022, Boomers overtook Millennials as the largest generation of homebuyers. They also continued to make up the largest segment of home sellers.

While the desire to own a home remains high for all generations, the advantage has shifted to Boomers, many of whom are repeat buyers who can use their existing equity to purchase a new home.

Are you a Boomer who’s ready to make a move? We’d love to help! Reach out for a free consultation!

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05/21/2023

Love the latest gadgets?

Here are some of the hottest home-tech devices revealed at the 2023 Consumer Electronics Show (CES):

🤖 Dandy Lawn Care Robot – Dandy roams your lawn to find weeds, then zaps them with a targeted herbicide. Because it sprays 90% less than traditional methods, it’s better for the planet, too.

🚿 Kohler’s Sprig Shower Infusion System – Attach Sprig to your showerhead to deliver an aromatherapy experience via customized pods. Each one contains natural botanicals and skin-enhancing ingredients, like hyaluronic acid.

🍲 Samsung’s Bespoke AI Wall Oven – Internal cameras help it identify what you’re cooking to optimize conditions. You can also peek inside via your smartphone or record a video to stream online. Cooking methods include air sous vide, air frying, and steam cooking.

Contemplating a smart home upgrade? Find out how it could impact the value of your home before you invest. Contact us for a free assessment!

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05/17/2023

Have you heard of “house hacking”? With this real estate investment strategy, homeowners use their property to generate income that helps cover expenses.

Examples of house hacking include:

🏠 Renting out an accessory dwelling unit, like a casita or granny flat

👦 Getting a roommate or listing a room on Airbnb

🚗 Leasing out a parking space in your driveway or garage

🐶 Turning your yard into a pay-by-the-hour dog park

🏊 Renting out access to your pool

If you’ve been struggling to afford a home, house hacking could be the solution! Or, for more ideas, check out our latest blog post.

🔗 https://thesquareblock.com/blog/how-to-become-a-homeowner-on-a-first-time-buyer-s-budget]

05/10/2023

Struggling to find a home within your budget? Try these small compromises, which can lead to huge savings.

And when you’re ready to start searching, we can help you find an affordable home that you love.

📲

05/07/2023

First-home funds are the hottest trend in wedding gifts! But before you create a down payment registry, here are some things to consider.

And if you want more creative ways to afford a home purchase, check out our latest blog post!

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New York, NY
11377

Website

https://thesquareblock.com/

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